0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 11.25% (V)
Unsecured credit cards offer a revolving credit line and not requiring an initial deposit.
These credit cards are for the average consumer who needs a credit card for personal use.
The card will allow you to earn points on all purchases or on specific purchases.
Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
Unlimited Points That Don’t Expire
Earn Points on Every Purchase! It’s simple: $1 = 1 Point
The ABOC credit cards are offered to people with good to excellent credit. That means your credit score should be somewhere in 700s. If your credit score is not close to the recommended score, we would not recommend you apply for this card. And you will definitely waste your time if you apply for this card with bad credit. The Amalgamated Bank of Chicago also offers secured credit cards. These cards are good for those who are just starting their credit and for those who want to rebuild their damaged credit.
You can see your points balance in your rewards account at abocrewards.com. If you do not have access to the account, then you will need to register your ABOC credit card at ABOC Rewards. Once the registration is complete, you will be able to earn points, track them and redeem ABOC points online. The points can be redeemed for statement credits, gift cards, merchandise, cruises and airfare. Also, you can check the point balance by calling 1-800-927-0100.
Firstly, you should find a credit card that is good for your current credit score. ABOC credit cards are only for good and excellent credit. After that you should fill out an online application form to apply for one of ABOC credit cards. By applying for an ABOC card, you authorize ABOC to obtain a current credit bureau report and to verify the information on your application. Once ABOC reviews the credit bureau and other information, a decision will be made. If you do not know your current credit score, you can check it with one of the three major credit bureaus (TransUnion, Experian, and Equifax) or with one of the services that provide credit scores.