No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
Unsecured Store Card is a credit card which is tied to a particular retail store or a chain of stores and which does not require a cash collateral deposit.
These credit cards are for the average consumer who needs a credit card for personal use.
Fingerhut credit account is issued by WebBank, and this bank can report your credit activity to the credit bureaus. So, if you make all minimum due payments on time and never skip or miss them, you will be able to improve your credit. Note that you should keep all your credit accounts in good standing if you want to build good credit history. Keeping one credit account in good standing and defaulting on others won’t do any good to your credit.
WebBank does offer small business credit cards but unfortunately here at CreditCardFlyers.com we do not offer WebBank’s small business credit cards. Here you can apply only for a consumer credit account issued by WebBank.
WebBank offers co-branded credit cards mostly which are not affiliated with any payment network like Visa or MasterCard. For example, you can find Gettington and Fingerhut credit accounts that are issued by WebBank. Even though the cards are basically store cards, your credit activity will be reported to at least one major credit bureau.
Yes, there is an online application for the Fingerhut card issued by WebBank. Here, at CreditCardFlyers.com you can apply for the WebBank/Fingerhut Credit Account online. This is a store card that will allow you to buy stuff at Fingerhut and pay off the balance over time. The card is not affiliated with Visa or MasterCard payment network. Therefore, you won’t be able to use it outside the online store.