Credit Cards » FIA Card Services

Alternatives to FIA Card Services Cards

FIA Card Services, N.A. is one of the leading U.S. credit card issuers. Their financial products also include retail deposits, consumer loans, and insurances. They are marketed through numerous financial institutions and membership organizations.

  • 0% intro APR on purchases & balance transfers for 12 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Exclusive offer: Double all the cash back you´ve earned at the end of your 1st year - automatically.±
  • 5% cash back in categories that change each quarter like gas, restaurants and more - up to the quarterly maximum when you sign up.± 1% cash back on all other purchases.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances and balance transfers on misplaced cards in seconds by mobile app & online.±
  • Free FICO® Credit Score on statements, online & by mobile app.± And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won´t raise your APR.±
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text- and never responsible for unauthorized purchases on your Discover card.
  • ±See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent0% (12 months)0% (12 months)10.99% - 22.99% Variable±$0
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 275,000 items.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a24.90%$0
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms
  • Apply now, buy Today*.
  • Low APR, No Hidden Fees, No annual fees.
  • Take $25 off your $100 purchase from Gettington - Use Coupon Code GTN334 **Offer Expires 8/31/2015.
  • Shop Brand Name Products.
  • Two payment options available*.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Goodn/an/a14.90% or 19.90%$0
  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Exclusive offer: Double all the cash back you´ve earned at the end of your 1st year - automatically.±
  • 5% cash back in categories that change each quarter like gas, restaurants and more - up to the quarterly maximum when you sign up.± 1% cash back on all other purchases.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances and balance transfers on misplaced cards in seconds by mobile app & online.±
  • Free FICO® Credit Score on statements, online & by mobile app.± And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won´t raise your APR.±
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text- and never responsible for unauthorized purchases on your Discover card.
  • ±See rates, rewards, free FICO® Credit Score terms, balance transfer terms and other info by clicking "Apply."
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent0% (18 months)0% (6 months)10.99% - 22.99% Variable±$0
  • Quick pre-qualification available with no impact to your credit score.
  • Fast and easy instant decision.
  • Choose your custom card design - Free.
  • Free online account access.
  • Zero Liability - you′ll never be held liable for unauthorized charges made to your card.
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Goodn/an/a23.9%$35 - $99*

History of FIA Card Services

FIA Card Services is a wholly-owned subsidiary of Bank of America Corporation. The company has a long history of high-quality financial services. It was founded as MBNA in 1982. Those days it was a small bank, based in a Newark, Delaware supermarket. Due to the new revolutionary methods of work they quickly become the leaders of financial industry. For example, MBNA was the first card issuer who offered 24 hour-a-day service to the customers.

MBNA maintained their creditworthy customer base and attracted new customers by providing them with low interest rates and good service. MBNA's strategy was to offer credit cards that can be personalized or customized based on cardholders' passions and loyalties. For example, they offered plastics displaying family coats of arms or regional landmarks. By the mid-1990s, the company was issuing cards to the fans of nearly 200 professional sports organizations, including National Football League teams.

In 2006 MBNA was acquired by Bank of America. It was renamed to FIA Card Services. This merger has brought together the resources of two major U.S. banks.

Even though the company has a different name, the main principles of their work remain the same: exceptional level of service and exclusive rewards programs for the cardholders. FIA Card Services has a range of attractive credit card deals for business owners, students and consumers. They typically come with low fixed or introductory rates. The applicants are required to have a good credit rating.

The company doesn't rest on their laurels. They develop new perks and benefits for the cardholders. FIA Card Services has become famous for various online services. The customers can view their accounts, pay bills online, track spending and use mobile banking.

Other benefits include fraud protection services and year-end financial statement. There are different special services for people who like to go shopping or travel: extended warranty on purchases, no liability for authorized purchases, travel accident insurance, lost luggage insurance and various travel and emergency assistance services. Having a FIA credit card in your pocket you are protected from most troubles!

± Click apply for Terms & Conditions.