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| Most Attractive: |
Long term 0% introductory rate; no annual fee; reasonable APR. |
| Special Offer: |
0% for up to 12 months and is applied to Purchases, Balance Transfers. |
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(MasterCard)
|
- 0% APR on balance transfers and purchases for up to 12 months
- No Annual Fee
- $0 Liability on unauthorized purchases
- Secure, free online acount management
- Citi® Indentity Theft Solutions
- Benefit Rating:

|
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0% Intro APR on Purchases, Balance Transfers for up to 12 months as low as 8.49% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
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Bonus on First Purchase: n/a 20 days Grace Period |
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(* The introductory rate is available on purchases and balance transfers for up to twelve months.) |
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| Important Notes: |
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|
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 1.99%, 4.99%, or 6.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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|
| Most Attractive: |
0% introductory rate; no annual fee. |
| Special Offer: |
0% for 12 months and is applied to Purchases. |
|
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(MasterCard)
|
- 0% APR on balance transfers and purchases for up to 12 months
- No Annual Fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, Free Online Account Management
- Benefit Rating:

|
 |
0% Intro APR on Purchases, Balance Transfers for up to 12 months as low as 8.49% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
|
Bonus on First Purchase: n/a 25 days Grace Period |
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(* 0% APR on balance transfers and purchases for up to 12 months) |
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| Important Notes: |
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|
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Long term 0% introductory rate; access to reward program; no annual fee; reasonably low APR. |
| Special Offer: |
0% for up to 12 months and is applied to Balance Transfers. |
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(MasterCard)
|
- 0% APR on balance transfers for up to 12 months
- No annual fee
- $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
- Earn 5 Reward Points for every $1 you spend on purchases at supermarkets, drugstores, and gas stations for 12 months
- Earn 1 Reward Point on all Other Purchases
- Redeem for electronics, sports, dining, travel, and many other rewards!
- Rewards Program is Absolutely Free!
- Free online account management
- Benefit Rating:

|
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0% Intro APR on Balance Transfers for up to 12 months as low as 10.49% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
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Points per Dollar: 1.00 Point Bonus on First Purchase: 6,000 points - $50 gift card 20 days Grace Period |
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(* 0% APR on balance transfers for up to 12 months) |
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|
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The APR for purchases and balance transfers varies according to the applicant's credit history and will be 4.49%, 7.49% or 9.49% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Bonus miles; no pre-set spending limit. |
| Special Offer: |
15,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months |
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(MasterCard)
|
- Earn 1 Mile for every $1 you spend on eligible purchases
- 15,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months
- AAdvantage miles may never expire
- Redeem your miles on hotels, car rentals, and over 25 airlines
- Fly with No Blackout Dates
- $0 Liability on Unauthorized Charges
- No Preset Spending Limit
- Balance transfer fee applies with this offer
- Benefit Rating:

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n/a Intro APR (* see notes for more APR details) 14.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
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Miles per Dollar: 1.00 Mile First Year Free, then $50 Annual Fee 20 days Grace Period |
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The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
Any amount that exceeds the credit limit must be paid in full.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Access to rewards program for no additional fee; no annual fee; bonus miles; compatible with airline frequent flyer program. |
| Special Offer: |
No Annual Fee for the Card |
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(MasterCard)
|
- No annual fee for your card
- Receive 5,000 Bonus Miles after your first purchase with the card
- Earn 1 AAdvantage® mile for every $2 you spend on eligible purchases - up to 25,000 miles per year
- No blackout dates for AAdvantage award travel on American Airlines, American Eagle & AmericanConnection® carriers
- Redeem AAdvantage miles with over 25 of the world′s top airlines,major car rental companies and hundreds of luxurious hotels worldwide
- AAdvantage® miles may never expire
- Balance transfer fee applies with this offer
- Benefit Rating:

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n/a Intro APR (* see notes for more APR details) 14.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
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Miles per Dollar: 1.00 Mile Bonus on First Purchase: 5,000 miles after 1st purchase 20 days Grace Period |
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See website for complete terms and conditions of card usage and application disclosure.
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| Most Attractive: |
Two points for general purchases; additional hotel benefits and services for cardholders; no annual fee; bonus points; common signature cardholder benefits; no pre-set spending limit. |
| Special Offer: |
2.99% for 6 months and is applied to Purchases, Balance Transfers. |
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(Visa)
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- 2.99% Intro APR for 6 months
- No Annual Fee
- Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels
- Earn two Hilton HHonors bonus points for each dollar spent on other purchases
- Earn 15,000 Hilton HHonors bonus points - enough for two free nights at participating Hilton Family hotels
- Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card
- Balance transfer fee applies with this offer
- Benefit Rating:

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2.99% Intro APR on Purchases, Balance Transfers for 6 months 14.99% / 16.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
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Points per Dollar: 2.00 Point Bonus on First Purchase: 15,000 HHonors points 20 days Grace Period |
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(* 2.99% for 6 months and is applied to Purchases, Balance Transfers) |
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The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Long term 0% introductory rate on balance transfers; no annual fee. |
| Special Offer: |
0% for up to 12 months and is applied to Balance Transfers. |
|
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(MasterCard)
|
- 0% APR on Balance Transfers for up to 12 Months
- No Annual Fee
- Up To 10% Savings for the First 12 Months on AT&T Purchases
- Up to 30 free phone minutes each month
- 2 free directory assistance inquiries per month and other wireless benefits
- Balance transfer fee applies with this offer
- Benefit Rating:

|
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0% Intro APR on Balance Transfers for up to 12 months as low as 8.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
|
Bonus on First Purchase: n/a 20 days Grace Period |
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|
(* 0% APR on Balance Transfers for up to 12 months) |
|
 |
| Important Notes: |
 |
|
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.99%, 6.99% or 8.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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|
| Most Attractive: |
Long term 0% introductory rate; no annual fee; access to rewards program; bonus points. |
| Special Offer: |
0% for 12 months and is applied to Balance Transfers. |
|
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(MasterCard)
|
- 0% APR on Balance Transfers for up to 12 months
- No Annual Fee
- Up to 10% savings for the first 12 months on AT&T purchases
- 1 ThankYou Point for every dollar you spend on non-AT&T purchases
- Up to 30 free phone minutes each month
- 2 free directory assistance inquiries per month and other wireless benefits
- Balance transfer fee applies with this offer
- Benefit Rating:

|
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0% Intro APR on Balance Transfers for up to 12 months as low as 9.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
|
Points per Dollar: 1.00 Point Bonus on First Purchase: n/a 20 days Grace Period |
|
|
(* 0% APR on Balance Transfers for up to 12 months) |
|
 |
|
|
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 8.99%, or 10.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
|
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|
|
| Most Attractive: |
Attractive reward program; long term 0% introductory rate for balance transfers. |
| Special Offer: |
0% for up to 12 months and is applied to Balance Transfers. |
|
 |
(MasterCard)
|
- 0% APR on balance transfers for up to 12 months
- 20,000 bonus points after $600 in purchases made within 3 months of account opening
- Earn 1 Flight Point for every mile you fly on any airline - or anyone else whose ticket you buy with the card.
- Earn 1 Select Spend Point plus 1 Purchase Point for every dollar you spend at gas stations, supermarkets, and drugstores, plus earn 1 Purchase Point for every other dollar you spend
- Benefit Rating:

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0% Intro APR on Balance Transfers for up to 12 Months as low as 9.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
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Points per Dollar: 1.00 Point $75 Annual Fee 20 days Grace Period |
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|
(* 0% APR on Balance Transfer for up to 12 months) |
|
 |
|
|
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure. |
 |
|
|
| Most Attractive: |
10,000 bonus points after $300 in purchases made within 3 months of account opening |
| Special Offer: |
0% APR on Balance Transfer for up to 12 months |
|
 |
 (MasterCard)
|
- 0% APR on Balance Transfer for up to 12 months
- No Annual Fee
- 10,000 bonus points after $300 in purchases made within 3 months of account opening
- 1 Point for every $1 spent on purchases
- 1 Point for every 3 miles you fly on any airline
- 1 Point for every 3 miles flown by anyone else whose tickets you buy with the card
- Unlimited Companion travel
- Redeem for flights on any airline with no blackout dates
- Benefit Rating:

|
 |
0% Intro APR on Balance Transfers for up to 12 months as low as 9.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
|
Points per Dollar: 1.00 Point 20 days Grace Period |
|
|
(* 0% APR on Balance Transfer for up to 12 months) |
|
 |
|
|
See website for complete terms and conditions of card usage and application disclosure.
|
 |
|
|
| Most Attractive: |
Bonus miles; no pre-set spending limit; compatible with airline frequent flyer program. |
| Special Offer: |
25,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months |
|
 |
(MasterCard)
|
- Earn 1 Mile of for every $1 you spend
- 25,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months
- AAdvantage miles may never expire
- Redeem your miles on hotels, car rentals, and over 25 airlines
- Fly with No Blackout Dates
- $0 Liability on Unauthorized Charges
- No Preset Spending Limit
- Balance transfer fee applies with this offer
- Benefit Rating:

|
 |
n/a Intro APR (* see notes for more APR details) 14.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
|
Miles per Dollar: 1.00 Mile First Year Free, then $85 Annual Fee 20 days Grace Period |
|
 |
|
|
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
Any amount that exceeds the credit limit must be paid in full.
See website for complete terms and conditions of card usage and application disclosure. |
 |
|
|
| Most Attractive: |
Long term 0% introductory rate; no annual fee; access to reward program. |
| Special Offer: |
0% Balance Transfer APR for up to 12 months |
|
 |
(MasterCard)
|
- 0% APR on Balance Transfers for up to 12 Months
- No Annual Fee
- Earn a full 1% cash back on every purchase
- Get a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50 - no calling necessary
- Balance transfer fee applies with this offer
- Benefit Rating:

|
 |
0% Intro APR on Balance Transfers for up to 12 months as low as 9.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
|
Rebate Amount: Up to 1% Bonus on First Purchase: n/a 25 days Grace Period |
|
|
(* 0% Balance Transfer APR for up to 12 months) |
|
 |
|
|
See website for complete terms and conditions of card usage and application disclosure.
|
 |
|
|
| Most Attractive: |
No annual fee; no yearly limit or expiration on rebates; 6% rebate on select purchases for six months. |
| Special Offer: |
0% for 12 months and is applied to Balance Transfers. |
|
 |
(MasterCard)
|
- 0% Intro APR on Balance Transfers for 12 months
- No Annual Fee
- Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
- Receive 1% on all other purchases
- Rebate automatically applied to your mortgage principal
- NO CAP or limits on the amount of rebates you can accumulate in a year
- Balance transfer fee applies with this offer
- Benefit Rating:

|
 |
0% Intro APR on Balance Transfers for 12 months 9.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
|
Rebate Amount: Up to 6% Bonus on First Purchase: n/a 20 days Grace Period |
|
|
(* The introductory rate is available on balance transfers submitted during the first twelve months) |
|
 |
|
|
See website for complete terms and conditions of card usage and application disclosure.
|
 |
|
|
| Most Attractive: |
Long term 0% introductory rate on balance transfers; no annual fee; 5% cash back reward. |
| Special Offer: |
0% for up to 12 months and is applied to Balance Transfers. |
|
 |
 (MasterCard)
|
- 0% APR on Balance Transfers for up to 12 months
- No Annual Fee
- Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter
- Earn 1% cash back on all other purchases
- Balance transfer fee applies with this offer
- Benefit Rating:

|
 |
0% Intro APR on Balance Transfers for up to 12 months as low as 10.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
|
Rebate Amount: Up to 5% Bonus on First Purchase: n/a 20 days Grace Period |
|
|
(* 0% APR on Balance Transfers for up to 12 months) |
|
 |
|
|
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 4.49%, 7.49% or 9.49% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
 |
|
|
| Most Attractive: |
The Citi Platinum Select MasterCard can help you establish your credit history |
| Special Offer: |
0% APR on purchases for 6 months |
|
 |
(MasterCard)
|
- 0% APR on purchases for 6 months
- No Annual Fee
- $0 Liability on unauthorized purchases
- The Citi Platinum Select MasterCard can help you establish your credit history
- Free online account management
- Citi Identity Theft Solutions
- Reports to all major credit bureaus to help you establish your credit history
- Balance transfer fees apply with this offer
- Benefit Rating:

|
 |
0% Intro APR on Purchases for 6 Months 10.99% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
|
20 days Grace Period |
|
|
(* 0% APR on purchases for 6 months) |
|
 |
| Important Notes: |
 |
|
|
See website for complete terms and conditions of card usage and application disclosure. |
 |