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Unlimited Cash Back Bank Account by Green Dot

Unlimited by Green Dot Bank. Banking. Saving. Simple.

Credit Recommended:


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    CARD TYPE: Checking

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    WHO CAN GET IT: Consumer

    These credit cards are for the average consumer who needs a credit card for personal use.

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    Using this card you will be able to earn cash back on all your purchases or on purchases in specific shopping categories.

  • Unlimited by Green Dot Bank. Banking. Saving. Simple.
  • 2% interest (APY) on your savings + 2% cash back on online and mobile purchases.
  • Visit for terms and conditions.
  • 2% Annual Percentage Yield as of 6/2/2020, on savings up to $10K, may change anytime.
    Instant Response:
    Credit Check:
    Direct Deposit:
  • FEES
    Activation Fee:
    See terms
    Monthly Fee:
    $7.95. Waived when you spend $1,000 or more using your Card in the previous monthly period
    Domestic ATM Withdrawal Fee:
    $3.00 Withdrawal and $0.50 balance inquiry, plus any fees the ATM owner may charge.
    Daily Deposit Limit:
    See terms
    Daily Cash Withdrawal Limit:
    See terms
    Maximum Card Balance:
    See terms
    Overdraft Available:
    Overdraft Fee:
    Maximum Overdraft Limit:
Unlimited Cash Back Bank Account by Green Dot

Questions & Answers about the card:

I have limited credit history and want to get a credit card with cash back. Is it possible or I should increase my credit score first?

You can get a rewards credit card even with limited credit. However, be ready that rewards will be low and the card will have a bit higher interest rates and fees. Big rewards and low fees are usually offered to people with good and excellent credit history. So, if you are sure your new credit card with rewards will allow you to earn enough rewards to cover at least an annual fee, then it may be worth having such card. Otherwise, we would recommend you to apply for a cheaper credit card, the one without an annual fee and with lower interest rates.

I want a cash back credit card that will also allow me to build my credit further. I’ve just started building credit and want to build it fast. Is it possible to get such card?

First of all, credit building is not a fast process. However, you can give a boost to your credit score when you use credit cards regularly and make all monthly due payments with all your creditors on time. As for a credit card with cash back, since you’ve just started building your credit, you can choose from the cards designed for people with limited credit. The cards can offer cash back rewards on all your purchases or on purchases in specific shopping categories. Make sure you are aware of the fees and interest rates before you apply for a credit card. Credit cards for limited credit often come with fees when they have a rewards program.

How do cash back credit cards work?

Cash back rewards credit cards are simple and easy to manage. They typically offer flat percentage rate rebated back to a cardholder in the form of a check or deposit at the end of a billing cycle. The typical percentage rate on a cash back credit card is 1% cash back. However, some credit card issuers offer more cash back or opportunities to get back more on particular purchases. When issuers calculate cash back rewards, they simply apply the rate to all eligible spendings of a given period.