Credit Cards » HHGregg

HHGregg Credit Card Alternatives

H.H. Gregg, the appliance and electronics store, launched their own store branded HH Gregg credit card issued by GE Capital. This card allows members to earn HHGregg rewards, which include discounts, and access to special deals and offers both in the store and online. There is no annual fee for the HHGregg credit card, and it can be managed online through the GE Money's website.

Alternative Credit Cards for HHGregg Shopping and more

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Help strengthen your credit for the future with responsible card use
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average, Fair, LimitedN/AN/A24.99% (Variable)$39
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included.
  • Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
FairN/AN/A15.90% - 24.40% Variable$0 - $99
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
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  • *SEE Site for Terms & Conditions.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / GoodN/AN/A23.9%$35 - $99*
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness. Please note, there is a fee for balance transfers
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent/Good0% (12 months (on balance transfers made within 45 days of account opening))N/A16.49%, 20.49% or 23.49%* Variable$89 - waived first year

The h.h. gregg Rewards with GE Credit Card

Washers, refrigerators, air conditions, computers and audio systems are all part of the inventory you will find at h.h. gregg, an electronics and appliance store originally founded in Indianapolis over 50 years ago. The company was started by Henry Harold Gregg.

Over the years the company has expanded going from a single store to 220 stores in over 18 states. They offer a wide range of name brands and provide their consumers with comprehensive services. Part of their expansion included the release their own branded credit card - h.h. gregg credit card.

Individuals who frequent this store may well have seen applications for the HH Gregg credit card at the register upon check out, but they can also easily apply through the store's website. Once your HHGregg Credit Card application is approved, you can use the card at the store or on their website. There is no annual fee associated with this card, but you will need to have a credit rating in the good to excellent range to get approved.

The HHGregg credit card is backed by GE Capital, so members can easily access their account through the GE site, in order to make payments, check their balance, access special promotions, and make changes to account information. However, you can also get all this information and make transactions by making a quick toll-free phone call as well.

There are also some rewards for using HHGregg credit cards, especially if this is your go-to store for appliances and electronics. With the HH Gregg credit card members instantly get a 5% discount every time they purchase merchandise that totals $499 and up at checkout, whether shopping online or actually at the store. There are certain exclusions so it's important to check out the terms and conditions that come with your new HHGregg card. Also, in some instances the discount cannot be combined with sales and other promotions so it pays to ask the salesman before getting to the counter.

Members also get receive exclusive in-store and online promotions throughout the year, so they can save more money on the merchandise they are considering purchasing. If you're interested in financing your purchases, members can access special financing deals and options through the store and GE Caitial when using their HHGregg credit card.

For consumers who are planning to purchase merchandise at HH Gregg stores, or who already do, the HHGregg Card may well seem attractive since they get an automatic 5% off large purchases every time.