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Instant Approval Credit Cards Offers for Student

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Instant approval credit cards give you the information you need, when you need it. When you apply for an instant approval credit card, you will know almost immediately whether or not you have been approved. Instant approval credit cards take the guesswork out of your credit card application process. You don't have to wait around, wondering if you'll be approved for the credit that you need. When you apply for instant approval credit cards, you will have all of the information and the financial flexibility you need to make good financial decisions.
  • Learn whether you're approved or not seconds after submitting application
  • Upon approval, receive credit card and access to funds in one to two weeks
  • Shop around instant credit card offers for those that provide quality benefits
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Credit Card Offers Found: 5

Citi® mtvU™ Platinum Select® Visa® Card for College Students

Poor/Bad Credit OK* 
Most Attractive: 0% introductory rate for all transactions; student-related discounts; no annual fee; additional points earned for maintaining good grades and paying in a timely manner.
Special Offer: 0% for 6 months and is applied to Purchases, Balance Transfers, Cash Advances.
(Visa)
Click here to apply for Citi® mtvU™ Platinum Select® Visa® Card for College Students
Apply Here
  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • No Annual Fee
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points for paying on time.
  • Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, MTV events, and airline tickets.
  • No balance transfer fee with this offer
  • Benefit Rating: Benefit Rating:4 out of 5 stars
0% Intro APR on Purchases, Balance Transfers for 6 months
13.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances
  Points per Dollar: 1.00 Point
Bonus on First Purchase: n/a
20 days Grace Period
(* 0% APR for 6 months on purchases, cash advances and balance transfers)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Citi® mtvU™ Platinum Select® Visa® Card for College Students
No minimum income or co-signer required to activate an account.
See website for complete terms and conditions of card usage and application disclosure.

Discover® Student Card - Tropical Beach

Good Credit* 
Most Attractive: Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee.
Special Offer: 0% for 6 months and is applied to Purchases.
(Discover Card)
Click here to apply for Discover® Student  Card - Tropical Beach
Apply Here
  • Build Your Credit History
  • 0% Interest* on Purchases for 6 Months
  • No annual fee
  • No Minimum Income or Cosigner Required
  • Easy Online Account Management Tools
  • Up to 1% Cashback Bonus on all purchases automatically
  • Double Rewards with More than 80 Cashback Bonus Partners*
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Benefit Rating: Benefit Rating:4 out of 5 stars
0% Intro APR on Purchases for 6 months
16.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances
  Rebate Amount: Up to 5%
Bonus on First Purchase: n/a
25 days Grace Period
(* There is a 0% introductory APR* on purchases for 6 months)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Discover® Student  Card - Tropical Beach
See website for complete terms and conditions of card usage and application disclosure.

Citi® Driver's Edge® Card for College Students

Poor/Bad Credit OK* 
Most Attractive: No annual fee; access to rebate program; 0% introductory rate for all transactions.
Special Offer: 0% for 6 months and is applied to Purchases, Balance Transfers, Cash Advances.
Top Rated by Consumer
(Visa)
Click here to apply for Citi® Driver's Edge® Card for College Students
Apply Here
  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • No Annual Fee
  • Earn 3% rebates on purchases made at supermarkets, drug stores and gas stations
  • Earn 1% rebates on other purchases
  • Redeem up to $5,000 on the next vehicle, new or used
  • Build your credit history
  • Earn money for the miles you drive!
  • No minimum income or co-signer required
  • Benefit Rating: Benefit Rating:3h out of 5 stars
0% Intro APR on Purchases, Balance Transfers for 6 months
14.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances
  Rebate Amount: Up to 3%
Bonus on First Purchase: n/a
20 days Grace Period
(* 0% APR for 6 months on purchases, cash advances and balance transfers)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Citi® Driver's Edge® Card for College Students
See website for complete terms and conditions of card usage and application disclosure.

Discover® Student Card - Monogram Collection

Good Credit* 
Most Attractive: Personalized card design; double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee; 0% intro APR on purchases.
Special Offer: 0% for 6 months and is applied to Purchases.
(Discover Card)
Click here to apply for Discover® Student Card - Monogram Collection
Apply Here
  • Choose Your Personalized Design
  • 0% Interest* on Purchases for 6 Months
  • No Annual Fee
  • Build Your Credit History
  • No Minimum Income or Cosigner Required
  • Up to 1% Cashback Bonus on all other purchases automatically
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Benefit Rating: Benefit Rating:4 out of 5 stars
0% Intro APR on Purchases for 6 months
16.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances
  Rebate Amount: Up to 5%
Bonus on First Purchase: n/a
25 days Grace Period
(* There is a 0% introductory APR* on purchases for 6 months)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Discover® Student Card - Monogram Collection
See website for complete terms and conditions of card usage and application disclosure.

Discover® Open Road(SM) Card for Students

Good Credit* 
Most Attractive: No annual fee; 0% introductory rate; reward program.
Special Offer: 0% for 6 months and is applied to Purchases.
(Discover Card)
Click here to apply for Discover® Open Road(SM) Card for Students
Apply Here
  • 0% Interest on Purchases for 6 Months
  • No annual fee
  • Build Your Credit History
  • Full 5% Cashback Bonus® on Gas and Auto Maintenance Purchases
  • Up to 1% Cashback Bonus on All Other Purchases
  • $0 Fraud Liability Guarantee
  • Easy online account management options
  • View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Benefit Rating: Benefit Rating:3h out of 5 stars
0% Intro APR on Purchases for 6 months
16.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances
  Rebate Amount: Up to 5%
Bonus on First Purchase: n/a
25 days Grace Period
(* There is a 0% introductory APR on purchases for 6 months)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Discover® Open Road(SM) Card for Students
See website for complete terms and conditions of card usage and application disclosure.
 
Applying for a credit card can be a difficult and stressful process. Especially if you aren't sure what your credit score is like, you can spend a lot of time and worry wondering whether or not you're going to be approved for the credit card that you want. Then, if you aren't approved, you have to start the all over again from scratch, looking for the right card for you, sending out your information, and then twiddling your thumbs for days while the credit card company runs around, gathering information on you.

If you are sick of the process, think about applying for instant approval credit cards. When you apply for instant approval credit cards, you will know whether or not you have been approved for the credit card you want within just seconds of sending in your application. Instant approval credit cards make it that easy.

But first things first. Just because you have gotten a letter or a flyer or an email saying that you have been pre-approved for one of various instant approval credit cards doesn't mean that there is already a card out there with your name on it. If you're interested in instant approval credit cards, you will still have to go through a short application process to see whether or not you will be approved. The good news is, once you have gone the process necessary for applying for instant approval credit cards, you will know within seconds whether or not you've gotten the card you want.

One thing to keep in mind, though, is that even if the process of applying for an instant approval credit card only takes seconds, getting the card itself and access to funds will take one or two weeks. Many people mistakenly assume that instant approval credit cards give you immediate approval as well as immediate access. The only "instant" part about instant approval credit cards is the approval process. Even if you've been approved for instant approval credit cards, you still have to wait for the physical credit card itself to come in the mail, and then perform several security measures in order to avoid fraudulent use.

Another thing to take into consideration when you are applying for instant approval credit cards is your credit score. Just because the application process for instant approval credit cards is fast doesn't mean that the institutions offering them aren't interested in your credit history. If you have bad credit, applying for lots of instant approval credit cards isn't going to make it any better. You have to find an institution that provides instant approval credit cards specifically for people with varied credit histories. Be aware of what your credit score is like, and you'll be able to make better decisions about which instant approval credit cards are right for you.

Finally, just because instant approval credit cards come with a fast approval process doesn't mean the credit cards themselves don't have to be great. There are lots of institutions offering a variety of instant approval credit cards, so shop around to find the right one for you. When you look at lots of instant approval credit cards, you will see a lot of variation in interest rates, introductory rates and user benefits, so don't just pick up the first one that catches your eye. The application process on instant approval credit cards might be fast, but you might have the card itself for a long time, so take your time in deciding which ones you want to apply for. With all the time instant approval credit cards save you in the application process, you'll have some time to spare.
 
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