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Credit Cards » Dillards Credit Cards

Dillards Credit Cards

No matter what the brand, a Dillards credit card will net you big savings storewide. The Dillard`s chain competes with household names such as Macy`s and Nordstrom`s, so you know you`ll be shopping in style. With plenty of stores throughout the U.S., anywhere there`s a Dillard`s there is a use for a Dillards Card.

Dillards Credit Credit Card Alternatives

BEST for EXCELLENT Credit
  • Shop via ShopDiscover and earn 5% Cashback Bonus on every purchase you make at Dillard`s!
  • 0% intro APR on Purchases and Balance Transfers for 14 Months.
BEST for FAIR Credit
  • NO Annual Fee.
  • Earn 2 Points per $1 on Gas, Grocery, and utility purchases and 1 Point per $1 everywhere else.
  • Start with no annual fee for the first year; $19 after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account - even from your smartphone with our mobile app.
  • Pick the monthly payment due date that works best for you.
  • Pay however you want - by check, online, or at a local branch, all with no fee.
  • Get access to your account 24 hours a day, 7 days a week.
  • Start building for the future with features that can help you get there.
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a24.9% (V)$0 intro for first year;
$19 after that
  • Find card offers you may be eligible for without affecting your credit score.
  • Get matched to features you want like low intro rates, cash back or miles, and more.
  • See your card matches in less than 60 seconds.
  • Find a card for where you are - to help you prepare for what´s ahead.
  • All Capital One cards come with fraud coverage if your card is lost or stolen.
  • 24/7 account access including mobile app for fast and easy account management - right from your smartphone.
  • Pick the monthly payment due date that works best for you.
  • Pay the way you want - by check, online, or at a local branch.
Apply Now
Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
See termsSee termsVarious RatesSee terms
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee.26
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
0%
(18 months)26
0%
(18 months)26
11.99% -
21.99%26 (Variable)
$026
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories and no sign ups needed to earn cash rewards.
  • Redeem the cash back you earn for any amount, any time.
  • No limit to the cash back you can earn.
  • Your cash back doesn´t expire.
  • 0% intro APR on purchases until January 2015.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud Coverage if your card is ever lost or stolen.
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/a0%
(until
January
2015)
22.9% (V)$39
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won´t raise your APR.±
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014 when you sign up. And 1% cash back on all other purchases.±
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you´re never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.±
  • 0% Intro APR± on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR± on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • ±Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
0%
(18 months)
0%
(6 months)
10.99% -
22.99% Variable±
$0
  • 1% back on all gas purchases.
  • No limit to the gas rewards you can earn.
  • Rewards post to your account automatically each month.
  • Get pre-qualified without affecting your credit score.
  • Make your first six payments on time and get a credit line increase.
  • Keep an eye on your credit information with free online monthly credit score tracking.
  • Choose your card design from our premium gallery.
  • Email or text alerts to remind you when your payment is due.
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a17.90% -
23.90% (V)
$35-$99
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
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Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a0.00%See terms
  • Affordable Monthly Payments.69
  • No Annual Fee.68
  • $25 OFF $100 - Promo Code #APR25. ENDS on May 6, 2014.
  • $50 OFF $200 - Promo Code #APR50. ENDS on May 6, 2014.
  • No Over Limit Fee.68
  • Get Response in 60 seconds.
  • No down payments, no layaway and no surprises.
  • We often say "YES!" when others say "No".
  • Shop Great Brands at Fingerhut.com.
  • Choose From Over 30,000 Products.
  • Budget Friendly Payments with Fingerhut Credit!
  • Apply for Fingerhut Credit today. Fill out our easy online application.
  • Free Shipping - Promo Code #APRFREE. ENDS on May 6, 2014.
Apply Now
Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a24.90%$0

Save More with Dillard's Rewards Cards

Dillard's currently has two card choices which are the Dillard Credit Card, usable only at Dillard's stores, and a Dillards American Express card that can be used anywhere. Both of the cards are financed by GE Capital Retail Bank, a subsidiary of powerhouse corporation General Electric. There's nothing like a line of credit when you're looking to re-stock your closet, and GE Capital Retail Bank offers just that.

Dillard's, of course, has its own reputation. Currently operating more than 300 stores in 29 states, they've come a long way since their first store opened in Nashville, Arkansas, in 1938. With over 1,000 luxury brands in stock, a credit card can certainly come in handy.

Both of the cards allow you to build points via the Dillards rewards system. This system allows cardmembers to gain points through purchases. For every 1,500 points earned, you'll receive a 10% all-day shopping pass or a $10 reward certificate. The pass is good on every item in the store except Dillards Gift Cards and there is no limit as to how much you can save with it. The more you shop, the more the price drops.

The Dillard credit card will earn you two points per dollar spent at Dillards or their website Dillards.com, but is not usable elsewhere. The Dillard American Express Card will also net you two points per dollar at Dillards, but can also be used at any other location and will gain points at the rate of one point per dollar. As a bonus, on groceries and gas the AmEx version will net you two points per dollar spent.

If that's not enticing enough, if you spend $100 when you sign up for the card you'll automatically receive your first 10% off pass. A great rewards system and a sign-on bonus certainly don't hurt, but even better is the chance to become an Elite Card Member when you spend $2,000 in a year. Elite members will receive big perks such as unlimited free shipping from Dillards.com, monthly elite-only bonus point offers, private shopping invitations, priority customer service, and unlimited free gift wrapping. If you spend $5,000 or more in a year, Dillard's will actually send you on a free getaway. Not too bad just for treating yourself to some new clothes or toys.

With the Dillards Credit Cards you'll be rewarding yourself for those tough shopping choices in no time. Regardless of which card you choose, nothing feels better at a department store than guaranteed savings.

± Click apply for Terms & Conditions.
26 See the Citi card terms and conditions online.
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.