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Good Credit Credit Card Offers for Student

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For those with good credit and looking for a credit card, you will want to consider good credit credit cards. These credit cards have decent rates of interest, some great benefits, and even fabulous rewards to look into. You should be rewarded for maintaining good credit and good credit credit cards is your reward, allowing you to make the purchases you need without having to carry around the cash at all times.

| Cards for Consumer | Cards for Student | Cards for Business |

Credit Card Offers Found: 5

Capital One® Standard Platinum for Students

Limited Credit History Credit*

Most Attractive:	Common platinum benefits.
Special Offer:	A 0% intro rate is available on purchases until December 2008

(MasterCard)

Click here to apply for Capital One® Standard Platinum for Students

0% APR on purchases until December 2008. After that, variable APR, currently 19.55%
No annual fee or balance transfer fees
A manageable credit line to help control your finances
$0 fraud liability if your card gets lost or stolen
Online account services
Benefit Rating:

0% Intro APR on Purchases for until December 2008
19.55% Regular Variable APR for Purchases
22.65% Regular Variable APR for Cash Advances

Bonus on First Purchase: n/a
25 days Grace Period

(* A 0% introductory rate is available on purchases until December 2008)

Important Notes:

See website for complete terms and conditions of card usage and application disclosure.

Citi® mtvU™ Platinum Select® Visa® Card for College Students

Poor/Bad Credit OK*

Most Attractive:	0% introductory rate for all transactions; student-related discounts; no annual fee; additional points earned for maintaining good grades and paying in a timely manner.
Special Offer:	0% for 6 months and is applied to Purchases, Balance Transfers, Cash Advances.

(Visa)

0% APR for 6 months on purchases, cash advances and balance transfers
No Annual Fee
Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
Earn 1 ThankYou Point for every dollar you spend on all other purchases.
Earn 25 ThankYou Points for paying on time.
Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
Redeem points for gift cards, MTV events, and airline tickets.
No balance transfer fee with this offer
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for 6 months
13.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Points per Dollar: 1.00 Point
Bonus on First Purchase: n/a
20 days Grace Period

(* 0% APR for 6 months on purchases, cash advances and balance transfers)

Important Notes:

Estimate Reward Earnings

No minimum income or co-signer required to activate an account.
See website for complete terms and conditions of card usage and application disclosure.

Capital One® No Hassle Cash(SM) for Students

Limited Credit History Credit*

Most Attractive:	Common platinum benefits; reward program.
Special Offer:	0% APR on purchases until until December 2008

(MasterCard)

Click here to apply for Capital One® No Hassle Cash(SM) for Students

If you have a limited credit history or past credit problems, this cash rewards card is for you
0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
25% annual bonus on the cash you earn during the year
1% cash back on purchases you make from day one
No limit on cash back and rewards won’t expire for the life of your account
Benefit Rating:

0% Intro APR on Purchases for until December 2008
16.65% Regular Variable APR for Purchases
22.65% Regular Variable APR for Cash Advances

Rebate Amount: Up to 25%
$29 Annual Fee
25 days Grace Period

(* A 0% intro rate is available on purchases until December 2008)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Chase +1SM Credit Card

Poor/Bad Credit OK*

Most Attractive:	0% APR for up to 6 months, No Annual Fee.
Special Offer:	0% Intro APR on all purchases and balance transfers for up to 6 months

(MasterCard)

Click here to apply for Chase +1SM Credit Card

0% Intro APR for 6 months
No Annual Fee
Get Karma Points to use in the +1 Store
Share points with friends, give points to support causes
Share points with friends, give points to support causes
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for 6 Months
14.99% Regular Variable APR for Purchases
20.99% Regular Variable APR for Cash Advances

Points per Dollar: 1.00 Point
20 days Grace Period

(* 0% Intro APR on all purchases and balance transfers for up to 6 months)

Important Notes:

Estimate Reward Earnings

The following APRs may vary monthly based on the Prime Rate: Purchase and Balance Transfer APR: The Prime Rate plus, as applicable, 9.99% or 14.99% for outstanding and new balances after the introductory period. Cash Advance APR: The Prime Rate plus 15.99%. Default APR: The Prime Rate plus up to 23.99%.

Citi® Driver's Edge® Card for College Students

Poor/Bad Credit OK*

Most Attractive:	No annual fee; access to rebate program; 0% introductory rate for all transactions.
Special Offer:	0% for 6 months and is applied to Purchases, Balance Transfers, Cash Advances.

(Visa)

Click here to apply for Citi® Driver's Edge® Card for College Students

0% APR for 6 months on purchases, cash advances and balance transfers
No Annual Fee
Earn 3% rebates on purchases made at supermarkets, drug stores and gas stations
Earn 1% rebates on other purchases
Redeem up to $5,000 on the next vehicle, new or used
Build your credit history
Earn money for the miles you drive!
No minimum income or co-signer required
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for 6 months
14.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Rebate Amount: Up to 3%
Bonus on First Purchase: n/a
20 days Grace Period

(* 0% APR for 6 months on purchases, cash advances and balance transfers)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Good credit credit cards are designed for those who have a credit rating of 660 to 749. Good credit consists of timely payments, low income to credit ratio, and a decent amount of credit that has been assigned to the applicant. Typically, a good credit status is given to someone who has possessed some sort of credit card or bank loan of at least $5,000 or more during the last three years. Just possessing this amount of credit in any form is not enough to give you the status of good credit or make you eligible for good credit credit cards.

You have to show that you have a history of timely repayment on all instances of credit, which might include credit cards, bank loans, rental payments, utilities, and any other form of credit in which you may have applied for and received. One thing you might not be aware of is that any time you apply for credit and are denied this could hurt your credit score, so be sure that you are only apply for credit that you really need or have an excellent chance of receiving.

Obtaining good credit credit cards and continuing down the path of timely payments and reliability can help increase your credit rating and perhaps increase your credit status to excellent credit, which is a goal for most any person. Good to excellent credit ratings opens many doors for people and offers so much more in the way of credit than those with poor to fair credit.

With good credit, you can obtain good credit credit cards with good rates of interest and great introductory interest rates. You will also likely qualify for credit cards that have no or low annual fees and no usage charges. Your credit limit will also be higher than that of someone with poor or fair credit ratings, which offers you more in the way of buying power.

However, it is important to keep on the right track with your good credit and maintain or increase your credit status. Obtaining good credit credit cards and then travelling down the wrong path can result in a great deal of damage. If you start to find yourself late on payments, over extending your credit limit, or unable to make your payments altogether, you will find your good credit rating lowered to fair or poor. At the same time, your credit card company may lower your credit limit or even cancel your card altogether, assessing late fees or other fees that can really increase the amount you are in debt to that company.

A good credit rating is something to treasure and hold onto. Make sure that you make the right decisions and never spend more than you can afford to pay off. While you may have a low interest rate, if you tend to carry a balance on your good credit credit cards month after month, you may find that the interest rates really start to pile up and become unmanageable.

Another great thing about good credit credit cards is the rewards programs that you can take advantage of. Many credit cards now offer some sort of rewards programs that allow you to earn rewards with each purchase you make using the credit card. Some rewards that you may find on good credit credit cards might include company specific rewards. Company specific rewards give you rewards usually based on what services or products the company has to offer.

For example, with Airlines, you might get points or mileage towards free airline tickets. For department stores, you might earn points good towards gift certificates or name brand merchandise. Points and mileage are earned with each purchase you make using your good credit credit cards; however, you usually earn more points or miles with specific purchases towards a specific company.