There are only 2 weeks left until the best day for shopping, Black Friday 2019. Undoubtedly, this is the most anticipated sale of the year not only for deals hunters, but also for those who simply want to get particular goods or services at discounted prices.
This year’s official event date is Friday, November 29. However, this does not prevent the period of discounts from expanding. Most merchants are starting to make available or at least announce some of their Black Friday deals a whole...
One of the biggest financial worries parents have regarding their teenagers is whether or not they will be able to manage their finances once they go out into "the real world". While certain provisions help limit the amount of damage teenagers and young adults can do with credit cards, it is still vital that you educate your children on proper use of credit and maintain a proactive involvement in their finances for as long as possible. The following tips outline how to teach your children...Continue reading
If you own credit cards, you may already feel like the interest rates are too high and the rewards are too low. Can you imagine then, what it's like to be penalized by credit card companies for certain behaviors and therefore become subjected to even higher interest rates and surcharges? We all want to do our best to keep our credit in check and one of the best ways to do so is to avoid the pitfalls that many find themselves in, which can lead to skyrocketing interest rates that hamper your...Continue reading
There may be cards in our wallet that we find ourselves paying fees on each year simply to use it how we wish. From a credit perspective, this is absolutely absurd as you are already lining the pockets of creditors in the form of interest payments. Most credit card agencies understand this as well and simply charge the fee because they can get away with it in most instances. If you have had it up to here with paying credit card companies hundreds of dollars every year just to have the...Continue reading
Your chances of securing a loan relies heavily on the kind of credit score you have. The better the score, the higher your chances of getting that loan will be. A good credit score can also get you a relatively painless set of terms for your loan. So when you plan on getting a loan, make sure your credit score looks good first.
Here are a few tips to get your credit score up to muster.
1. Credit Score Review. To determine how things stand with your credit score, make a review of it. See...