Credit Cards » Card Education » FAQs: Сredit cards for Kohl’s Shopping
I love to shop at Kohl’s and I want to get a credit card to make it easier. Do you have any recommendations?
Answered by Vanessa Watson, expert at CreditCardFlyers.com:

There is one card offered by Kohl’s:

Kohl's Charge Card
Kohl\'s Charge Card
This card can only be used at Kohl's stores or on their website. It can’t be used at other retailers. Once signed up you get 15% off your first purchase, and an additional 15% off when your card arrives in the mail as a sign-up bonus.

It also comes with access to at least 12 special discounts during the year, giving you 15%, 20% or 30% off purchases. If you spend $600 with your card you gain Most Valued Customer or MVC status, raising the number of discounts you get during the year to 18.

With this card you receive discounts which you can combine with store sales or with Kohl's Cash®, which is earned at special events during the year, to stretch out savings. But the rewards you earn can only be used at Kohl's and you do not earn other reward points or miles with this card.

When it comes to store-branded cards these rewards are pretty standard, and there is no annual fee for this card. That said, the 23.99% APR is rather high when compared to other credit cards. While researching credit card offerings you will find that you can earn rewards that can be used for everything from merchandise and gift cards to flights and hotels.

I wanted to include a few rewards credit cards from a variety of issuers for you to check out. These cards, in addition to all benefits they have, come with rewards programs allowing you to earn cash back or points per dollar spent.

Barclaycard CashForward™ World MasterCard®
For Excellent Credit
Barclaycard CashForward™ World MasterCard®

0% Intro APR on Purchases: 12 months

Ongoing APR: 15.24%, 19.24% or 23.24%* Variable

Rewards Program:

  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
Capital One® Quicksilver® Cash Rewards Credit Card
For Excellent, Good Credit
Capital One® Quicksilver® Cash Rewards Credit Card

0% Intro APR on Purchases: until February 2017

Ongoing APR: 13.24% - 23.24% (Variable)

Rewards Program:

  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
Credit One Bank® Visa® - No Deposit Required
For Fair Credit
Credit One Bank® Visa® - No Deposit Required

0% Intro APR on Purchases: N/A

Ongoing APR: 15.65% - 24.15% Variable

Rewards Program:

  • Automatic reviews for credit line increase opportunities
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
Capital One® QuicksilverOne® Cash Rewards Credit Card
For Average, Fair, Limited Credit
Capital One® QuicksilverOne® Cash Rewards Credit Card

0% Intro APR on Purchases: until February 2017

Ongoing APR: 23.24% (Variable)

Rewards Program:

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
Milestone Gold MasterCard®
For Fair / Good Credit
Milestone Gold MasterCard®

0% Intro APR on Purchases: N/A

Ongoing APR: 23.9%

Credit One® Rewards Credit Card
For Good Credit
Credit One® Rewards Credit Card

0% Intro APR on Purchases: N/A

Ongoing APR: 15.65% - 24.15% Variable

Rewards Program:

  • Zero fraud liability protects you from unauthorized charges
  • 1% cash back on eligible purchases, terms apply
  • Choose your card design from our premium gallery, a fee may apply

Finding a card that offers lucrative rewards, along with low interest rates, reasonable fees, and additional benefits and travel perks can be a great way of making a credit card work for you. It’s really important to consider all your options when you’re looking for a new credit card, whether you’re looking for a card that gives you more travel options or innovative ways of getting cash back.

About the expert:
Vanessa Watson, 35
financial expert at CreditCardFlyers.com
I love frugal shopping. As a credit expert, I
want to share my experience with other
people.
Have questions?

Best Credit Cards:
Barclaycard CashForward™ World MasterCard® Barclaycard CashForward™ World MasterCard®
0% Intro APR on Purchases:
12 months

Ongoing APR:
15.24%, 19.24% or 23.24%* Variable
For Excellent Credit
Capital One® QuicksilverOne® Cash Rewards Credit Card Capital One® QuicksilverOne® Cash Rewards Credit Card
0% Intro APR on Purchases:
until February 2017

Ongoing APR:
23.24% (Variable)
For Average, Fair, Limited Credit
Credit One Bank® Visa® - No Deposit Required Credit One Bank® Visa® - No Deposit Required
Key Feature:
1% cash back on select purchases, terms apply
For Fair Credit