FIA Card Services, N.A. Credit Card Offers
FIA Card Services, N.A. is one of the leading U.S. credit card issuers. Their financial products also include retail deposits, consumer loans, and insurances. They are marketed through numerous financial institutions and membership organizations.
FIA Card Services Alternative Offers
- Earn up to 5% Cash Back!
- 0% intro APR on Purchases and Balance Transfers for 14 Months.
- No Credit Check.
- $500 Credit Limit.
- Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers.
- Earn free groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger family of brand products.
- 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
- 1 point per $1 spent anywhere Visa Cards are accepted.
- Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter.
- 0% intro APR15 for first 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99% - 23.99%.
- $0 annual fee.15
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
0% 9 billing cycles |
0% 9 billing cycles |
13.99% - 23.99% (Variable) |
$0 |
- Up to 10% back quarterly in popular categories.
- Up to 5% back on Ace purchases.
- 2% back on gas and groceries.
- 1% in Rewards everywhere else Visa is accepted.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
n/a |
n/a |
13.99% - 22.99% (Variable) |
$0 |
- Affordable Monthly Payments.69
- No Annual Fee.68
- No Over Limit Fee.68
- Get Response in 60 seconds.
- No down payments, no layaway and no surprises.
- We often say "YES!" when others say "No".
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
n/a |
n/a |
24.90% | $0 |
- $100 cash back after $500 in purchases within the first 3 months of account opening.
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness.26
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment.
- Enroll at no additional cost each quarter for new categories that earn additional cash back.
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee.26
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
0% 12 months26 |
0% 12 months26 |
12.99% - 22.99%26 (Variable) |
$026 |
History of FIA Card Services
FIA Card Services is a wholly-owned subsidiary of Bank of America Corporation. The company has a long history of high-quality financial services. It was founded as MBNA in 1982. Those days it was a small bank, based in a Newark, Delaware supermarket. Due to the new revolutionary methods of work they quickly become the leaders of financial industry. For example, MBNA was the first card issuer who offered 24 hour-a-day service to the customers.
MBNA maintained their creditworthy customer base and attracted new customers by providing them with low interest rates and good service. MBNA's strategy was to offer credit cards that can be personalized or customized based on cardholders' passions and loyalties. For example, they offered plastics displaying family coats of arms or regional landmarks. By the mid-1990s, the company was issuing cards to the fans of nearly 200 professional sports organizations, including National Football League teams.
In 2006 MBNA was acquired by Bank of America. It was renamed to FIA Card Services. This merger has brought together the resources of two major U.S. banks.
Even though the company has a different name, the main principles of their work remain the same: exceptional level of service and exclusive rewards programs for the cardholders. FIA Card Services has a range of attractive credit card deals for business owners, students and consumers. They typically come with low fixed or introductory rates. The applicants are required to have a good credit rating.
The company doesn't rest on their laurels. They develop new perks and benefits for the cardholders. FIA Card Services has become famous for various online services. The customers can view their accounts, pay bills online, track spending and use mobile banking.
Other benefits include fraud protection services and year-end financial statement. There are different special services for people who like to go shopping or travel: extended warranty on purchases, no liability for authorized purchases, travel accident insurance, lost luggage insurance and various travel and emergency assistance services. Having a FIA credit card in your pocket you are protected from most troubles!
15 See Card Terms and Conditions.26 See the Citi card terms and conditions online.
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
