How is your credit?
Excellent Credit (FICO: 750 - 850)
All these statements are true for you: I have had a loan or credit card for at least 5 years
- I have a credit card with a credit limit greater than $10,000
- I have NEVER been more than 60 days late on a credit card, medical bill or loan payment
- I have never declared bankruptcy
» Please check out Excellent Credit Credit Cards
Good Credit - Above Average Credit (FICO: 660 - 749)
All these statements are true for you: I have had a loan or credit card for three years or more
- I have had a credit card with a limit above $5,000
- I have not been more than 60 days late on any credit card, medical bill, or loan payment in the last year
» Please check out Good Credit Credit Cards
Fair Credit - Credit That Needs Some Improvement (FICO: 620 - 659)
All these statements are true for you: I currently have or have had a U.S. loan or credit card
- My credit limit on a current credit card, if any, is less than $5,000
- I may have been late on more than one credit card, medical bill, or loan payment in the last six months
» Please check out Fair Credit Credit Cards
Poor or Bad Credit - Limited Credit History (FICO: 350 - 619)
At a minimum all of these statements are true for you. Please note these are minimum requirements and meeting these criteria does not guarantee approval.
- I have had my own credit card for less than three years or never had one
- I have a limited credit history, for example I am a student, or new to the country, or a young person working for a living, or I have been an authorized user on someone else's credit card
- I have a valid credit score that can be found at one of the major credit reporting companies.
(In some cases, a valid credit report is sufficient to be eligible for a credit card.)
» Please check out Bad Credit Credit Cards
Most Recent Credit Card Articles:
2009-07-26 Secrets To Get Low Interest Rate Credit Card From Current Provider
You probably have heard many times that to get the best credit card, you need to do intensive research. It could be done online or offline. However, the thing is that you should not settle for one prospect provider or accept what seems to be an attractive offer. By taking time to do research, you wi... (more)
2009-07-24 Ways To Save Time In Search For Low Rate Credit Cards
People who own a credit card can either enjoy its benefit or be threatened by its possible problem. The former happens if you know how to manage your debts. The latter will happen if the card will be abused and balances bloat. To maximize the use of the card, cardholders are looking for low rate cre... (more)
2009-05-23 The Two Faces of the Zero Percent Interest Credit Cards
No matter how hard you would want to avoid incurring uncalled for credit card debt, this seems to be almost impossible with the skyrocketing credit card interests that come with each purchase you make using your plastic. Applying for a credit card with a zero interest rate may appear very appealing ... (more)
2009-05-10 You Owe It to Yourself to be Creditworthy Again
There are so many consumers who have fallen behind on credit card payments and other financial obligations it seems no longer taboo to admit you have had some financial setbacks. In fact, getting help to control your debt is a popular topic these days as many consumers realize the seriousness of deb... (more)
2009-05-02 The Advantages of Low Interest Credit Cards
People with good or excellent credit have a broader range of credit card offers to choose from. And the deals they can qualify for usually come with better terms and more favorable features than card offers that bad, fair or no credit owners are eligible for. Though good credit gives you more opp... (more)
