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National Credit Direct

Reports to Trans Union, Equifax and Experian

Credit Recommended:

Bad/Fair

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    CARD TYPE: Unsecured Store Card

    Unsecured Store Card is a credit card which is tied to a particular retail store or a chain of stores and which does not require a cash collateral deposit.

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    WHO CAN GET IT: Consumer

    These credit cards are for the average consumer who needs a credit card for personal use.

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    REWARDS PROGRAM: Cash Back

    Using this card you will be able to earn cash back on all your purchases or on purchases in specific shopping categories.

ABOUT THE CARD
  • Instant $500 Credit Line
  • Reports to Trans Union, Equifax and Experian
  • Shop Exclusively at NationalCreditDirect.com
  • No Over Limit Fee
  • Bad Credit, No Credit, No Problem
  • Build Your Credit and Payment History with Unsecured Credit Line
  • 5% Cash Back on All Purchases or FREE merchandise6
  • Instant Response -- Start shopping in just minutes
REWARD TYPE: Cash Back
REWARDS PROGRAM

5% Cash Back on All Purchases or FREE merchandise6

RATES & FEES INFORMATION:
  • PURCHASES
    Intro APR on Purchases:
    n/a
    Regular APR:
    0.0%
    Minimum Grace Period:
    n/a
  • BALANCE TRANSFERS
    Intro APR on Balance Transfers:
    n/a
    Regular APR:
    n/a
    Balance Transfer Fee:
    See Terms*
  • CASH ADVANCE
    Intro APR on Cash Advances:
    n/a
    Regular APR:
    n/a
  • FEES
    Annual Fee:
    See Terms*
    Application Processing Fee:
    $0
National Credit Direct

Questions & Answers about the card:

Is National Credit Direct credit card good for people with bad credit?

National Credit Direct is a good option for people with bad credit. The company promises no turn downs and can approve you even if you are divorced, had bankruptcy or have some unpaid bills. So if you are looking for new electronics or need to improve your credit, National Credit Direct credit card can be a good credit card for you.

Can I use my National Credit Direct credit card everywhere?

No. The National Credit Direct credit card can only be used at online shop National Credit Direct. The National Credit Direct card is not a Visa or a MasterCard credit card, so you won’t be able to use it outside the online catalogue.

How do I know if I am approved for National Credit Direct credit card?

You will receive an online notification if you are approved for the National Credit Direct account. If you do not receive such notification, you can contact Customer Service at 866-774-7254 x1 to find out your application status.

Will I be able to improve my credit using National Credit Direct card?

Yes, you can improve your credit using the National Credit Direct credit card. The issuer will report your credit activity to at least one credit bureau. So make sure you make all monthly due payments on time and do not skip or miss payments. Payment history makes 35% of your credit score, so being responsible can help you improve a lot.

6 In Accordance with Terms and Conditions.