Credit Cards » Victoria Secret

Victoria Secret Credit Cards Alternatives

Victoria's Secret, which is famous for its lingerie shows with models sporting wings, has their own credit card which includes membership in their Angel Rewards program. With the Victoria Secret credit card members can earn points when they shop for everything from lingerie and swimwear, to perfume and clothing. Members also get access to money saving perks, including insider information on sales, special deals and promotions.

Alternative Credit Cards for Victoria Secret Shopping and more

  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/AN/A15.65% - 24.15% Variable$0 - $99
  • 2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases and 1X points on all other purchases
  • No annual fee
  • Points don't expire as long as account is open, active and in good standing
  • Redeem points for deposits to a U.S. checking or savings account, statement credits or gift cards, starting at 1,000 points for $10
  • No limit on the number of points you can earn or redeem
  • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
  • Use your card with confidence, $0 Fraud Liability protection means you're not responsible for unauthorized charges you report to us
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/AN/A25.24%* Variable$0
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair/BadN/AN/ASee Terms*See Terms*
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / GoodN/AN/A23.9%$35 - $99*
  • 1% cash back on eligible purchases, terms apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
  • Zero fraud liability protects you from unauthorized charges
  • See if you Pre-Qualify without harming your credit score
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/AN/A15.65% - 24.15% Variable$0 - $99

Victoria's Secret Angel Credit Card

The VS Angel credit card can be used exclusively to purchase merchandise through the Victoria's Secret website, catalog or retail stores. It is a store charge card that can only be used for Victoria Secret goods. There is one exception to this rule - the Victoria Secret Angels card can be used to buy things at Bath & Body Works, since they have the same parent company. However, these purchases don't earn points, and Victoria's secret reward points can't be redeemed there either.

Victoria Secret credit card applications are available on the company website or in the store. In general it usually takes a credit score of 600 and above to be approved for a VS Angel credit card. Some customers may not be required to fill out a credit card application because they've been pre-approved by Comenity Bank, the financial institution Victoria's Secret partnered with on this card. There is no fee to open a VS Angel credit card.

Once members have their VS Angel card in hand they can start earning points. Everyone starts off with Angel status, earning 1 point for every $1 spent, although you can earn double points on certain purchases, including bras. Every time you accumulate 250 points with your VS Angel card they will send you a $10 Victoria Secret gift card. Members also get access to coupons, special deals, and promotions, as well as a free surprise gift on their birthday.

Once members have accumulated 500 points, they are bumped up to Victoria's Secret Angel VIP status, which mean they also receive free beauty gifts during the year while earning triple points on certain purchases. Once members earn 1,000 points, they become Victoria Secret Angels Forever cardholders, so they get all the benefits included with the other rewards programs, but they earn $15 for every 250 points instead of just $10. But there's more - free standard shipping twice a year with the launch of the Spring and Fall collections; an annual thank-you gift; and participation in the Angel Forever Panel.

Frequent Victoria's Secret customers may well find the Victoria Secret credit cards and their rewards program very attractive due to the bonuses and rewards they receive for simply doing what they usually do - shopping.