Credit Cards » PayPal Credit Cards

PayPal Credit Cards

PayPal, a company well known for making money transfers easy, recently released its own credit card called the PayPal Extras MasterCard. It is linked to a person's Paypal account. The Paypal credit card offers members a way to earn rewards for everyday purchases, which can then be redeemed for cash, travel vouchers, gift cards and merchandise. There is no annual fee for this card.

Credit Cards for PayPal Shopping and more

BEST for FAIR Credit
  • Unlimited 1% cash back gas rewards.
  • Get pre-qualified without affecting your Credit Score.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Use free direct deposit and get your paychecks and tax refund faster!
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions.
  • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new).
  • Earn Cash back rewards from specially selected stores, restaurants and more.
  • No credit check, overdraft fees or interest charges.
  • Safer than carrying cash - use it to pay for everyday purchases.
Apply Now
Activation FeeGuaranteed ApprovalCredit CheckBuild CreditDirect Deposit
see siteNoNoNoFree
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories and no sign ups needed to earn cash rewards.
  • Redeem the cash back you earn for any amount, any time.
  • Cash back doesn′t expire and there′s no limit to how much you can earn.
  • 0% intro APR on purchases until September 2015; 22.9% variable APR after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is ever lost or stolen.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limited0%
(until
September
2015)
0%
(until
September
2015)
22.9% (Variable)$39
  • Start with a $0 intro annual fee for the first year; $19 after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account - even from your smartphone with our mobile app.
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you.
  • Get access to your account 24 hours a day, 7 days a week.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limitedn/an/a24.9% (Variable)$0 intro for first year;
$19 after that
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 150,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a24.90%$0
  • Get the credit you need with a competitive rate.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account - even from your smartphone with our mobile app.
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you.
  • Get access to your account 24 hours a day, 7 days a week.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limitedn/an/a20.9% (Variable)$39
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you´ve made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Averagen/an/a24.99%* (Variable)$0
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms
  • Get paychecks and your tax refund fast with direct deposit!
  • Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer.
  • Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home.
  • Receive WU® money transfer funds directly onto your card in the online account center.
  • Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations.
  • Plus: No credit check, late fees, or interest payments because this is not a credit card.
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more.
Apply Now
Activation FeeGuaranteed ApprovalCredit CheckBuild CreditDirect Deposit
$0NoNoNoFree

More Rewards with PayPal Extras Card

Since its launch in 2000 Paypal has become the go-to source for many consumers and businesses looking for a secure, fast and easy way to transfer money. Now they have launched a credit card issued by GE Money Bank, called the Paypal Extras MasterCard. This card comes with MasterCard Platinum benefits, while also offering members a way to earn rewards while they spend.

Consumers can apply for PayPal Credit Card online and they may be approved right away, but it can also take up to a few weeks. While it may take up to 21 days to get your credit card in the mail, once approved a temporary line of credit will automatically be added to your Paypal account, so you can begin using it right away. They also provide members with zero liability if unauthorized purchases are made with their credit card.

The Paypal credit card can be used anywhere that accepts MasterCard, and with each purchase members can earn reward points at a rate of one point for every dollar spent. However, as its name suggests, it provides members with extra reward earning potential - offering double rewards on eBay and PayPal purchases, since eBay is Paypal's sister company.

Members also earn triple reward points on gas and restaurant purchases. All of which can be redeemed for PayPal Rewards. As you accumulate PayPal rewards you can redeem them for airline tickets, hotel rooms, rental cars, merchandise, vacations, gift cards and vacations.

With the PayPal credit card members can also trade in their points for PayPal Cash, which can be deposited directly into their PayPal account in $50 increments. There is a 50,000 cap on the amount of points you can earn in a year. Also, it's important to keep your account active. If you don't use your card for 12 consecutive months you will lose your points.

Since PayPal credit cards are part of the MasterCard family, members also have access to MasterCard platinum benefits, which includes access to a wide range of programs, including extended warranty, purchase protection, concierge services, and travel protection programs.

For consumers who have a Paypal account the Paypal Extras MasterCard, may well be attractive, since they can redeem their points directly through their account. There is no annual fee for this card, and you will need a credit score that falls in the 600-700 range to be approved for Paypal Credit Cards.