How is your credit?
Excellent Credit (FICO: 750 - 850)
All these statements are true for you: I have had a loan or credit card for at least 5 years
- I have a credit card with a credit limit greater than $10,000
- I have NEVER been more than 60 days late on a credit card, medical bill or loan payment
- I have never declared bankruptcy
» Please check out Excellent Credit Credit Cards
Good Credit - Above Average Credit (FICO: 660 - 749)
All these statements are true for you: I have had a loan or credit card for three years or more
- I have had a credit card with a limit above $5,000
- I have not been more than 60 days late on any credit card, medical bill, or loan payment in the last year
» Please check out Good Credit Credit Cards
Fair Credit - Credit That Needs Some Improvement (FICO: 620 - 659)
All these statements are true for you: I currently have or have had a U.S. loan or credit card
- My credit limit on a current credit card, if any, is less than $5,000
- I may have been late on more than one credit card, medical bill, or loan payment in the last six months
» Please check out Fair Credit Credit Cards
Poor or Bad Credit - Limited Credit History (FICO: 350 - 619)
At a minimum all of these statements are true for you. Please note these are minimum requirements and meeting these criteria does not guarantee approval.
- I have had my own credit card for less than three years or never had one
- I have a limited credit history, for example I am a student, or new to the country, or a young person working for a living, or I have been an authorized user on someone else's credit card
- I have a valid credit score that can be found at one of the major credit reporting companies.
(In some cases, a valid credit report is sufficient to be eligible for a credit card.)
» Please check out Bad Credit Credit Cards
Most Recent Credit Card Articles:
2011-01-15 Enjoy a High Credit, Low Interest Credit Card
Individuals with an excellent credit score tend to get the most attractive features available on low interest credit cards. These credit cards are usually the best choice for anyone seeking quick credit for an urgent situation. The benefits which come with these cards definitely put the user at an a... (more)
2011-01-01 In Search of Low Interest Credit Cards
Life in the fast lane! That is what our current lifestyle is as of now. People live in an era now where most things and any transactions are done almost instantly. With just one swipe of your credit card on the swiping machine; you are done with your purchase and there is no more need for you to sta... (more)
2010-12-10 Low Interest Credit Cards to Help You
Do you find yourself having to pay lots of interests because your payday is scheduled days after your monthly bills have been issued? Then this situation will not be helpful at all for you because in the long run, you end up with paying more than you normally have to and that will not be helpful at ... (more)
2010-12-06 Seeing Behind Low Interest Credit Card
How great does it feel to shop around carrying nothing but your shopping bags and a small purse or wallet that contains nothing but a few small changes of cash for minor purchases or perhaps a taxi fare and just your credit cards for purchasing? Your low interest credit cards are what you use for pu... (more)
2010-10-29 Credit Cards Gotchas: The Case of the Fine Prints
Credit cards are one of our great responsibilities in life. With credit history or not, they are always available. For instance, with too high interest rates, consumers get a burdened too much that they need to consolidate. How? They just need to do a balance transfer to a low interest credit car... (more)
