What kind of card is it?

Most credit card companies offer several kinds of cards:

• Secured cards, which require a security deposit. The larger the security deposit, the higher the credit limit. Secured cards are usually offered to people who have limited credit records--people who are just starting out or who have had trouble with credit in the past.
• Regular cards, which do not require a security deposit and have just a few features. Most regular cards have higher credit limits than secured cards but lower credit limits than premium cards.
• Premium cards (gold, platinum, titanium), which offer higher credit limits and usually have extra features--for example, product warranties, travel insurance, or emergency services.

Most Recent Credit Card Articles:

• 2011-01-15  Enjoy a High Credit, Low Interest Credit Card

  Individuals with an excellent credit score tend to get the most attractive features available on low interest credit cards. These credit cards are usually the best choice for anyone seeking quick credit for an urgent situation. The benefits which come with these cards definitely put the user at an a... (more)

• 2011-01-01  In Search of Low Interest Credit Cards

  Life in the fast lane! That is what our current lifestyle is as of now. People live in an era now where most things and any transactions are done almost instantly. With just one swipe of your credit card on the swiping machine; you are done with your purchase and there is no more need for you to sta... (more)

• 2010-12-10  Low Interest Credit Cards to Help You

  Do you find yourself having to pay lots of interests because your payday is scheduled days after your monthly bills have been issued? Then this situation will not be helpful at all for you because in the long run, you end up with paying more than you normally have to and that will not be helpful at ... (more)

• 2010-12-06  Seeing Behind Low Interest Credit Card

  How great does it feel to shop around carrying nothing but your shopping bags and a small purse or wallet that contains nothing but a few small changes of cash for minor purchases or perhaps a taxi fare and just your credit cards for purchasing? Your low interest credit cards are what you use for pu... (more)

• 2010-10-29  Credit Cards Gotchas: The Case of the Fine Prints

  Credit cards are one of our great responsibilities in life. With credit history or not, they are always available. For instance, with too high interest rates, consumers get a burdened too much that they need to consolidate. How? They just need to do a balance transfer to a low interest credit car... (more)