What kind of card is it?

Most credit card companies offer several kinds of cards:

•	Secured cards, which require a security deposit. The larger the security deposit, the higher the credit limit. Secured cards are usually offered to people who have limited credit records--people who are just starting out or who have had trouble with credit in the past.

•	Regular cards, which do not require a security deposit and have just a few features. Most regular cards have higher credit limits than secured cards but lower credit limits than premium cards.

•	Premium cards (gold, platinum, titanium), which offer higher credit limits and usually have extra features--for example, product warranties, travel insurance, or emergency services.

Most Recent Credit Card Articles:

- 2008-06-27 How to Do Away with Credit Card Debts without a Balance Transfer Card
Nearly all US credit card holders have a credit card debt. And sometimes this debt becomes a bad headache for credit consumers. All those interest rates, fees, due dates make it really difficult to pay off your outstanding balance in full. Getting a balance transfer card with favorable terms and 0% ...

- 2008-06-19 Why Should Cardholders Pay for Their Credit Cards Processing?
The Credit Card Fair Fee Act of 2008 has come into legal force, promising financial relief for both retailers and their cards using customers. The new legislation is expected to curb credit card interchange fees or at least make them fairer.What is a credit card interchange, also called transaction,...

- 2008-06-11 Are Cash Back Credit Cards as Beneficial as They Are Painted?
Credit card deals with cash back are usually referred to as the most applied-for plastics in the US. No big surprise. They are pretty aggressively advertised. Besides, a desire to be rewarded is a quite natural trait of human nature. You do not have to do anything but make purchases with your cash b...

- 2008-06-03 Busting Your Credit Card Ghosts from the Past
A financially stable, two-parent family can afford raising children. But what if you are a single mother with low income? You can still make it through. But if being a stay-at-home mother is your full-time job? At least for some period, during the first year, when your baby needs you around 24/7? ...

- 2008-05-27 Irreconcilable Differences Can Result In Divorce and In Bad Credit
When people decide to start their own family, especially if they are young, most tend to think that they are tying the knot with the tongue not to be undone with the teeth. Standing at the altar exchanging wedding vows very few couples think about marital agreement. Husband-and-wife-to-be hope their...

- 2008-05-21 0% APR for Jack, Fees and High Rates for Zach?
You know that people with good and excellent credit are eligible for the best credit card deals with low interests and great rewards. While customers with a credit that needs some improvement or those with no credit sometimes have to bend over backwards to qualify for a credit card with a decent int...

- 2008-05-16 Financial Personalities, Pt.II
Here are another three types of financial personalities, in one of which you might recognize yourself. Financial Personality #4: The Experienced Your Traits: You manage your credit cards in that responsible, confident way that is characteristic of people with sober mind, organized and business...

- 2008-05-13 What Kind of Person Are You? Financially Speaking. Pt.I
You have, probably, tested yourself answering a couple of psychological quizzes to find out what kind of person you are, what character you have, what psychological type you belong to, etc. But have you ever thought about getting to know what financial personality you have? I have found an interesti...

- 2008-05-08 A Summer Vacationer's Guide through the Jungles of Airmiles Credit Cards
Yesterday when checking my organizer for the next week's plans I looked at the date, and guess what… I've suddenly realized that it's just 3 weeks left before summer is here! I love summer. Everybody does. Summer is the season of vacations and trips. Summer… beach, a lot of sun, sand, light sea ...

- 2008-05-02 No Credit Limit – No Credit Score?
A credit card with no credit limit seems to be the dream of every card holder. It feels so good to buy whatever you want and just overlook prices. Unlimited credit card freedom attracts a lot. Like in the Nickelback's song "I need a credit card that's got no limit and a big black jet with a bedroom ...