Credit Cards » PNC Credit Cards

PNC Credit Cards

No matter what your usual expenses are, if you're banking with PNC and aren't carrying one of the three PNC credit cards, you should consider them. With no annual fees and plenty of different ways to either save money or earn rewards in the PNC points program, there's an option for every PNC bank customer.

  • Unlimited 1% cash back gas rewards.
  • No limit to the gas rewards you can earn.
  • Get Pre-Qualified without affecting your credit score.
  • Automatic reviews for credit line increase opportunities.
  • Zero fraud liability protects you from unauthorized charges.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/A*N/A*17.90% -
23.90% (Variable)*
$35-$99*
  • Start with a $0 intro annual fee for the first year; $19 after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account - even from your smartphone with our mobile app.
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you.
  • Get access to your account 24 hours a day, 7 days a week.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limitedn/an/a24.9% (Variable)$0 intro for first year;
$19 after that
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 150,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • $50 OFF $200 - Promo Code NC676. ENDs on December 5, 2014.
  • *SEE Fingerhut.com Site for Terms & Conditions.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a24.90%$0
  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars± and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power.±
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%±. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements.±
  • No annual fee, no late fee for your first late payment - APR won´t go up for paying late, no overlimit fee and no foreign transaction fee.±
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text and never responsible for unauthorized Discover card purchases.
  • ±See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent0%
(18 months)
0%
(6 months)
10.99% -
22.99% Variable±
$0
  • Get the credit you need with a competitive rate.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account - even from your smartphone with our mobile app.
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you.
  • Get access to your account 24 hours a day, 7 days a week.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limitedn/an/a20.9% (Variable)$39
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you´ve made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Averagen/an/a24.99%* (Variable)$0
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms

Match PNC Credit Card to Your Lifestyle

PNC credit card services currently offer three different cards, all geared towards rewarding people who currently hold PNC checking accounts. The three cards - the PNC Cashbuilder card, PNC Flex credit card, and PNC points Visa - all carry the Visa logo and are financed through the PNC Financial Services Group, Inc. Each card carries a different main perk to appeal to your individual needs.

Each PNC Bank credit card differs slightly in rates, with the PNC Flex Visa carrying the lowest APR and Cashbuilder VISA carrying the highest. The fees for each card regarding late or returned payments and foreign transactions are the same, but that's as similar as these cards get.

The Cashbuilder is the PNC VISA Credit Card you're looking for if you'd like to focus on earning cash back with each of your purchases. The least amount back you'll net is 1.25% for less than $2,000 in purchases, regardless of the type of purchase. That is already more than a lot of cash back programs. But the more you spend the more you earn, up to 1.75% back.

Even if you can't meet the minimum purchase requirements, you can still earn 1.5% or 1.75% back if you have a qualifying deposit account with PNC and maintain a minimum average monthly balance. You can start redeeming your earned cash when you've acquired as little as $50.

If cash back isn't your thing, you'll be glad to know the PNC Points VISA offers a system where you can redeem points for merchandise, electronics, gift cards, travel, and more. If you do ever get hungry for money, cash is still a reward option. The card allows you to gain four points for every dollar spent on qualifying purchases, with the ability to earn more if you meet your minimum balance or certain deposit requirements.

Last but not least, for those of you who frequently maintain a balance on your credit card, the PNC Flex Visa will allow you to save on interest by offering a lower balance transfer rate. You'll also still be enrolled in the PNC Points program and earn the same 4 points per dollar as the PNC points VISA.

Whether you want a new stereo, a cruise, or just cold hard cash back, the PNC Credit Cards have something for everyone. With two financial powerhouses backing your purchases - PNC and VISA - you can start earning back without a worry in the world.

PNC Financial Services Group, Inc. currently operates as the fifth largest bank in the United States in regards to its number of branches, and is the sixth largest in assets with over $270 billion behind its many financial operations. The bank, a publicly traded entity, is currently headquartered in Pittsburgh, and has thousands of branches and off-premise ATMs spread throughout eastern half of the United States.

* See Card Terms & Conditions for Details.
± Click apply for Terms & Conditions.