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Blue ACE Elite™ Visa® Prepaid Debit Card

Get your tax refund faster than a paper check.

Credit Recommended:

Any Credit (No Credit Check)

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    CARD TYPE: Prepaid

    Prepaid card is a card that you load with money first and then use to make purchases or pay fees.

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    WHO CAN GET IT: Consumer

    These credit cards are for the average consumer who needs a credit card for personal use.

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    REWARDS PROGRAM: Cash Back

    Using this card you will be able to earn cash back on all your purchases or on purchases in specific shopping categories.

ABOUT THE CARD
  • Get your tax refund faster than a paper check.
  • No-Fee Cash Withdrawals at ACE.
  • Use everywhere Visa® debit cards are accepted.
  • Manage your money online and on-the-go.
  • ACE Elite with Direct Deposit FeeAdvantageTM Plan.
  • Earn Payback Rewards.
RATES & FEES INFORMATION:
  • CARD FEATURES
    Instant Response:
    Yes
    Credit Check:
    No
    Direct Deposit:
    Free
  • FEES
    Activation Fee:
    See terms
    Monthly Fee:
    $5.95
    Domestic ATM Withdrawal Fee:
    $2.50
  • USAGE LIMITS
    Daily Deposit Limit:
    See terms
    Daily Cash Withdrawal Limit:
    $300
    Maximum Card Balance:
    $15,000
  • OVERDRAFT
    Overdraft Available:
    Yes
    Overdraft Fee:
    $15
    Maximum Overdraft Limit:
    See terms
Blue ACE Elite™ Visa® Prepaid Debit Card

Questions & Answers about the card:

How do prepaid cards work?

Prepaid cards look like credit cards but they do not work like them. With a prepaid card you should put money onto the card before you can use the card. When you use a prepaid card, the amount of your purchases is deducted from the balance of the card reducing the available amount. Once you’ve used the entire balance, you have to reload money onto your prepaid card before you can use it again. You do not have to worry about interest or late payments. There is no revolving balance or due dates to remember but you still can be charged fees for a prepaid card use.

What is a prepaid card?

A prepaid card is a payment card that you load with money before you can use it for purchases. It looks like a credit card: it has card number, signature strip, company branding, Visa or MasterCard logo, and your name. But prepaid cards are not credit cards and do not give you access to a line of credit. You can’t borrow money with a prepaid card, you can only spend money loaded onto it. And because of that prepaid cards are not reported to the major credit bureaus and do not help you build your credit. Prepaid cards give you convenience of electronic payments.

How to get a prepaid card?

You won’t need an established credit history to qualify for a prepaid card. You can get a prepaid card with bad or no credit at all because they do not require credit check or bank account. You can apply for a prepaid card online or get it at your local bank. Some prepaid cards are even sold at supermarkets. Just make sure you read the card’s terms before you get it. Many prepaid cards have high maintenance fees and processing fees.