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Dillards Credit Card Alternatives

No matter what the brand, a Dillards credit card will net you big savings storewide. The Dillard's chain competes with household names such as Macy's and Nordstrom's, so you know you'll be shopping in style. With plenty of stores throughout the U.S., anywhere there's a Dillard's there is a use for a Dillards Card.

Alternative Credit Cards for Dillards Shopping and more

  • Quick pre-qualification available with no impact to your credit score.
  • Fast and easy instant decision.
  • Choose your custom card design - Free.
  • Free online account access.
  • Zero Liability - you′ll never be held liable for unauthorized charges made to your card.
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Goodn/an/a23.9%$35 - $99*
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 275,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • 4th of July Savings Going on Right Now with Fingerhut.
  • Get $50 off $200 - USE Promo Code NC801. Exp. 8/3/2015.
  • *SEE Fingerhut.com Site for Terms & Conditions.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a24.90%$0
  • Double all the cash back you´ve earned at the end of your first year automatically - only for new cardmembers.±
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more -up to the quarterly maximum when you sign up.± 1% cash back on all other purchases.
  • 0% intro APR on purchases & balance transfers for 12 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.±
  • Free FICO® Credit Score on statements, online & by mobile app.± And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won´t raise your APR.±
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • ±See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent0% (12 months)0% (12 months)10.99% - 22.99% Variable±$0
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms
  • Double all the cash back you´ve earned at the end of your first year automatically - only for new cardmembers.±
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more -up to the quarterly maximum when you sign up.± 1% cash back on all other purchases.
  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.±
  • Free FICO® Credit Score on statements, online & by mobile app.± And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won´t raise your APR.±
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • ±See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent0% (18 months)0% (6 months)10.99% - 22.99% Variable±$0

Save More with Dillard's Rewards Cards

Dillard's currently has two card choices which are the Dillard Credit Card, usable only at Dillard's stores, and a Dillards American Express card that can be used anywhere. Both of the cards are financed by GE Capital Retail Bank, a subsidiary of powerhouse corporation General Electric. There's nothing like a line of credit when you're looking to re-stock your closet, and GE Capital Retail Bank offers just that.

Dillard's, of course, has its own reputation. Currently operating more than 300 stores in 29 states, they've come a long way since their first store opened in Nashville, Arkansas, in 1938. With over 1,000 luxury brands in stock, a credit card can certainly come in handy.

Both of the cards allow you to build points via the Dillards rewards system. This system allows cardmembers to gain points through purchases. For every 1,500 points earned, you'll receive a 10% all-day shopping pass or a $10 reward certificate. The pass is good on every item in the store except Dillards Gift Cards and there is no limit as to how much you can save with it. The more you shop, the more the price drops.

The Dillard credit card will earn you two points per dollar spent at Dillards or their website Dillards.com, but is not usable elsewhere. The Dillard American Express Card will also net you two points per dollar at Dillards, but can also be used at any other location and will gain points at the rate of one point per dollar. As a bonus, on groceries and gas the AmEx version will net you two points per dollar spent.

If that's not enticing enough, if you spend $100 when you sign up for the card you'll automatically receive your first 10% off pass. A great rewards system and a sign-on bonus certainly don't hurt, but even better is the chance to become an Elite Card Member when you spend $2,000 in a year. Elite members will receive big perks such as unlimited free shipping from Dillards.com, monthly elite-only bonus point offers, private shopping invitations, priority customer service, and unlimited free gift wrapping. If you spend $5,000 or more in a year, Dillard's will actually send you on a free getaway. Not too bad just for treating yourself to some new clothes or toys.

With the Dillards Credit Cards you'll be rewarding yourself for those tough shopping choices in no time. Regardless of which card you choose, nothing feels better at a department store than guaranteed savings.

± Click apply for Terms & Conditions.