Reports to Trans Union, Equifax and Experian
Unsecured Store Card is a credit card which is tied to a particular retail store or a chain of stores and which does not require a cash collateral deposit.
These credit cards are for the average consumer who needs a credit card for personal use.
Using this card you will be able to earn cash back on all your purchases or on purchases in specific shopping categories.
5% Cash Back on All Purchases or FREE merchandise6
National Credit Direct is a good option for people with bad credit. The company promises no turn downs and can approve you even if you are divorced, had bankruptcy or have some unpaid bills. So if you are looking for new electronics or need to improve your credit, National Credit Direct credit card can be a good credit card for you.
No. The National Credit Direct credit card can only be used at online shop National Credit Direct. The National Credit Direct card is not a Visa or a MasterCard credit card, so you won’t be able to use it outside the online catalogue.
You will receive an online notification if you are approved for the National Credit Direct account. If you do not receive such notification, you can contact Customer Service at 866-774-7254 x1 to find out your application status.
Yes, you can improve your credit using the National Credit Direct credit card. The issuer will report your credit activity to at least one credit bureau. So make sure you make all monthly due payments on time and do not skip or miss payments. Payment history makes 35% of your credit score, so being responsible can help you improve a lot.