Credit Cards » HHGregg

HHGregg Credit Card Alternatives

H.H. Gregg, the appliance and electronics store, launched their own store branded HH Gregg credit card issued by GE Capital. This card allows members to earn HHGregg rewards, which include discounts, and access to special deals and offers both in the store and online. There is no annual fee for the HHGregg credit card, and it can be managed online through the GE Money's website.

Alternative Credit Cards for HHGregg Shopping and more

  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent0% (15 months (on balance transfers made within 45 days of account opening))n/a14.99%, 19.99% or 24.99%* Variable$0
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 23.24% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average, Fair, Limited0% intro on balance transfers for 9 months0% intro on purchases for 9 months23.24% (Variable)$39
  • 1% cash back on eligible purchases, terms apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
  • Zero fraud liability protects you from unauthorized charges
  • See if you Pre-Qualify without harming your credit score
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/AN/A15.65% - 24.15% Variable$0 - $99
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • 15% OFF - SITEWIDE - 4 Days ONLY!!! Promo Code > SAVE15.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a25.15%$0
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/AN/A15.65% - 24.15% Variable$0 - $99

The h.h. gregg Rewards with GE Credit Card

Washers, refrigerators, air conditions, computers and audio systems are all part of the inventory you will find at h.h. gregg, an electronics and appliance store originally founded in Indianapolis over 50 years ago. The company was started by Henry Harold Gregg.

Over the years the company has expanded going from a single store to 220 stores in over 18 states. They offer a wide range of name brands and provide their consumers with comprehensive services. Part of their expansion included the release their own branded credit card - h.h. gregg credit card.

Individuals who frequent this store may well have seen applications for the HH Gregg credit card at the register upon check out, but they can also easily apply through the store's website. Once your HHGregg Credit Card application is approved, you can use the card at the store or on their website. There is no annual fee associated with this card, but you will need to have a credit rating in the good to excellent range to get approved.

The HHGregg credit card is backed by GE Capital, so members can easily access their account through the GE site, in order to make payments, check their balance, access special promotions, and make changes to account information. However, you can also get all this information and make transactions by making a quick toll-free phone call as well.

There are also some rewards for using HHGregg credit cards, especially if this is your go-to store for appliances and electronics. With the HH Gregg credit card members instantly get a 5% discount every time they purchase merchandise that totals $499 and up at checkout, whether shopping online or actually at the store. There are certain exclusions so it's important to check out the terms and conditions that come with your new HHGregg card. Also, in some instances the discount cannot be combined with sales and other promotions so it pays to ask the salesman before getting to the counter.

Members also get receive exclusive in-store and online promotions throughout the year, so they can save more money on the merchandise they are considering purchasing. If you're interested in financing your purchases, members can access special financing deals and options through the store and GE Caitial when using their HHGregg credit card.

For consumers who are planning to purchase merchandise at HH Gregg stores, or who already do, the HHGregg Card may well seem attractive since they get an automatic 5% off large purchases every time.