Dining and Entertainment Credit Cards
Card issuers present a wide variety of choices, and even include credit card dining offers with "entertaining" benefits! Several companies offer their account holders exclusive deals, special discounts, and rewards programs which are geared towards people who appreciate and value entertainment and leisure activities. There are also several entertainment credit cards with options that will appeal to consumers who live in specific regions of the country. These cards are also designed for those consumers who attend special events, travel, or for those consumers who are just looking for a reliable card for dining out.
Get Rewards While Having Fun
Credit cards with dining and entertainment rewards programs allow consumers to accrue points based on the dollar amount of their purchases. The bonus points can then be redeemed for a number of exclusive deals and discounts for things such as airline flights, entertainment events, recreational activities, dining, and other travel-related merchandise and specials. Typically, for every purchase dollar spent, one bonus point is rewarded. In some instances, reward points are doubled with certain promotional plans, such as initially using the card, or for simply opening an account. They are redeemable at any time. The accrual of bonus points is usually unlimited for the consumer and the points do not carry an expiration date.
Many of today's nationally known card companies provide dining and entertainment credit card offers with outstanding benefits packages. However, many of such cards are sponsored and distributed by entertainment-based companies. These specific types of company cards offer additional bonus point programs on top of the basic points for all purchases made. Should the consumer purchase merchandise or products which are made by the company offering the cards, the rewards points will increase. As an example, the consumer will receive 1-3 points for all purchases at any location; 3-5 points for brand-specific purchases, and 5-10 points for all online company purchases. Many card holders are also eligible to earn additional points for any purchases relating to entertainment events or merchandise. Each card and card company sponsor their own specific plan and packages.
In addition to the reward points and the brand-specific rewards included in the programs, some dining credit cards also offer special incentives to consumers who reside in selected cities such as Los Angeles, New York, and Chicago. Card holders in these areas are eligible to receive additional promotional discounts, deals, and benefits when the credit card is used in the city specified in the program. Several of the cards promote added incentives when the card is used at participating merchants and locations which are only accessible in a specific city.
Most of the card issuers who offer cards with entertainment rewards also provide benefits which are typical for other plastic cards. Some of these benefits include protection against card loss, card theft, fraud, and unauthorized usage. Many of cards initially offer a low annual percentage rate or even a 0% APR for an introductory period of time. There can also be low APR's listed for balance transfers from other cards, and for cash advances. Annual fees for accounts depend on the individual credit cards. Several companies do promote no annual fees for the life of the account. A few companies offer no annual fees only for the first year but will require a yearly fee for periods after the introductory time has expired. Other card companies do require an annual membership fee, which generally ranges between $50 and $90 per year. Account access is offered 24 hours a day and 7 days a week via the internet or by contacting customer service by telephone. Limits, interest rates, and overall eligibility are determined by the individual consumer's credit rating and credit history and some of the benefits and reward programs may also be affected by the consumer's credit worthiness.
Consumers who are seeking a dining and entertainment credit card that offers exclusive deals and benefits which are geared toward entertainment and other leisure or travel activities should check out all of the cards offering such bonus rewards and choose the card that is right for them. Benefits and rewards programs do vary and consumers have a large selection of programs, rates, and other financial elements to consider.
