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Cash Rewards® American Express® Card

Earn up to 2.25% cash back on gas and grocery purchases

Credit Recommended:

Excellent / Good

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    CARD TYPE: Unsecured

    Unsecured credit cards offer a revolving credit line and not requiring an initial deposit.

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    WHO CAN GET IT: Consumer

    These credit cards are for the average consumer who needs a credit card for personal use.

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    REWARDS PROGRAM: Cash Back

    Using this card you will be able to earn cash back on all your purchases or on purchases in specific shopping categories.

ABOUT THE CARD
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn up to 1.25% cash back on your everyday purchases.
  • There′s no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
REWARD TYPE: Cash Back
REWARDS PROGRAM

Earn up to 2.25% cash back on gas and grocery purchases.

Earn up to 1.25% cash back on your everyday purchases.

There′s no limit on the amount you can earn.

Redeem your cash rewards anytime using your mobile device or computer.

RATES & FEES INFORMATION:
  • PURCHASES
    Intro APR on Purchases:
    n/a
    Regular APR:
    10.40% to 26.40% (V)
    Minimum Grace Period:
    25 days
  • BALANCE TRANSFERS
    Intro APR on Balance Transfers:
    n/a
    Regular APR:
    10.40% to 26.40% (V)
    Balance Transfer Fee:
    Up to 3%
  • CASH ADVANCE
    Intro APR on Cash Advances:
    n/a
    Regular APR:
    10.40% to 26.40% (V)
  • FEES
    Annual Fee:
    $0
    Application Processing Fee:
    See terms
Cash Rewards® American Express® Card

Questions & Answers about the card:

How to activate my USAA prepaid card?

To activate your USAA prepaid card or any credit card from USAA, you should visit usaa.com and log it to your account. If you do not have access to your account, you should contact USAA to get it.

When will I receive my USAA MasterCard?

As a rule, it takes about two weeks to receive your card in mail. However, if you apply before or at weekend it may take a bit more time for your card to arrive in mail. You can always contact the bank and ask when you receive your card.

What will the interest rate for cash advances will be on my USAA credit card?

The cash advance APR will be determined by USAA based on your creditworthiness after you submit your application. This interest rate will vary with the market based on the prime rate. When you have an USAA credit card, you should read the terms of your cardholder agreement to see the interest rate for cash advances. Or you can view your statements for the most accurate interest rate information.

I can’t activate my USAA credit card, how can do it?

To activate your USAA credit card, you should go to usaa.com and log in. Once you are on your online account, you can activate your card. If you cannot log in, you should contact USAA customer service and ask for assistance.