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	<title>Credit Card News&#187; Money Management</title>
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	<link>http://www.creditcardflyers.com/credit-card-news</link>
	<description>Daily news, expert advice on credit cards.</description>
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		<title>Answers to Some Banking Practices that Puzzled You</title>
		<link>http://www.creditcardflyers.com/credit-card-news/2009/answers-to-some-banking-practices-that-puzzled-you-318.php</link>
		<comments>http://www.creditcardflyers.com/credit-card-news/2009/answers-to-some-banking-practices-that-puzzled-you-318.php#comments</comments>
		<pubDate>Mon, 18 May 2009 13:04:34 +0000</pubDate>
		<dc:creator>Lucy Medora</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit card news]]></category>
		<category><![CDATA[0 balance transfers]]></category>
		<category><![CDATA[credit card purchases]]></category>
		<category><![CDATA[debt problems]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.creditcardflyers.com/credit-card-news/?p=318</guid>
		<description><![CDATA[Overdrawing
You might have wondered why, when you make ATM withdrawals or debit purchases that are higher than your available balance in the bank, the transaction goes through.
It might seem like the bank is playing the fool but, in reality, this practice is the direct result of banks wising up over the years. In the past, banks would most likely have ... (<a href="http://www.creditcardflyers.com/credit-card-news/2009/answers-to-some-banking-practices-that-puzzled-you-318.php" rel="bookmark" title="Permanent Link to Answers to Some Banking Practices that Puzzled You" class="more">more</a>)]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Consumer Borrowing Falls, Smart Spending is the Order of the Day</title>
		<link>http://www.creditcardflyers.com/credit-card-news/2009/consumer-borrowing-falls-smart-spending-is-the-order-of-the-day-208.php</link>
		<comments>http://www.creditcardflyers.com/credit-card-news/2009/consumer-borrowing-falls-smart-spending-is-the-order-of-the-day-208.php#comments</comments>
		<pubDate>Sat, 09 May 2009 13:27:00 +0000</pubDate>
		<dc:creator>Lucy Medora</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[People and Credit]]></category>
		<category><![CDATA[avoid debt]]></category>
		<category><![CDATA[credit card practices]]></category>
		<category><![CDATA[cutting costs]]></category>
		<category><![CDATA[financial security]]></category>
		<category><![CDATA[get lower interest rates]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[spending habits]]></category>

		<guid isPermaLink="false">http://www.creditcardflyers.com/credit-card-news/?p=208</guid>
		<description><![CDATA[The economic recession, the rise of unemployment, and the fall of the property markets have hit the country quite hard. For the average American, the reality has been rising loan rates, the risk of losing homes, and the threat of unemployment. As a result, every American has had to rethink the way they spend their earnings.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>20 Million Home Owners With Negative Equity, Study Shows</title>
		<link>http://www.creditcardflyers.com/credit-card-news/2009/20-million-home-owners-with-negative-equity-study-shows-188.php</link>
		<comments>http://www.creditcardflyers.com/credit-card-news/2009/20-million-home-owners-with-negative-equity-study-shows-188.php#comments</comments>
		<pubDate>Fri, 08 May 2009 17:52:38 +0000</pubDate>
		<dc:creator>Lucy Medora</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[People and Credit]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial knowlege]]></category>
		<category><![CDATA[get lower interest rates]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.creditcardflyers.com/credit-card-news/?p=188</guid>
		<description><![CDATA[Recently, real estate website Zillow.com released figures from a study they made which indicate that the figure of homeowners currently paying higher debt mortgages than the worth of their homes at 20%. That roughly estimates to 20 million U.S. home owners.
These homeowners are in the unenviable position of being &#8220;underwater&#8221; or having &#8220;negative equity&#8221; in terms of home mortgages. This ... (<a href="http://www.creditcardflyers.com/credit-card-news/2009/20-million-home-owners-with-negative-equity-study-shows-188.php" rel="bookmark" title="Permanent Link to 20 Million Home Owners With Negative Equity, Study Shows" class="more">more</a>)]]></description>
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		<title>Keeping Finances Afloat: Avoiding Bank Fees</title>
		<link>http://www.creditcardflyers.com/credit-card-news/2009/keeping-finances-afloat-avoiding-bank-fees-184.php</link>
		<comments>http://www.creditcardflyers.com/credit-card-news/2009/keeping-finances-afloat-avoiding-bank-fees-184.php#comments</comments>
		<pubDate>Fri, 08 May 2009 00:33:20 +0000</pubDate>
		<dc:creator>Lucy Medora</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit card interest]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.creditcardflyers.com/credit-card-news/?p=184</guid>
		<description><![CDATA[Today&#8217;s economy being what it is, the ability to keep one&#8217;s finances float can spell the difference between surviving the economic downturn and going bankrupt. People in the United States have had to quickly adapt their financial habits to fit the requirements of the current state of the economy. While keeping an eye on savings and foregoing the luxury buys ... (<a href="http://www.creditcardflyers.com/credit-card-news/2009/keeping-finances-afloat-avoiding-bank-fees-184.php" rel="bookmark" title="Permanent Link to Keeping Finances Afloat: Avoiding Bank Fees" class="more">more</a>)]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Need To Find an ATM? There&#8217;s Now an App for That</title>
		<link>http://www.creditcardflyers.com/credit-card-news/2009/need-to-find-an-atm-there-now-an-app-for-that-156.php</link>
		<comments>http://www.creditcardflyers.com/credit-card-news/2009/need-to-find-an-atm-there-now-an-app-for-that-156.php#comments</comments>
		<pubDate>Wed, 06 May 2009 10:03:58 +0000</pubDate>
		<dc:creator>Leni Parrish</dc:creator>
				<category><![CDATA[MasterCard]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[ATM]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[iPhone technologies]]></category>
		<category><![CDATA[Mastercard applications]]></category>

		<guid isPermaLink="false">http://www.creditcardflyers.com/credit-card-news/?p=156</guid>
		<description><![CDATA[Technology is making it so simple to have information on demand and with MasterCard&#8217;s new application for the iPhone and iPod, finding an ATM is just a brief touch away. The application, now available on the Apple App Store, allows users to find out the exact location of ATM&#8217;s regardless of their location around the world. The MasterCard’s “ATM Hunter” ... (<a href="http://www.creditcardflyers.com/credit-card-news/2009/need-to-find-an-atm-there-now-an-app-for-that-156.php" rel="bookmark" title="Permanent Link to Need To Find an ATM? There&#8217;s Now an App for That" class="more">more</a>)]]></description>
		<wfw:commentRss>http://www.creditcardflyers.com/credit-card-news/2009/need-to-find-an-atm-there-now-an-app-for-that-156.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Number of People Sued by Credit Card Companies Increasing: Here&#8217;s What to Do If You Are Sued</title>
		<link>http://www.creditcardflyers.com/credit-card-news/2009/number-of-people-sued-by-credit-card-companies-increasing-heres-what-to-do-if-you-are-sued-141.php</link>
		<comments>http://www.creditcardflyers.com/credit-card-news/2009/number-of-people-sued-by-credit-card-companies-increasing-heres-what-to-do-if-you-are-sued-141.php#comments</comments>
		<pubDate>Sun, 03 May 2009 13:34:45 +0000</pubDate>
		<dc:creator>Leni Parrish</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Card Management]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[credit card lawsuit]]></category>
		<category><![CDATA[sued by creditors]]></category>

		<guid isPermaLink="false">http://www.creditcardflyers.com/credit-card-news/?p=141</guid>
		<description><![CDATA[
It&#8217;s difficult to track exactly how many debt collection cases for defaulted credit card debt are filed because they are filed along with all civil cases through the prothonotary&#8217;s office.   Capital One, a credit card company known for lending money to individuals with less than perfect credit histories, have filed a large number of cases.  In Lancaster, ... (<a href="http://www.creditcardflyers.com/credit-card-news/2009/number-of-people-sued-by-credit-card-companies-increasing-heres-what-to-do-if-you-are-sued-141.php" rel="bookmark" title="Permanent Link to Number of People Sued by Credit Card Companies Increasing: Here&#8217;s What to Do If You Are Sued" class="more">more</a>)]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Time Line of Credit Cards</title>
		<link>http://www.creditcardflyers.com/credit-card-news/2009/time-line-of-credit-cards-136.php</link>
		<comments>http://www.creditcardflyers.com/credit-card-news/2009/time-line-of-credit-cards-136.php#comments</comments>
		<pubDate>Sat, 02 May 2009 15:06:37 +0000</pubDate>
		<dc:creator>Leni Parrish</dc:creator>
				<category><![CDATA[Credit Card Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Statistics]]></category>
		<category><![CDATA[credit card news]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[credit card time line]]></category>
		<category><![CDATA[first credit card]]></category>
		<category><![CDATA[timeline of credit]]></category>

		<guid isPermaLink="false">http://www.creditcardflyers.com/credit-card-news/?p=136</guid>
		<description><![CDATA[In 1949, Frank X McNamara, shared a meal with two friends. When he reached into his pocket for his wallet so that he could pay for the meal (in cash), he discovered that he had forgotten his wallet at home.  He called his wife to bring him some money – and suddenly a  new idea was born.  A credit card ... (<a href="http://www.creditcardflyers.com/credit-card-news/2009/time-line-of-credit-cards-136.php" rel="bookmark" title="Permanent Link to Time Line of Credit Cards" class="more">more</a>)]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Common Sense Your Best Defense Against Identify Theft</title>
		<link>http://www.creditcardflyers.com/credit-card-news/2009/common-sense-your-best-defense-against-identify-theft-132.php</link>
		<comments>http://www.creditcardflyers.com/credit-card-news/2009/common-sense-your-best-defense-against-identify-theft-132.php#comments</comments>
		<pubDate>Sat, 02 May 2009 00:05:23 +0000</pubDate>
		<dc:creator>Leni Parrish</dc:creator>
				<category><![CDATA[Credit Card Management]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[People and Credit]]></category>
		<category><![CDATA[credit card news]]></category>
		<category><![CDATA[credit card fraud]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[protecting identity]]></category>

		<guid isPermaLink="false">http://www.creditcardflyers.com/credit-card-news/?p=132</guid>
		<description><![CDATA[
It used to be that identity theft meant an unauthorized purchase on a credit card.    But criminals have advanced alongside technology and suddenly identity theft can involve a stolen Social Security number used for filing false medical claims or applying for mortgages.  When you swipe your card at the ATM, gas pump, or in the RedBox ... (<a href="http://www.creditcardflyers.com/credit-card-news/2009/common-sense-your-best-defense-against-identify-theft-132.php" rel="bookmark" title="Permanent Link to Common Sense Your Best Defense Against Identify Theft" class="more">more</a>)]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Visa Commercials Promote Debit Cards</title>
		<link>http://www.creditcardflyers.com/credit-card-news/2009/visa-commercials-promote-debit-cards-123.php</link>
		<comments>http://www.creditcardflyers.com/credit-card-news/2009/visa-commercials-promote-debit-cards-123.php#comments</comments>
		<pubDate>Wed, 29 Apr 2009 11:51:27 +0000</pubDate>
		<dc:creator>Leni Parrish</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Low Interest Credit Cards]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[People and Credit]]></category>
		<category><![CDATA[Rewards Programs]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Statistics]]></category>
		<category><![CDATA[Visa]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[debit card rewards]]></category>
		<category><![CDATA[debit card use]]></category>
		<category><![CDATA[decline in credit use]]></category>
		<category><![CDATA[MasterCard]]></category>

		<guid isPermaLink="false">http://www.creditcardflyers.com/credit-card-news/?p=123</guid>
		<description><![CDATA[
Visa has noticed the trend of increased debit card use during this recession.  They&#8217;re running several TV ads that promote Visa debit cards for everything from buying pizza, going to an aquarium with your daughter on a Tuesday, and paying for products online.

On April 29th, Visa Inc. reported that their branded debit card total dollar volume of purchases surpassed ... (<a href="http://www.creditcardflyers.com/credit-card-news/2009/visa-commercials-promote-debit-cards-123.php" rel="bookmark" title="Permanent Link to Visa Commercials Promote Debit Cards" class="more">more</a>)]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Who Will Win The Battle Over Credit Card Regulations?</title>
		<link>http://www.creditcardflyers.com/credit-card-news/2009/who-will-win-the-battle-over-credit-card-regulations-115.php</link>
		<comments>http://www.creditcardflyers.com/credit-card-news/2009/who-will-win-the-battle-over-credit-card-regulations-115.php#comments</comments>
		<pubDate>Mon, 27 Apr 2009 13:21:47 +0000</pubDate>
		<dc:creator>Leni Parrish</dc:creator>
				<category><![CDATA[Credit Card Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit card news]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[credit card restrictions]]></category>
		<category><![CDATA[legislation]]></category>
		<category><![CDATA[unfair credit card practices]]></category>

		<guid isPermaLink="false">http://www.creditcardflyers.com/credit-card-news/?p=115</guid>
		<description><![CDATA[Consumers waiting for positive changes within the credit card industry should know that not everyone supports restrictions on credit card practices. The President and Congress support regulations which would protect consumers from the heavy handed practices that are currently taking place.  Not surprisingly banks are resisting the idea of forced regulations within their industry.  Various government officials continue to push ... (<a href="http://www.creditcardflyers.com/credit-card-news/2009/who-will-win-the-battle-over-credit-card-regulations-115.php" rel="bookmark" title="Permanent Link to Who Will Win The Battle Over Credit Card Regulations?" class="more">more</a>)]]></description>
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