Credit Cards » FIA Card Services, N.A. Credit Card Offers

FIA Card Services, N.A. Credit Card Offers

FIA Card Services, N.A. is one of the leading U.S. credit card issuers. Their financial products also include retail deposits, consumer loans, and insurances. They are marketed through numerous financial institutions and membership organizations.

Credit Cards for FIA Card Services Shopping and more

BEST for FAIR Credit
  • Unlimited 1% cash back gas rewards.
  • Get pre-qualified without affecting your Credit Score.
  • Start with a $0 intro annual fee for the first year; $19 after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account - even from your smartphone with our mobile app.
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you.
  • Get access to your account 24 hours a day, 7 days a week.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limitedn/an/a24.9% (Variable)$0 intro for first year;
$19 after that
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 150,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
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  • *SEE Fingerhut.com Site for Terms & Conditions.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a24.90%$0
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories and no sign ups needed to earn cash rewards.
  • Redeem the cash back you earn for any amount, any time.
  • Cash back doesn′t expire and there′s no limit to how much you can earn.
  • 0% intro APR on purchases until September 2015; 22.9% variable APR after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is ever lost or stolen.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limited0%
(until
September
2015)
0%
(until
September
2015)
22.9% (Variable)$39
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you´ve made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Averagen/an/a24.99%* (Variable)$0
  • Get the credit you need with a competitive rate.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account - even from your smartphone with our mobile app.
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you.
  • Get access to your account 24 hours a day, 7 days a week.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Average / Fair / Limitedn/an/a20.9% (Variable)$39
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Apply Now
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms

History of FIA Card Services

FIA Card Services is a wholly-owned subsidiary of Bank of America Corporation. The company has a long history of high-quality financial services. It was founded as MBNA in 1982. Those days it was a small bank, based in a Newark, Delaware supermarket. Due to the new revolutionary methods of work they quickly become the leaders of financial industry. For example, MBNA was the first card issuer who offered 24 hour-a-day service to the customers.

MBNA maintained their creditworthy customer base and attracted new customers by providing them with low interest rates and good service. MBNA's strategy was to offer credit cards that can be personalized or customized based on cardholders' passions and loyalties. For example, they offered plastics displaying family coats of arms or regional landmarks. By the mid-1990s, the company was issuing cards to the fans of nearly 200 professional sports organizations, including National Football League teams.

In 2006 MBNA was acquired by Bank of America. It was renamed to FIA Card Services. This merger has brought together the resources of two major U.S. banks.

Even though the company has a different name, the main principles of their work remain the same: exceptional level of service and exclusive rewards programs for the cardholders. FIA Card Services has a range of attractive credit card deals for business owners, students and consumers. They typically come with low fixed or introductory rates. The applicants are required to have a good credit rating.

The company doesn't rest on their laurels. They develop new perks and benefits for the cardholders. FIA Card Services has become famous for various online services. The customers can view their accounts, pay bills online, track spending and use mobile banking.

Other benefits include fraud protection services and year-end financial statement. There are different special services for people who like to go shopping or travel: extended warranty on purchases, no liability for authorized purchases, travel accident insurance, lost luggage insurance and various travel and emergency assistance services. Having a FIA credit card in your pocket you are protected from most troubles!