Credit Cards » Best Buy® Credit Cards

Best Buy® Credit Cards

Best Buy has various financing plans but here we offer to appreciate smart financing with rewards - credit cards with Reward Zone® program. You can take advantage of Reward Zone® program Credit Card or Reward Zone® program MasterCard®. As a member of Reward Zone program you will receive 1 base point for $1 spent on purchases. For the Reward Zone points you will receive reward certificates to use as coupons for discounts off future purchases at Best Buy retailers.

Best Buy Credit Card Alternatives

BEST for EXCELLENT Credit
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up±.
  • 1% cash back on all other purchases.
BEST for FAIR Credit
  • Unlimited 1% cash back gas rewards.
  • Get pre-qualified without affecting your Credit Score.
  • No Annual Fee.68
  • No Over Limit Fee.68
  • Get Response in 60 seconds.
  • No down payments, no layaway and no surprises.
  • Apply for Fingerhut Credit today. Fill out our easy online application.
  • Low Monthly Payments.69
  • Choose From Over 70,000 Products.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments with Fingerhut Credit!
  • Get the Credit You Deserve.
  • We just love saying "YES!".
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a24.90%$0
  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars± and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power.±
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up±. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements.±
  • No annual fee, no late fee for your first late payment - APR won´t go up for paying late, no overlimit fee and no foreign transaction fee.±
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • ±See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent0%
(18 months)
0%
(6 months)
10.99% -
22.99% Variable±
$0
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you´ve made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Averagen/an/a24.99%* (Variable)$0
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms

Smart Financing in Reward Zone

Best Buy is one of the American public companies, which offers consumer electronics in the U.S., Puerto Rico, Mexico, Canada and China.

As any big retailer, Best Buy offers different membership benefits, including credit cards. Amid different credit plans, the company has one with Reward Zone® program: Reward Zone® program Credit Card and Reward Zone® program MasterCard®. Both cards are issued by Capital One, N.A.

Both Reward Zone credit cards allow you to earn points on qualifying purchases. As a Reward Zone member you will get 2 points for nearly every dollar spent at Best Buy or BestBuy.com. When you hit 250 points you`ll receive a $5 reward certificate, which you can use on virtually anything you purchase at Best Buy. Except reward program, there is one more common thing for both credit cards: the cards do not charge an annual fee.

Best Buy credit cards are store branded credit cards, which means you can use it at best Buy only. However, Reward Zone® program MasterCard® can be used anywhere MasterCard is accepted. This is very convenient option when you want a store branded credit card but still use it to make purchases with other retailers. It should be noted that bonus points will accrue only if you purchase at eligible retailers.

Reward Zone is a place where you can manage your account online, pay bills, check balance, view recent transactions and see special offers. You can also enroll in email and mobile alerts, and receive paperless statements.

± Click apply for Terms & Conditions.
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.