Credit Cards » PNC Credit Cards

PNC Credit Cards

No matter what your usual expenses are, if you`re banking with PNC and aren`t carrying one of the three PNC credit cards, you should consider them. With no annual fees and plenty of different ways to either save money or earn rewards in the PNC points program, there`s an option for every PNC bank customer.

PNC Credit Card Alternatives

BEST for EXCELLENT Credit
  • Earn up to 5% Cash Back!
  • 0% intro APR on Purchases and Balance Transfers for 14 Months.
BEST for FAIR Credit
  • Start with NO Annual Fee for the first year; $19 after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Find card offers you may be eligible for without affecting your credit score.
  • Get matched to features you want like low intro rates, cash back or miles, and more.
  • See your card matches in less than 60 seconds.
  • Find a card for where you are — to help you prepare for what′s ahead.
  • All Capital One cards come with fraud coverage if your card is lost or stolen.
  • 24/7 account access including mobile app for fast and easy account management - right from your smartphone.
  • Pick the monthly payment due date that works best for you.
  • Pay the way you want - by check, online, or at a local branch.
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
See termsSee termsVarious RatesSee terms
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you′ve made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a24.99%* (Variable)$0
  • 0% intro APR on balance transfers for 18 months-then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Rated 4.8 out of 5 Stars by over 4,000 cardmembers.±
  • No annual fee, no late fee for your first late payment - APR won´t go up for us paying late, no overlimit fee and no foreign transaction fee.±
  • Free FICO® Credit Score online and on monthly statements.±
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up±. 1% cash back on all other purchases automatically.
  • 100% U.S.- based customer service-anytime, day and night.
  • ±See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
0%
(18 months)
0%
(6 months)
10.99% -
22.99% Variable±
$0
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories and no sign ups needed to earn cash rewards.
  • Redeem the cash back you earn for any amount, any time.
  • No limit to the cash back you can earn.
  • Your cash back doesn′t expire.
  • 0% intro APR on purchases until May 2015.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud Coverage if your card is ever lost or stolen.
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/a0%
(until
May
2015)
22.9% (V)$39
  • 1% back on all gas purchases.
  • No limit to the gas rewards you can earn.
  • Rewards post to your account automatically each month.
  • Get pre-qualified without affecting your credit score.
  • Make your first six payments on time and get a credit line increase.
  • Keep an eye on your credit information with free online monthly credit score tracking.
  • Choose your card design from our premium gallery.
  • Email or text alerts to remind you when your payment is due.
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a17.90% -
23.90% (Variable)
$35-$75
  • No Annual Fee.68
  • No Over Limit Fee.68
  • Get Response in 60 seconds.
  • No down payments, no layaway and no surprises.
  • Apply for Fingerhut Credit today. Fill out our easy online application.
  • Low Monthly Payments.69
  • Choose From Over 70,000 Products.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments with Fingerhut Credit!
  • Get the Credit You Deserve.
  • We just love saying "YES!".
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a24.90%$0
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a0.00%See terms

Match PNC Credit Card to Your Lifestyle

PNC credit card services currently offer three different cards, all geared towards rewarding people who currently hold PNC checking accounts. The three cards - the PNC Cashbuilder card, PNC Flex credit card, and PNC points Visa - all carry the Visa logo and are financed through the PNC Financial Services Group, Inc. Each card carries a different main perk to appeal to your individual needs.

Each PNC Bank credit card differs slightly in rates, with the PNC Flex Visa carrying the lowest APR and Cashbuilder VISA carrying the highest. The fees for each card regarding late or returned payments and foreign transactions are the same, but that's as similar as these cards get.

The Cashbuilder is the PNC VISA Credit Card you're looking for if you'd like to focus on earning cash back with each of your purchases. The least amount back you'll net is 1.25% for less than $2,000 in purchases, regardless of the type of purchase. That is already more than a lot of cash back programs. But the more you spend the more you earn, up to 1.75% back.

Even if you can't meet the minimum purchase requirements, you can still earn 1.5% or 1.75% back if you have a qualifying deposit account with PNC and maintain a minimum average monthly balance. You can start redeeming your earned cash when you've acquired as little as $50.

If cash back isn't your thing, you'll be glad to know the PNC Points VISA offers a system where you can redeem points for merchandise, electronics, gift cards, travel, and more. If you do ever get hungry for money, cash is still a reward option. The card allows you to gain four points for every dollar spent on qualifying purchases, with the ability to earn more if you meet your minimum balance or certain deposit requirements.

Last but not least, for those of you who frequently maintain a balance on your credit card, the PNC Flex Visa will allow you to save on interest by offering a lower balance transfer rate. You'll also still be enrolled in the PNC Points program and earn the same 4 points per dollar as the PNC points VISA.

Whether you want a new stereo, a cruise, or just cold hard cash back, the PNC Credit Cards have something for everyone. With two financial powerhouses backing your purchases - PNC and VISA - you can start earning back without a worry in the world.

PNC Financial Services Group, Inc. currently operates as the fifth largest bank in the United States in regards to its number of branches, and is the sixth largest in assets with over $270 billion behind its many financial operations. The bank, a publicly traded entity, is currently headquartered in Pittsburgh, and has thousands of branches and off-premise ATMs spread throughout eastern half of the United States.

± Click apply for Terms & Conditions.
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.