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Credit Cards » Credit One Bank Credit Cards

Credit One Bank Credit Cards

First National Bank of Marin began its operations in 1984 under Kjell Qvale and was later acquired by Sherman Financial Group, LLC. In February 2006, after obtaining a CEBA status, its name was subsequently changed to Credit One Bank. Today, Credit One Bank offers both Visa and MasterCard to its consumers and is also well known to provide credit limits to people with little credit histories or have had bad credit histories in the past.

  • 1% back on all gas purchases.
  • No limit to the gas rewards you can earn.
  • Rewards post to your account automatically each month.
  • Get pre-qualified without affecting your credit score.
  • Make your first six payments on time and get a credit line increase.
  • Keep an eye on your credit information with free online monthly credit score tracking.
  • Choose your card design from our premium gallery.
  • Email or text alerts to remind you when your payment is due.
Apply Now
Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a17.90% -
23.90% (V)
$35-$99
  • Keep an eye on your credit information with free online monthly credit score tracking.
  • Pre-Qualifying for our card is easy, fast and won´t affect your credit score!
  • Email or text alerts to remind you when your payment is due.
  • Get a credit line increase automatically after you make your first six monthly payments on time.
Apply Now
Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a17.90% -
23.90% (V)
$35-$99
  • 1% back on all gas purchases.
  • No limit to the gas rewards you can earn.
  • Rewards post to your account automatically each month.
  • Get pre-qualified without affecting your credit score.
  • Make your first six payments on time and get a credit line increase.
  • Keep an eye on your credit information with free online monthly credit score tracking.
  • Choose your card design from our premium gallery.
  • Email or text alerts to remind you when your payment is due.
Apply Now
Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a17.90% -
23.90% (V)
$35-$99
  • Keep an eye on your credit information with free online monthly credit score tracking.
  • Pre-Qualifying for our card is easy, fast and won´t affect your credit score!
  • Email or text alerts to remind you when your payment is due.
  • Get a credit line increase automatically after you make your first six monthly payments on time.
Apply Now
Intro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
n/an/a17.90% -
23.90% (V)
$35-$99

Improving Credit Score with Credit One Bank Cards

Credit One Bank is a nationally chartered institution and is a subsidiary of the Sherman Financial Group LLC. It specializes in providing unsecured credit cards to customers who have shady credit records. The following are the Credit One Bank credit card offers.

The Visa Classic Credit Card is the standard account offered by Credit One. Clients can apply for the Visa Classic card online. Its features include the ability to rebuild credit with processed on-time payments, full access to monthly online credit scores free of charge, a credit line reaching up to a thousand dollars, automatic credit line increases, dependent on credit performance reviews, monthly updates to credit bureaus, and $0 fraud liability.

The Visa Classic Credit Card APR or annual percentage rate is 23.9% while its annual fee is $69, which is billed to the credit account at $5.75 each month. A one-time enrolment fee of $69 is required as well. A transaction fee for cash advance is charged at either $5 or 3% of the amount requested for the advance. Cardholders can also take avail of the optional feature of Credit One Bank Credit Protection Program. Additional benefits include account-specific email notices and 24/7 access to cardholders' online accounts.

The Visa Platinum Card, on the other hand, is quite like the Visa Classic Card, in terms of features. It still offers the same features, like the ability to rebuild credit, monthly online credit scores free of charge, a thousand dollar credit line maximum, monthly updates to credit bureaus, credit performance reviews, automatic credit line increases, $0 fraud liability, the same APR, annual fee, enrolment fee, cash advance transaction fee, and the optional feature of Credit One Credit Protection Program. The difference is in the additional benefits, where Travel Accident Insurance and Auto Rental Collision Damage Waiver are included.

The Platinum MasterCard, meanwhile, is still much alike the Visa Platinum Card. It is still in the additional benefits that the card distinguishing feature lies. The Platinum MasterCard offers Master RoadAssistService to its cardholders, as well as Extended Warranty Coverage. Master RoadAssistService is actually a 24-hour emergency service available to MasterCard cardholders, where MasterCard and the AAA or American Automobile Association offers roadside assistance. Extended Warranty Coverage allows cardholders extended warranty periods for products purchased with the card.

Lastly, the Visa Black Card provides you the same set of features and the ability to choose your design from a set of templates. The annual fee is now $81 and is billed at $6.75 each month. Additional benefits include Travel Accident Insurance and Auto Rental Collision Damage Waiver.