There has been a recent uptick in the number of credit card skimmers caught on ATM machines and as such, you have a responsibility to make sure you are safeguarding your information at every turn. Skimmers can be installed not just on ATMs but also on any card reader that you might come into contact with in any public place. By knowing a few upfront tips to spot these skimmers, you can avoid falling into their trap the vast majority of the time.
Examine the ATM
Prior to using your card at an ATM, it is vital to quickly inspect the device and make sure there is nothing out of place. A quick inspection will include looking around the card reader for signs of glue or residue that has been used to secure a skimmer in place, as well as making sure the card reader is firmly in place on the ATM and has not been compromised. If there are any loose parts to the ATM or substances on the card reader or keypad, then do not use it!
Examine the Area
Not only can evidence of card skimming be found on the ATM but also around or on top of it. Many skimmers also utilize a hidden camera that is used to capture your PIN as you enter it, since this information cannot be obtained from a card skimmer. If there are stray objects placed on or near the ATM, make sure that there is nothing hidden in them that may secretly be capturing your activity.
Hide Your PIN
When entering your PIN at an ATM, it is a good idea to hold your hand directly over the keypad to prevent any hidden cameras installed above from being able to view your PIN. Just in case you missed something, this method should prevent any prying eyes from being able to snatch up your PIN and credit card information. While only certain things can be done with a credit card number, having that and your PIN means skimmers can replicate your card and use it at ATMs for easy, quick and possibly untraceable cash.