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Dillards Credit Cards

No matter what the brand, a Dillards credit card will net you big savings storewide. The Dillard's chain competes with household names such as Macy's and Nordstrom's, so you know you'll be shopping in style. With plenty of stores throughout the U.S., anywhere there's a Dillard's there is a use for a Dillards Card.

Credit Cards for Dillards Shopping and more

BEST for FAIR Credit
  • Unlimited 1% cash back gas rewards.
  • Get pre-qualified without affecting your Credit Score.
  • Start with a $0 intro annual fee for the first year; $19 after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account - even from your smartphone with our mobile app.
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you.
  • Get access to your account 24 hours a day, 7 days a week.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limitedn/an/a24.9% (Variable)$0 intro for first year;
$19 after that
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 150,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a24.90%$0
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories and no sign ups needed to earn cash rewards.
  • Redeem the cash back you earn for any amount, any time.
  • Cash back doesn′t expire and there′s no limit to how much you can earn.
  • 0% intro APR on purchases until September 2015; 22.9% variable APR after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is ever lost or stolen.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limited0%
(until
September
2015)
0%
(until
September
2015)
22.9% (Variable)$39
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you´ve made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Averagen/an/a24.99%* (Variable)$0
  • Get the credit you need with a competitive rate.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account - even from your smartphone with our mobile app.
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you.
  • Get access to your account 24 hours a day, 7 days a week.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limitedn/an/a20.9% (Variable)$39
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms

Save More with Dillard's Rewards Cards

Dillard's currently has two card choices which are the Dillard Credit Card, usable only at Dillard's stores, and a Dillards American Express card that can be used anywhere. Both of the cards are financed by GE Capital Retail Bank, a subsidiary of powerhouse corporation General Electric. There's nothing like a line of credit when you're looking to re-stock your closet, and GE Capital Retail Bank offers just that.

Dillard's, of course, has its own reputation. Currently operating more than 300 stores in 29 states, they've come a long way since their first store opened in Nashville, Arkansas, in 1938. With over 1,000 luxury brands in stock, a credit card can certainly come in handy.

Both of the cards allow you to build points via the Dillards rewards system. This system allows cardmembers to gain points through purchases. For every 1,500 points earned, you'll receive a 10% all-day shopping pass or a $10 reward certificate. The pass is good on every item in the store except Dillards Gift Cards and there is no limit as to how much you can save with it. The more you shop, the more the price drops.

The Dillard credit card will earn you two points per dollar spent at Dillards or their website Dillards.com, but is not usable elsewhere. The Dillard American Express Card will also net you two points per dollar at Dillards, but can also be used at any other location and will gain points at the rate of one point per dollar. As a bonus, on groceries and gas the AmEx version will net you two points per dollar spent.

If that's not enticing enough, if you spend $100 when you sign up for the card you'll automatically receive your first 10% off pass. A great rewards system and a sign-on bonus certainly don't hurt, but even better is the chance to become an Elite Card Member when you spend $2,000 in a year. Elite members will receive big perks such as unlimited free shipping from Dillards.com, monthly elite-only bonus point offers, private shopping invitations, priority customer service, and unlimited free gift wrapping. If you spend $5,000 or more in a year, Dillard's will actually send you on a free getaway. Not too bad just for treating yourself to some new clothes or toys.

With the Dillards Credit Cards you'll be rewarding yourself for those tough shopping choices in no time. Regardless of which card you choose, nothing feels better at a department store than guaranteed savings.