Credit Cards » Victoria Secret Credit Cards

Victoria Secret Credit Cards

Victoria's Secret, which is famous for its lingerie shows with models sporting wings, has their own credit card which includes membership in their Angel Rewards program. With the Victoria Secret credit card members can earn points when they shop for everything from lingerie and swimwear, to perfume and clothing. Members also get access to money saving perks, including insider information on sales, special deals and promotions.

Victoria Secret Credit Card Alternatives

BEST for EXCELLENT Credit
  • Earn up to 5% Cash Back!
  • 0% intro APR on Purchases and Balance Transfers for 14 Months.
BEST for FAIR Credit
  • Start with NO Annual Fee for the first year; $19 after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/aSee termsSee termsVarious RatesSee terms
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you′ve made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Averagen/an/a24.99%* (Variable)$0
  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Rated 4.8 out of 5 Stars by over 5,000 cardmembers.±
  • No annual fee, no late fee for your first late payment - APR won´t go up for paying late, no overlimit fee and no foreign transaction fee.±
  • Free FICO® Credit Score online and on monthly statements.±
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up±. 1% cash back on all other purchases.
  • 100% U.S.- based customer service - anytime, day and night.
  • ±See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent0%
(18 months)
0%
(6 months)
10.99% -
22.99% Variable±
$0
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories and no sign ups needed to earn cash rewards.
  • Redeem the cash back you earn for any amount, any time.
  • Cash back doesn′t expire and there′s no limit to how much you can earn.
  • 0% intro APR on purchases until June 2015.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud Coverage if your card is ever lost or stolen.
  • Get free access to your monthly credit score and credit tips using Capital One® Credit Tracker.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limitedn/a0%
(until
June
2015)
22.9% (V)$39
  • Unlimited 1% back gas rewards.
  • Rewards post to your account automatically each month.
  • Zero fraud liability protects you from unauthorized charges.
  • Earn 1% back on gas purchases and get more value with every gallon.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/A*N/A*17.90% -
23.90% (Variable)
$35-$99
  • No Annual Fee.68
  • No Over Limit Fee.68
  • Get Response in 60 seconds.
  • No down payments, no layaway and no surprises.
  • Apply for Fingerhut Credit today. Fill out our easy online application.
  • Low Monthly Payments.69
  • Choose From Over 70,000 Products.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a24.90%$0
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms

Victoria's Secret Angel Credit Card

The VS Angel credit card can be used exclusively to purchase merchandise through the Victoria's Secret website, catalog or retail stores. It is a store charge card that can only be used for Victoria Secret goods. There is one exception to this rule - the Victoria Secret Angels card can be used to buy things at Bath & Body Works, since they have the same parent company. However, these purchases don't earn points, and Victoria's secret reward points can't be redeemed there either.

Victoria Secret credit card applications are available on the company website or in the store. In general it usually takes a credit score of 600 and above to be approved for a VS Angel credit card. Some customers may not be required to fill out a credit card application because they've been pre-approved by Comenity Bank, the financial institution Victoria's Secret partnered with on this card. There is no fee to open a VS Angel credit card.

Once members have their VS Angel card in hand they can start earning points. Everyone starts off with Angel status, earning 1 point for every $1 spent, although you can earn double points on certain purchases, including bras. Every time you accumulate 250 points with your VS Angel card they will send you a $10 Victoria Secret gift card. Members also get access to coupons, special deals, and promotions, as well as a free surprise gift on their birthday.

Once members have accumulated 500 points, they are bumped up to Victoria's Secret Angel VIP status, which mean they also receive free beauty gifts during the year while earning triple points on certain purchases. Once members earn 1,000 points, they become Victoria Secret Angels Forever cardholders, so they get all the benefits included with the other rewards programs, but they earn $15 for every 250 points instead of just $10. But there's more - free standard shipping twice a year with the launch of the Spring and Fall collections; an annual thank-you gift; and participation in the Angel Forever Panel.

Frequent Victoria's Secret customers may well find the Victoria Secret credit cards and their rewards program very attractive due to the bonuses and rewards they receive for simply doing what they usually do - shopping.

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68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.