Alternatives to Merrick Bank Credit Card
Merrick Bank cares about consumers with bad and fair credit histories. The bank issues sub prime unsecured and secured credit cards for those with blemished credit. Merrick's credit cards have reasonable features and credit terms. For a responsible cardholder, these cards can be a stepping stone to good credit rating. If used wisely, card products from Merrick Bank can help build or rebuild credit since they do report to the three major credit reporting bureaus.
- Bad Credit, Low Score? No Problem!
- Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
- Receive a $750 Credit Line*
- Easy Application with Immediate Results
- No Credit Check
- *usable only at theHorizonOutlet.com
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Bad | n/a | n/a | 0.00% | See terms |
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
- With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit
- Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months - no additional deposit required!
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Join over 1.2 million cardholders who’ve used OpenSky to build their credit
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Bad / No | N/A | N/A | 22.64% (variable) | $35 |
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Checking Account Required
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Bad/Fair | N/A | N/A | See Terms* | See Terms* |
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Fair/Poor/Bad/Limited | N/A | N/A | 29.99% (Variable) | See Terms |
Merrick Bank Credit Cards for Sub Prime Consumers
Founded in 1997, Merrick Bank is now one of the well known card issuers targeting bad credit sector.
The bank comes up with unsecured credit cards for people with credit less than perfect. For those prospective cardholders who don`t mind paying a security deposit, there is a secured credit card. Branded Visa and MasterCard, Merrick`s cards are in great demand among consumers with bad and fair credit. One can choose a card to suit their financial needs and capabilities.
Merrick Bank credit card offers come with competitive features and benefits. Merrick`s responsible cardholders enjoy regular credit limit increases. Merrick Bank excellent customer service is always there at your disposal.
