Credit Cards » Card Education » FAQs: Сredit cards for Kohl’s Shopping
I love to shop at Kohl’s and I want to get a credit card to make it easier. Do you have any recommendations?
Answered by Vanessa Watson, expert at CreditCardFlyers.com:

There is one card offered by Kohl’s:

Kohl's Charge Card
Kohl\'s Charge Card
This card can only be used at Kohl's stores or on their website. It can’t be used at other retailers. Once signed up you get 15% off your first purchase, and an additional 15% off when your card arrives in the mail as a sign-up bonus.

It also comes with access to at least 12 special discounts during the year, giving you 15%, 20% or 30% off purchases. If you spend $600 with your card you gain Most Valued Customer or MVC status, raising the number of discounts you get during the year to 18.

With this card you receive discounts which you can combine with store sales or with Kohl's Cash®, which is earned at special events during the year, to stretch out savings. But the rewards you earn can only be used at Kohl's and you do not earn other reward points or miles with this card.

When it comes to store-branded cards these rewards are pretty standard, and there is no annual fee for this card. That said, the 23.99% APR is rather high when compared to other credit cards. While researching credit card offerings you will find that you can earn rewards that can be used for everything from merchandise and gift cards to flights and hotels.

I wanted to include a few rewards credit cards from a variety of issuers for you to check out. These cards, in addition to all benefits they have, come with rewards programs allowing you to earn cash back or points per dollar spent.

Capital One® Quicksilver® Cash Rewards Credit Card
For Excellent, Good Credit
Capital One® Quicksilver® Cash Rewards Credit Card

0% Intro APR on Purchases: until November 2016

Ongoing APR: 13.24% - 23.24% (Variable)

Rewards Program:

  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
BuyPower Card from Capital One® - Get The Card That Helps You Get The Car
For Excellent/Good Credit
BuyPower Card from Capital One® - Get The Card That Helps You Get The Car

0% Intro APR on Purchases: 12 months

Ongoing APR: 12.15%-20.15% (V)

Rewards Program:

  • 5% Earnings on your first $5,000 in purchases every year
  • Unlimited 2% Earnings on every purchase after that
  • Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
  • Save even more when you combine your available Earnings with most current GM offers and incentives
Credit One® Rewards Card
For Fair Credit
Credit One® Rewards Card

0% Intro APR on Purchases: N/A

Ongoing APR: 15.65% - 24.15% Variable

Rewards Program:

  • 1% cash back on select purchases, terms apply
  • Email or text alerts to remind you when your payment is due
  • Pick your payment due date to fit your schedule
Capital One® QuicksilverOne® Cash Rewards Credit Card
For Average, Fair, Limited Credit
Capital One® QuicksilverOne® Cash Rewards Credit Card

0% Intro APR on Purchases: until November 2016

Ongoing APR: 23.24% (Variable)

Rewards Program:

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
Credit One Bank® Rewards Card
For Good Credit
Credit One Bank® Rewards Card

0% Intro APR on Purchases: N/A

Ongoing APR: 15.65% - 24.15% Variable

Rewards Program:

  • 1% cash back on eligible purchases with a rewards bonus on dining, terms apply
  • Pick your payment due date to fit your schedule
  • Zero fraud liability protects you from unauthorized charges
Matrix MasterCard® Credit Card
For Poor / Bad Credit
Matrix MasterCard® Credit Card

0% Intro APR on Purchases: N/A

Ongoing APR: *See terms

Finding a card that offers lucrative rewards, along with low interest rates, reasonable fees, and additional benefits and travel perks can be a great way of making a credit card work for you. It’s really important to consider all your options when you’re looking for a new credit card, whether you’re looking for a card that gives you more travel options or innovative ways of getting cash back.

About the expert:
Vanessa Watson, 35
financial expert at CreditCardFlyers.com
I love frugal shopping. As a credit expert, I
want to share my experience with other
people.
Have questions?

Best Credit Cards:
BuyPower Card from Capital One® - Get The Card That Helps You Get The Car BuyPower Card from Capital One® - Get The Card That Helps You Get The Car
Key Feature:
5% Earnings on your first $5,000 in purchases every year
For Excellent/Good Credit
Capital One® QuicksilverOne® Cash Rewards Credit Card Capital One® QuicksilverOne® Cash Rewards Credit Card
0% Intro APR on Purchases:
until November 2016
For Average, Fair, Limited Credit
Credit One® Rewards Card Credit One® Rewards Card
Key Feature:
1% cash back on select purchases, terms apply
For Fair Credit