#1 Online Credit Card Consulting

Apply for a credit card | Credit card education | Credit card blog

Low Interest Credit Card Offers for Business

View Options: Extended | Compact | Comparison

Low interest credit cards can be a powerful asset to have in your financial tool-belt. Low interest credit cards can make significant amounts of money available to average consumers without charging and arm and a leg for it, making it easier for you to manage your finances without incurring debt in the process. Low interest credit cards are a great way to save money on whatever it is you're buying, whether you using it to purchase day-to-day necessities, or more expensive items. When you're paying for a lower interest rate on low interest credit cards, you're paying less, period.

Save money on all financed purchases with low interest credit cards
Pay off purchases in a shorter amount of time while making lower payments
Make sure low interest credit cards you apply for are permanently low interest; and not just an introductory offer
Low interest credit cards can act like a personal loan for larger purchases

| Cards for Consumer | Cards for Student | Cards for Business |

Credit Card Offers Found: 6

Advanta Platinum BusinessCard with Rewards

Good Credit*

Most Attractive:	No annual fee; discounts on various products and services; choice of travel rewards or cash back program.
Special Offer:	0% APR on Balance Transfers for 15 Months.

(MasterCard)

Click here to apply for Advanta Platinum BusinessCard with Rewards

0% APR on Balance Transfers for 15 Months
7.99% Fixed APR Thereafter
No Annual Fee and No Limit on the Total Rewards You Can Earn
5% Cash Back or Travel Rewards
$0 Fraud Liability
Personalized Card - Your Company Name on The Top of the Card
Benefit Rating:

0% Intro APR on Balance Transfers for 15 Months
7.99% Regular Variable APR for Purchases
7.99% Regular Variable APR for Cash Advances

Rebate Amount: Up to 5%
see terms Grace Period

(* A 0% introductory rate is available on balance transfers for 15 months. The APR for balance transfers after the introductory period will be a fixed rate of 7.99%.)

Important Notes:

Estimate Reward Earnings

Cardholders can only enroll in either the cash back rebate program or the travel rewards program.
The variable APR for cash advances varies according to the applicant's credit history and will be either 7.99% or 19.99%.
See website for complete terms and conditions of card usage and application disclosure.

CitiBusiness® Card with ThankYou(SM) Network

Excellent Credit*

Most Attractive:	0% introductory rate; no annual fee; access to rewards program; bonus points.
Special Offer:	0% APR on Purchases for 12 months

(MasterCard)

Click here to apply for CitiBusiness® Card with ThankYou(SM) Network

0% APR on Purchases for 12 months
No annual fee
10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card
3 ThankYou Points on eligible business purchases
1 ThankYou Point for every dollar you spend on other purchases
Business-size credit line
Quarterly and annual business account summaries
Balance transfer fee applies with this offer
Benefit Rating:

0% Intro APR on Purchases for 12 months
9.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Points per Dollar: 1.00 Point
Bonus on First Purchase: 10,000 points after $250
20 days Grace Period

(* 0% APR on Purchases for 12 months)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Discover® Business Card

Good Credit*

Most Attractive:	Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.
Special Offer:	0% for 12 months and is applied to Purchases, Balance Transfers.

(Discover Card)

Click here to apply for Discover® Business Card

0% Intro APR on Balance Transfers and Card Purchases for 12 Months
No Annual Fee
5% Cashback Bonus on office supplies, 2% on gas and up to 1% on all other purchases
Fee-free PurchaseChecks to pay vendors and suppliers who do not accept credit cards
Manage employee card spending online, in real time
View Discover® Card Rates, Fees, Rewards and Other Important Information
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for 12 months
13.99% Regular Variable APR for Purchases
22.99% Regular Fixed APR for Cash Advances

Rebate Amount: Up to 5%
Bonus on First Purchase: n/a
20 days Grace Period

(* There is a 0% introductory APR on purchases and balance transfers for 12 months)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Advanta Life of Balance Platinum Card

Good Credit*

Most Attractive:	Reasonably low APR; no annual fee; discounts on various products and services; choice of travel rewards or cash back program.
Special Offer:	2.99% until the balance is paid in full and is applied to Balance Transfers.

(MasterCard)

Click here to apply for Advanta Life of Balance Platinum Card

2.99% Fixed APR for Life on Balances Transferred within 3 Months
No Annual Fee and No Limit on the Total rewards You Can Earn
6% Cash Back or Travel Rewards
$0 Fraud Liability
Personalized Card - Your Company Name on the Top of the Card
Benefit Rating:

2.99% Intro APR on Balance Transfers for 3 Months
9.99% Regular Variable APR for Purchases
9.99% Regular Variable APR for Cash Advances

Rebate Amount: Up to 6%
see terms Grace Period

(* The introductory rate is available on balance transfers submitted during the first three months)

Important Notes:

Estimate Reward Earnings

The APR is based on the highest Prime Rate during a 90-day period.
Cardholders can only enroll in either the cash back rebate program or the travel rewards program.
See website for complete terms and conditions of card usage and application disclosure.

Citi® Professional(SM) Cash Card

Most Attractive:	Access to reward program; no annual fee.
Special Offer:	0% APR on purchases for 12 months

(MasterCard)

Click here to apply for Citi® Professional(SM) Cash Card

0% APR on purchases for 12 months
No annual fee
Earn 3% cash back on eligible business purchases
Earn 1% cash back on all other purchases
24/7 online access and Customer Service
Online Expense Organizer - create customized reports for client billing, tax purposes, or reimbursement
Balance transfer fee applies with this offer
Benefit Rating:

0% Intro APR on Purchases for 12 months
9.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Rebate Amount: Up to 3%
Bonus on First Purchase: n/a
20 days Grace Period

(* 0% APR on purchases for 12 months)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Chase Business Rebate Visa® Card

Good Credit*

Most Attractive:	Rebate program; no annual fee; long term 0% introductory rate.
Special Offer:	0% for 12 months and is applied to Purchases, Balance Transfers.

(Visa)

0% APR for Up To 12 Months on Purchases and Balance Transfers
No Annual Fee
3% Cash Back Back for Purchases at Restaurants, Gas Stations, Office Supply Stores, Building Supply Stores, and Hardware and Home Improvement Stores
1% Cash Rebate on All Other Purchases
Free Additional Cards for Your Employees, Free Quarterly Reports and Other Online Account Management Tools to Help You Keep Track of Your Business Expenses
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for 12 months
10.99% Regular Variable APR for Purchases
20.99% Regular Variable APR for Cash Advances

Rebate Amount: Up to 3%
Bonus on First Purchase: n/a
20 days Grace Period

(* 0% APR for up to 12 Months on purchases and balance transfers)

Important Notes:

Estimate Reward Earnings

The APR for purchases varies according to the applicant's credit history and is either 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Most Americans have some debt. It has become a relatively normal part of the modern lifestyle. But all debts aren't made equal. The difference between debt carried on low interest credit cards and debt carried on a higher interest credit card can mean the difference between paying that debt off, or carrying it with you for the rest of your life.

It isn't the initial principal (the original money borrowed on your card) that can take people such a long time to pay off-it's the interest that you pay on that principle. The higher the interest rate, the longer you'll be paying off your principal, and the more money you'll spend doing it. It's a strong argument for low interest credit cards. With low interest credit cards, more of the money you put into your credit card payments will go toward paying off your principle. Low interest credit cards let you spend less of your money on unnecessarily high interest rates, so you'll be able to pay your principle off sooner.

If you have good credit, there is no reason not to shop around and find the low interest credit cards with the best rates and features. There are lots of low interest credit cards available from many different institutions, so doing a little research will work strongly in your favor. The most important thing to remember about shopping around for low interest credit cards, though, is to really read the fine print. Lots of cards might claim to be low interest credit cards, while in fact they are simply advertising a low introductory interest rate that will shoot up the second your introductory period is over. Don't let yourself get tricked into a bad interest rate, just because it looks good at first. All of those numbers and decimal points in the terms and conditions might be difficult to read, but they decide whether your money ends up with the credit card company, or stays in your pocket.

If you already have a fair amount of debt that you're carrying on a credit card with a high interest rate, there's no law that says you have to keep on throwing your money away on interest payments. If you have good credit, frequently you can apply for low interest credit cards with superior interest rates, and transfer the balance of your old card onto your new one. Ideally, you would be able to find low interest credit cards that either offer a very low interest rate, or that will allow you an introductory period during which they won't apply any interest at all. These low interest cards would give you time to start paying off the principal without incurring any additional interest for a period. Again, though, the most important thing is to make sure that at the end of your introductory period, the rates on the low interest credit cards you're looking at still work in your favor. You should never move your debt from one high interest card to a higher interest card.

Low interest credit cards can give you all kinds of financial freedom. For instance, if you have low interest cards with very low rates, and are thinking about taking out a small loan in order to make a large purchase, like a new car, you might consider putting that large purchase on your low interest credit cards. If the interest rates on your low interest credit cards are lower than the interest on the loans you could take out from another institution, and you know that you have the financial stability necessary in order to make your payments on time, it just makes sense. Low interest credit cards give you the ability to make the best financial choices for your lifestyle.