Credit Cards » HHGregg

HHGregg Credit Card Alternatives

H.H. Gregg, the appliance and electronics store, launched their own store branded HH Gregg credit card issued by GE Capital. This card allows members to earn HHGregg rewards, which include discounts, and access to special deals and offers both in the store and online. There is no annual fee for the HHGregg credit card, and it can be managed online through the GE Money's website.

Alternative Credit Cards for HHGregg Shopping and more

  • Start with a $0 intro annual fee for the first year; $19 after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account, even from your smartphone with our mobile app.
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you.
  • Get access to your account 24 hours a day, 7 days a week.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limitedn/an/a24.9% (Variable)$0 intro for first year;
$19 after that
  • Quick pre-qualification available with no impact to your credit score.
  • Fast and easy instant decision.
  • Choose your custom card design - Free.
  • Free online account access.
  • Zero Liability - you′ll never be held liable for unauthorized charges made to your card.
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Goodn/an/a23.9%$35 - $99*
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn′t expire and there′s no limit to how much you can earn.
  • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016.
  • 0% intro APR on purchases until March 2016; 22.9% variable APR after that.
  • Balance transfers also have a 0% intro APR until March 2016.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is ever lost or stolen.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limited0% (until March 2016)0% (until March 2016)22.9% (Variable)$39
  • Double all the cash back you´ve earned at the end of your first year automatically - only for new cardmembers.±
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more -up to the quarterly maximum when you sign up.± 1% cash back on all other purchases.
  • 0% intro APR on purchases & balance transfers for 12 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.±
  • Free FICO® Credit Score on statements, online & by mobile app.± And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won´t raise your APR.±
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • ±See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent0% (12 months)0% (12 months)10.99% - 22.99% Variable±$0
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms

The h.h. gregg Rewards with GE Credit Card

Washers, refrigerators, air conditions, computers and audio systems are all part of the inventory you will find at h.h. gregg, an electronics and appliance store originally founded in Indianapolis over 50 years ago. The company was started by Henry Harold Gregg.

Over the years the company has expanded going from a single store to 220 stores in over 18 states. They offer a wide range of name brands and provide their consumers with comprehensive services. Part of their expansion included the release their own branded credit card - h.h. gregg credit card.

Individuals who frequent this store may well have seen applications for the HH Gregg credit card at the register upon check out, but they can also easily apply through the store's website. Once your HHGregg Credit Card application is approved, you can use the card at the store or on their website. There is no annual fee associated with this card, but you will need to have a credit rating in the good to excellent range to get approved.

The HHGregg credit card is backed by GE Capital, so members can easily access their account through the GE site, in order to make payments, check their balance, access special promotions, and make changes to account information. However, you can also get all this information and make transactions by making a quick toll-free phone call as well.

There are also some rewards for using HHGregg credit cards, especially if this is your go-to store for appliances and electronics. With the HH Gregg credit card members instantly get a 5% discount every time they purchase merchandise that totals $499 and up at checkout, whether shopping online or actually at the store. There are certain exclusions so it's important to check out the terms and conditions that come with your new HHGregg card. Also, in some instances the discount cannot be combined with sales and other promotions so it pays to ask the salesman before getting to the counter.

Members also get receive exclusive in-store and online promotions throughout the year, so they can save more money on the merchandise they are considering purchasing. If you're interested in financing your purchases, members can access special financing deals and options through the store and GE Caitial when using their HHGregg credit card.

For consumers who are planning to purchase merchandise at HH Gregg stores, or who already do, the HHGregg Card may well seem attractive since they get an automatic 5% off large purchases every time.

± Click apply for Terms & Conditions.