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Cash Rebates Credit Card Offers

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Competition is fierce among credit cards, and to make a card more competitive the lenders create cash back and rebates to entice new customers to apply for their cards. Credit cards with rewards programs are becoming increasingly popular, with people earning cash back and rebates based on the amount and type of purchases they make with their credit cards.

Cash back and rebates programs are designed to entice customers to apply for a credit card
People benefit with cash back programs on purchases they make with the card
Cash back and rebates programs vary depending on the card issuer, with typical amounts ranging from 1% to 5% cash back.
Rebates are sometimes mailed in the form of checks to cardholders who qualify, or may be added to the account balance as a credit.

Cash Back and Rebates	Sign-up Bonuses
Save on Gas	Save on Groceries
Save on Dining	Frequent Flyer Miles, Airline Miles Rewards
Automobile Rewards	Hotel Rewards
Sport Rewards	Finance Rewards
Home Improvement Rewards	Entertainment Rewards

| Cards for Consumer | Cards for Student | Cards for Business |

Credit Card Offers Found: 5

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Blue Cash from American Express®

Excellent Credit*

Most Attractive:	Up to 5% cash back reward; no annual fee; 0% introductory rate.
Special Offer:	0% for 6 months and is applied to Purchases.

(American Express)

0% Intro APR for 6 Months
No Annual Fee
Up To 5% Cash Back with Unlimited Cash Rewards
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
Earn Unlimited Cash Back
Flexibility to pay over time
Benefit Rating:

0% Intro APR on Purchases for 6 months
10.24% Regular Variable APR for Purchases
20.24% Regular Variable APR for Cash Advances

Rebate Amount: Up to 5%
Bonus on First Purchase: n/a
20 days Grace Period

(* A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process.)

Important Notes:

Estimate Reward Earnings

No pre-set spending limit - purchases are approved based on credit record, account history, and personal resources.
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure.

Chase Freedom(SM) Credit Card

Good Credit*

Most Attractive:	Access to rewards program for no additional fee; no annual fee; $50 bonus rebate after first purchase.
Special Offer:	3% Cash Back in Your Top 3 Everyday Spending Categories

(Visa)

Click here to apply for Chase Freedom(SM) Credit Card

Receive $50 after You Make Your First Purchase
3% Cash Back in Your Top 3 Everyday Spending Categories
1% Cash Back for Every $1 You Spend on All Other Purchases
Receive an Extra $50 Each Time You Save and Redeem $200 in Rewards
15 Categories earn triple rewards at the types of places you spend the most
Change from earning cash to points and back again
Benefit Rating:

n/a Intro APR (* see notes for more APR details)
14.99% Regular Variable APR for Purchases
20.99% Regular Variable APR for Cash Advances

Rebate Amount: Up to 3%
Bonus on First Purchase: $50 Bonus Rebate
20 days Grace Period

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Citi CashReturns(SM) MasterCard®

Excellent Credit*

Most Attractive:	Long term 0% introductory rate; no annual fee; access to reward program.
Special Offer:	0% Balance Transfer APR for up to 12 months

(MasterCard)

0% APR on Balance Transfers for up to 12 Months
No Annual Fee
Earn a full 1% cash back on every purchase
Get a 20% bonus on the cash back earned on all purchases for the first 12 months
Checks will be sent automatically every time you earn $50 - no calling necessary
Balance transfer fee applies with this offer
Benefit Rating:

0% Intro APR on Balance Transfers for up to 12 months
as low as 9.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Rebate Amount: Up to 1%
Bonus on First Purchase: n/a
25 days Grace Period

(* 0% Balance Transfer APR for up to 12 months)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Discover® Open Road Card

Excellent Credit*

Most Attractive:	Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee.
Special Offer:	0% for 12 months and is applied to Balance Transfers.

(Discover Card)

Click here to apply for Discover® Open Road Card

0% Intro APR
No annual fee
5% Cashback Bonus® on Gas and Auto Maintenance Purchases
5% to 20% Cashback Bonus at Top Retailers through Our Exclusive Online Shopping Site
Up to 1% unlimited Cashback Bonus on all other purchases
$0 Fraud Liability guaranty
Easy online account management options
View Discover® Card Rates, Fees, Rewards and Other Important Information
Benefit Rating:

0% Intro APR on Balance Transfers for 12 months
10.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances

Rebate Amount: Up to 5%
Bonus on First Purchase: n/a
25 days Grace Period

(* There is a 0% introductory APR on purchases for 6 months and a 0% introductory APR on balance transfers for 12 months)

Important Notes:

Estimate Reward Earnings

The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%.
See website for complete terms and conditions of card usage and application disclosure.

Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

Excellent Credit*

Most Attractive:	No annual fee; earn unlimited cash back on purchases.
Special Offer:	1% cash back on all purchases you make from day one

(Visa)

Click here to apply for Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

For customers with excellent credit
14.9% APR on purchases and balance transfers
1% cash back on all purchases you make from day one
No limit on cash back and rewards won’t expire for the life of your account
24-Hour Travel and Emergency Assistance
Additional protection on your purchases with an extended warranty program from Visa®
$0 fraud liability for any unauthorized use if your card is lost or stolen
Benefit Rating:

n/a Intro APR (* see notes for more APR details)
14.9% Regular Fixed APR for Purchases
22.9% Regular Fixed APR for Cash Advances

Rebate Amount: Up to 1%
25 days Grace Period

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

In order to compete with the ever-growing list of credit card offers available to consumers, credit card issuers are releasing more cards with various cash back and rebates programs hoping to catch the interest of people who are in the market for a new credit card.

Cash back and rebates are also meant to get individuals who are already using another issuer's credit card to switch over to a new card, and bring their balances with them via balance transfers. You've heard the saying; the grass is greener on the other side? The idea of cash back and rebates programs is to convince credit card users that the grass is greener with the other card lenders!

The most common cash back program seen on credit cards are the ones that offer a percentage of all card purchases back to the cardholder. The money is basically just placed as a credit on the cardholders credit card statement on a monthly, quarterly, or annual basis. The amount of cash back you can earn varies, and typically is somewhere between 1% and 5% of your purchases.

Specialty cash back programs include cards that offer a percentage of your purchases on specific categories of purchases. For instance, there are cash back rewards programs for groceries, hotels, airline tickets, and entertainment purchases made with a specific credit card.

Cards that offer rebates are usually done so with a promotional or introductory offer. Often times, a credit card issuer will give a certain dollar amount back in the form of a rebate, after the first purchase is made on a credit card that was just opened. The offer might provide a $50 rebate check after you make your first purchase within thirty days of opening your credit card account.

Usually, credit card issuers will mail you the rebate check if you qualify for it, but sometimes the rebates are provided on your credit card statement, in the same way cash back amounts are added to your account.

Whenever you're in the market for a new credit card, you should look into the cash back and rebates offers that are being advertised, because they can make a credit card more advantageous to you. If you find a cash back program that pays you cash back on the things you have to purchase anyway, you're going to benefit more than a credit card that doesn't offer a cash back program. When applying for new credit cards, also keep an eye out for cards with rebates- particularly the rebates you get just for using your card once, as they're the best way to get some additional bonus cash!