Low Interest Credit Card Offers for Page 2
- Get the credit you need with no processing fees or application fees.
- $0 Fraud Liability if your card is lost or stolen.
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.
- Access your account 24/7.
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- 0% Intro APR on Balance Transfers and Purchases for 18 months.
- No annual fee.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more.
- Citi® Identity Theft Solutions.
18 months
18 months
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- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
18 months
6 months
- $100 Bonus after you spend $500 in the first 3 months.
- 50% bonus on the cash back you earn every year.
- 1% cash back on all purchases.
- No annual fee.
Until February 2013
Until February 2013
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Pay Off Your Balances With Low Interest Rate Credit Cards
It might seem like a no-brainer, but high interest rate credit cards can keep you chained to your monthly payments for a long, long time. The reason? You are paying mostly interest each month. Not a good cycle to get stuck in. Take a look at the low interest rate cards offered and transfer your balances over to one of them. This way you can pay off your balances faster and have more money in your pocket each month.
Let`s face it, nearly all of us have at least one credit card. And our credit cards have balances on them. We use them for medical and dental bills, grocery shopping, a new couch, home improvements, and nearly every other imaginable purchase you can think of. However, when you pay your bill each month and the balance doesn`t seem to be getting much lower, it might be time to look at transferring your balance to a 0% to low interest rate card.
Everyone knows it`s not the new couch paid for on your credit card that takes years to pay off. Come on! With your monthly payments, you could have had that thing paid off in less than a year. But it`s not paid yet. Why? High interest cards turn you into a slave to your payments, so you carry your debt with you for so long you don`t know what it feels like to not have any debt.
If your credit is good, you should start shopping around to find a card that offers a low interest rate. In doing your research, be sure to read the fine print. Some cards offer a low introductory APR for a short time and then jack the rate way up. This puts you right back to square one. Instead of spinning your wheels, make sure you get a card that doesn`t skyrocket the interest rate after six months or a year.
Once you transfer your balances, you will have some breathing room, which allows you to pay off your balances faster, ultimately leading to financial freedom.
