Make Valentine's Day easy on your pocket with these credit cards

All credit card news

• Do not trigger penalty rates on your credit cards - If you have had a credit card for a very long time, then you will know that there was a time when defaulting your payment could attract a penalty of 29.99 percent. But, thanks to the Credit Card Accountability, Responsibility and Disclosure Act of 20...
• Credit card benefits customers need to be aware of - Life without credit cards has almost become unimaginable in recent times. These cards of plastic need not necessarily be a bane. Since the charges and interest rates are the common points being discussed in financial circles, it is easy to see why th...
• More transparency in credit card applications - According to the annual analysis of credit card applications that have conducted, credit card issuers seem to have improved the digital transparency. Credit card applications of some of the top ten issuers have been examined by the credit card compar...
• Marketing phrases used in credit cards don’t mean anything - Advertising can be misleading at times, but it has been that way for a long time now and nobody questions any of these things. For instance, you have lemonade that has no fruit juice in it. Then you have the pharmaceutical companies who constantly co...
• Credit card payment networks face stiff competition on many fronts - Most stock investors make one common mistake, which is buying yesterday’s winners. If a company is facing an unfavorable change due to the competitive dynamics, then paying a full price for such a company would be a money-losing proposition. So, it...
• Credit card loyalties – alumni associations and colleges make $6.6 million - Last year, colleges in California, alumni groups, and university foundations made around $6.6 million in royalties, from the agreements they made with the card issuers. Over 3,000 new accounts were opened, as per the Federal Reserve Board report in J...
• College students can get some of the best banking deals - Although most of the customers are absolutely peeved with the way the banks have been hiking up the fees on their checking accounts and also phasing out the debit card reward programs, one group in particular seems to be enjoying a whole lot of benef...
• Outstanding amount on customer credit card decline significantly in July - After a spree of uninhibited spending over the last few months, the outstanding balance on customer credit cards saw a steep fall in the month of July this year. As per Federal Reserve’s most recent report, customers paid off up to $3 million of th...
• One, two, three innings for San Francisco giants fans from Bank of America - Bank of America is the Official Bank of the Giants and as San Francisco Giants prepare for the final stretch of the 2011 season, they will now have an additional incentive to give fans the one, two, three innings. An integrated marketing program has ...
• Now cash back credit cards from Bank of America - One of the largest banks in the United States, Bank of America, is now launching cash back rewards credit cards. Card holders with this card in their wallet can reap cash back rewards when they shop using this card at certain stores across the countr...
• Don’t expect reward points of small business cards anymore - There is hardly anyone today who is not tired of the innumerable fees levied by banks on just about any type of account. Any transactions you would like to do has a specific fee associated to it. While customers are used to certain fees like the ATM ...
• Credit card security – US has a chance to improve security - Beware the next time you want to use your credit card at the check-out counter. This ritual is pretty out-dated and the rest of the world does not do this anymore. The US is the only developed country that seems to be hanging on to the debit cards an...
• Rewards credit cards – the best cards to look out for in 2011 - If you are one of those fortunate few to have survived the recession, and have managed to qualify for a card, then this is the best time to sign up for a fresh card. Card issuers are all out to woo customers and are offering some of the best deals...
• EMV card in the offing – American airlines and citibank - The E.M.V. chip technology has gained immense popularity all over Europe since it is far more secure. This is yet another card that can be added to the list of cards that are being offered to the affluent sections. There is one card with quite an ...
• Credit card use – island approach and its advantages - As of April 2010, at least quarter of the American population had bad credit, according to reports from FICO. As of March 2011, Americans were also found to be revolving debts to the tune of $796 billion, where most of it was credit card debt (as per...
• Choosing credit over debit – some prime reasons - Following the economic crisis, there seems to be an increase in debit card usage and its use has gone up quite significantly, according to Pulse. This is especially the case with smaller purchases. However, it is too soon to predict if credit cards w...
• The two sides of hotel credit cards - Recently, there have been a number of TV commercials that are being aired for the Marriott Credit Cards. Then there is the aggressive marketing of the credit cards with hotel rewards as well. Earlier, these were cards that were generally found on bus...
• Getting hold of a credit card is far more easier now - It is quite possible that you may have received many more credit card offers this year through your mail, when compared to the beginning of the year. If that is the case, then you are not alone, especially if you are one of the big spenders and if yo...
• Credit cards that may be out-of-reach despite having an excellent credit score - Generally, consumers assume that they can obtain some of the best credit cards if they have a good or excellent credit score. However, that is not entirely true, as there are some of the cards that cannot be guaranteed even if you have the perfect cr...
• Opt out of credit card account when there is a hike in rates - It is easy to assume that you have one of the best credit cards until your card issuer increases your rate. However, as per the new fed regulations, you can easily opt out of the credit card account in case the card issuer plans on increasing the rat...
• Business credit cards see a boost due to difficult economic times - A number of small businesses that are already struggling due to tight lending and weak sales are now dependent on business credit cards to get their working capital.Most of these cards are affected by unannounced rate changes, penalties, and other ch...
• Students and colleges seem to have become wiser with regard to credit cards - In general, college students and credit cards are a deadly cocktail and there is never really a positive outcome. However, that is not the case anymore, as there has been a positive outcome that has been noticed in the recent times. According to t...
• The working of card specific discounts - Although it is really tempting to sign up for some of the store credit cards because they offer a lot of perks like a certain percentage off on each purchase you make or having access to special sales throughout the year etc. But one has to really ge...
• Bonus available on credit cards if you are creditworthy - There are a times when you may feel that it does pay when you do the right thing. For those who have been having a squeaky clean credit record during the period of recession as well as its aftermath, they can now deal with some of the best card issue...
• Cards that you should stay away from - Although there are some credit card offers that will make you jump with joy, there are also those that you must avoid at all costs. Some of the great cards come with one-time rewards bonuses, but there are the worst cards in the market as well. Th...
• Student credit card debts have come down post CARD act – but is it enough - Credit card companies aggressively marketed their products and set up booths in colleges and attracted students with freebies for signing up, but that was prior to the CARD Act. After President Obama endorsed the CARD Act in May 2009, things started ...