Nordstrom Credit Card Alternatives
If its luxury clothing and items you're looking for, don't forget your Nordstrom credit card next time you're out shopping. With three different card choices, an easy points system, frequent member perks and Nordstrom card services, you'll be glad it's in your wallet. With more than 1,000 brands, Nordstrom is sure to keep you in your luxury needs.
Alternative Credit Cards for Nordstrom Shopping and more
- No Employment or Credit Check
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
- $750 Limit (Usable only at TheHorizonOutlet.com)
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Damaged/Fair | n/a | n/a | 0.00% | See terms |
- New feature! Earn up to 10% cash back on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Bad/No | N/A | N/A | 25.64% (variable) | $35 |
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00 (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Checking Account Required
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Fair/Poor/Bad | N/A | N/A | See Terms* | See Terms* |
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Fair/Poor/Bad/Limited | N/A | N/A | 29.99% (Variable) | See Terms* |
Nordstrom: Get Benefits at Any Level
Nordstrom offers three card choices: a credit card able to be used only at Nordstrom's, a Nordstrom Visa Signature Card, and a Nordstrom Debit Card. All three of the cards are financed by Nordstrom Bank, a subsidiary of Nordstrom's parent company. Nordstrom Bank has been operating more than twenty years with its main capacity being to fund its credit endeavors.
Nordstrom, Inc. was founded in 1901 as a shoe retailer and today has become one of the largest luxury brand retailers in the United States. It currently operates more than 200 locations and is headquartered in Seattle, Washington. As of 2012, they began expanding into Canada.
For the most part, the Nordstrom cards all offer the same rewards. You'll receive $20 in Nordstrom Notes for every 2,000 points you accumulate. Nordstrom Notes can be used as cash in Nordstrom stores. Points are earned at the rate of two points per dollar spent at Nordstrom.
The Nordstrom Visa card can also be used outside of Nordstrom and will earn points at the rate of one point per dollar spent outside. On top of that you'll have access to Visa benefits which offer you greater safety as well as the occasional discount on things such as hotels, events, etc. The Nordstrom Retail Card can be used as a credit card only at Nordstrom's, while the Nordstrom Debit Card will deduct the funds from your personal bank account.
Aside from the points system, owning a card will get you a minimum of $100 in free alterations every year. Depending on your card member level, though, the sky is the limit: a level 4 member gets unlimited free alterations. You'll also have 24/7 customer service and access to their Cards Services which will allow you to manage your account. You'll have the opportunity to gain early pre-shopping access to Nordstrom's Anniversary Sale, and also will be able to select a few days a year when you'll earn triple points on your purchases. Additionally, if you join the Nordstrom Fashion Rewards program you will be able to earn extra benefits every year.
If you've been looking for a card to get you the most out of your luxury retail shopping, this could be your lucky day. If you sign up now for a Nordstrom credit card, you will also receive a bonus of 20 Nordstrom Notes, if you spend $100 on your card when you sign up for it. No matter which card type, who can say "no" to living in the lap of luxury, at a discount?
