Find the best credit card offers online.MBNA Credit Cards
Maryland Bank, N.A. founded in 1982 and acquired in 2005 by Bank of America, was one of the world’s largest independent issuer of credit cards and pioneered the use of affinity cards in the early 1980s. This program (the affinity) allows their credit card holders to promote any organization by imprinting the brand or images on the card. The company also provides services in the field of retail deposits, consumer loans and insurance products. With a managed loan of over $90 billion, it is operating in many countries including United States, in Canada, Ireland and the United Kingdom.
The Basics on MBNA Credit Cards in the Market
The credit cards offered by MBNA to their clients come with extremely competitive interest rates. This was the significant effect of the merger between MBNA and the Bank of America. Today, the MBNA Credit Card is also known as the Bank of America Credit Card. The services offered by the card are similar to those of the past. Only now, the card operates under the name and management of the Bank of America.
There are many special benefits that cardholders of the MBNA Credit Card get to enjoy. First, there is no annual fee charged for any purchase that is made with the card. Second, the APR or the annual percentage rate of the credit card starts off very low. Third, the credit limit of the card is high. At times, this can be set as high as one hundred thousand dollars. This is still dependent on certain criteria pertaining to the cardholder? credibility, trustworthiness, and credit history. Fourth, the credit card is replaced immediately, should it get lost or stolen. Lastly, MBNA Credit Cards are accepted globally and cardholders are given the option to draw cash from their credit account from any portion around the globe.
As for fraud protection services, the MBNA cardholder is entitled to 24/7 fraud protection measures. In case of theft or loss of the credit card, the cardholder is deemed not responsible for any illegal transactions made with his card on his behalf. Accident insurance is also supported for cardholders who want to avail of this optional feature.
The MBNA Gold MasterCard?comes with a fixed low AIR or annual interest rate, pegged at only 9.99%. The cardholder is not charged any annual fee and is entitled to 24/7 fraud protection services, 24/7 customer service, as well as full online access to his credit card account. The MBNA Gold MasterCard?also gives access to cash at over 400,000 ATM machines worldwide.
The MBNA Gold MasterCard? on the other hand, allows you to reap rewards with the purchases made with the credit card. Card details include no annual fees, 1% cash back on net retail purchases, 19.99 AIR on purchases and cash advances, 24/7 fraud protection, 24/7 customer service, and access to cash via more than 400,000 ATM machines worldwide. There is no limit to the cash back rewards earned with the card. Redeeming earnings is easy, with MasterCard crediting redeemed cash back rewards to credit accounts every January. Credit line can be up to $100,000 with no spending limit.
The MBNA WorldPoints, meanwhile, still does not charge annual fees. Cardholders get 1,000 bonus WorldPoints with first purchase made. AIR on purchases and cash advances is still 19.99%, complete with 24/7 fraud protection, 24/7 customer service, and access to cash via over 430,000 ATM machines. With every $1 net retail purchase made with the MBNA WorldPoints Credit Card, 1 WorldPoint is earned.
