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WebBank/Fingerhut Credit Account

No Annual Fee. See WebBank/Fingerhut Credit Account Terms.

Credit Recommended:


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    CARD TYPE: Unsecured Store Card

    Unsecured Store Card is a credit card which is tied to a particular retail store or a chain of stores and which does not require a cash collateral deposit.

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    WHO CAN GET IT: Consumer

    These credit cards are for the average consumer who needs a credit card for personal use.

  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at
  • Get the Credit You Deserve.
  • We just love saying "YES!"
    Intro APR on Purchases:
    Regular APR:
    See Terms
    Minimum Grace Period:
    24 days
    Intro APR on Balance Transfers:
    Regular APR:
    Balance Transfer Fee:
    See Terms
    Intro APR on Cash Advances:
    Regular APR:
  • FEES
    Annual Fee:
    Application Processing Fee:
    See Terms
WebBank/Fingerhut Credit Account

Questions & Answers about the card:

Will I be able to improve my credit using Fingerhut credit?

Fingerhut credit account is issued by WebBank, and this bank can report your credit activity to the credit bureaus. So, if you make all minimum due payments on time and never skip or miss them, you will be able to improve your credit. Note that you should keep all your credit accounts in good standing if you want to build good credit history. Keeping one credit account in good standing and defaulting on others won’t do any good to your credit.

Does WebBank offer credit cards for businesses?

WebBank does offer small business credit cards but unfortunately here at we do not offer WebBank’s small business credit cards. Here you can apply only for a consumer credit account issued by WebBank.

What kinds of credit cards does WebBank offer?

WebBank offers co-branded credit cards mostly which are not affiliated with any payment network like Visa or MasterCard. For example, you can find Gettington and Fingerhut credit accounts that are issued by WebBank. Even though the cards are basically store cards, your credit activity will be reported to at least one major credit bureau.

Can I apply for a Fingerhut card online?

Yes, there is an online application for the Fingerhut card issued by WebBank. Here, at you can apply for the WebBank/Fingerhut Credit Account online. This is a store card that will allow you to buy stuff at Fingerhut and pay off the balance over time. The card is not affiliated with Visa or MasterCard payment network. Therefore, you won’t be able to use it outside the online store.