Credit Cards » Victoria Secret

Victoria Secret Credit Cards Alternatives

Victoria's Secret, which is famous for its lingerie shows with models sporting wings, has their own credit card which includes membership in their Angel Rewards program. With the Victoria Secret credit card members can earn points when they shop for everything from lingerie and swimwear, to perfume and clothing. Members also get access to money saving perks, including insider information on sales, special deals and promotions.

Alternative Credit Cards for Victoria Secret Shopping and more

  • Find out if you Pre-Qualify without harming your credit score
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/AN/A17.24% - 25.24% Variable$0 - $99
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/aSee Terms$0
  • See if you Pre-Qualify without harming your credit score
  • This unsecured card requires no deposit and can help build your credit
  • Track your progress with free online access to your Experian credit score, terms apply
  • Build your credit history—we report to the credit bureaus monthly
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Enjoy the flexibility to choose your payment due date, terms apply
  • Receive 1% cash back rewards on eligible purchases, terms apply
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/AN/A17.24% - 25.24% Variable$0 - $99
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See Terms

Victoria's Secret Angel Credit Card

The VS Angel credit card can be used exclusively to purchase merchandise through the Victoria's Secret website, catalog or retail stores. It is a store charge card that can only be used for Victoria Secret goods. There is one exception to this rule - the Victoria Secret Angels card can be used to buy things at Bath & Body Works, since they have the same parent company. However, these purchases don't earn points, and Victoria's secret reward points can't be redeemed there either.

Victoria Secret credit card applications are available on the company website or in the store. In general it usually takes a credit score of 600 and above to be approved for a VS Angel credit card. Some customers may not be required to fill out a credit card application because they've been pre-approved by Comenity Bank, the financial institution Victoria's Secret partnered with on this card. There is no fee to open a VS Angel credit card.

Once members have their VS Angel card in hand they can start earning points. Everyone starts off with Angel status, earning 1 point for every $1 spent, although you can earn double points on certain purchases, including bras. Every time you accumulate 250 points with your VS Angel card they will send you a $10 Victoria Secret gift card. Members also get access to coupons, special deals, and promotions, as well as a free surprise gift on their birthday.

Once members have accumulated 500 points, they are bumped up to Victoria's Secret Angel VIP status, which mean they also receive free beauty gifts during the year while earning triple points on certain purchases. Once members earn 1,000 points, they become Victoria Secret Angels Forever cardholders, so they get all the benefits included with the other rewards programs, but they earn $15 for every 250 points instead of just $10. But there's more - free standard shipping twice a year with the launch of the Spring and Fall collections; an annual thank-you gift; and participation in the Angel Forever Panel.

Frequent Victoria's Secret customers may well find the Victoria Secret credit cards and their rewards program very attractive due to the bonuses and rewards they receive for simply doing what they usually do - shopping.