Credit Cards » Kohl's

Kohl's Credit Cards Alternatives

The Kohl's credit card can be used exclusively at Kohl's department stores and on its website where cardholders earn Kohl's cash, which can be redeemed for merchandise. The Kohl's credit card includes a sign up bonus in its package. Cardholders also get access to special sales, discounts and offers during the year.

Alternative Credit Cards for Kohl`s Purchases and more

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Bad / Non/an/a*See Terms*See Terms
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See Terms
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/AN/A15.65% - 24.15% Variable$0 - $99

Kohl's Charge Card to Shop at Kohl's

Kohl's is a department store chain with over 1,100 stores throughout the U.S. Kohl's Credit Cards can be used to buy merchandise in the store and via their website, but they can't be used in other stores.

Kohl credit card applications can be found on their website, but you can also apply while you're in the store. Being issued a Kohl's Credit Card usually requires a credit score of 650 or more. Once your credit card application is approved they provide you with a temporary card, so you can begin shopping right away.

Cardholders are also automatically enrolled in the Kohl's Credit Cards rewards program. With this program members earn Kohl's cash and this can be used just like a Kohl's gift card at the register or while shopping online.

As a bonus, new members get 15% off their first purchase. From that point on they earn $10 in Kohl's cash for every purchase of $50. Purchases under $50 are not eligible to earn Kohl's coupons, and you can't combine transactions. Some other exclusions also apply including the fact that Kohl's cash can't be used to buy Kohl's gift cards. Cardholders get access to special discounts twelve times a year, in which they can save anywhere from 15% - 30% on their purchases.

Once members have spent $600 or more with their Kohl's Credit Cards they are upgraded to Kohl's Most Valued Customer status, which affords them some additional benefits. Half a dozen times a year they can pick a personal sale day, and they also get access to 18 special discounts and sales during the year. They also get the MVC Premier Newsletter, which provides some fun tips in fashion and lifestyle, and additional sale information. To stay in the program MVC members have to reach that $600 mark every year.

Kohl's is a popular department store chain, so consumers who are frequent shoppers may well want to take a closer look at the Kohl's charge card. This is a store card but it offers the same kind of tools associated with credit cards, including online bill payment, and account access.