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Cash Rebates Credit Card Offers for Student

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Competition is fierce among credit cards, and to make a card more competitive the lenders create cash back and rebates to entice new customers to apply for their cards. Credit cards with rewards programs are becoming increasingly popular, with people earning cash back and rebates based on the amount and type of purchases they make with their credit cards.
  • Cash back and rebates programs are designed to entice customers to apply for a credit card
  • People benefit with cash back programs on purchases they make with the card
  • Cash back and rebates programs vary depending on the card issuer, with typical amounts ranging from 1% to 5% cash back.
  • Rebates are sometimes mailed in the form of checks to cardholders who qualify, or may be added to the account balance as a credit.
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Credit Card Offers Found: 4 Try Credit Card Rewards Wizard!

Capital One® No Hassle Cash(SM) for Students

Above Average Credit* 
Most Attractive: Common platinum benefits; reward program.
Special Offer: 0% APR on purchases until until December 2008
(Visa)
Click here to apply for Capital One® No Hassle Cash(SM) for Students
Apply Here
  • If you have a limited credit history or past credit problems, this cash rewards card is for you
  • 0% APR on purchases until December 2008. After that, variable APR, currently 16.9%
  • 25% annual bonus on the cash you earn during the year
  • 1% cash back on purchases you make from day one
  • No limit on cash back and rewards won’t expire for the life of your account
  • Benefit Rating: Benefit Rating:3h out of 5 stars
0% Intro APR on Purchases for until December 2008
16.9% Regular Variable APR for Purchases
22.9% Regular Variable APR for Cash Advances
  Rebate Amount: Up to 25%
$29 Annual Fee
25 days Grace Period
(* A 0% intro rate is available on purchases until December 2008)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Capital One® No Hassle Cash(SM) for Students
See website for complete terms and conditions of card usage and application disclosure.

Discover® Student Card - Tropical Beach

Good Credit* 
Most Attractive: Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee.
Special Offer: 0% for 6 months and is applied to Purchases.
(Discover Card)
Click here to apply for Discover® Student  Card - Tropical Beach
Apply Here
  • Build Your Credit History
  • 0% Interest* on Purchases for 6 Months
  • No annual fee
  • No Minimum Income or Cosigner Required
  • Easy Online Account Management Tools
  • Up to 1% Cashback Bonus on all purchases automatically
  • Double Rewards with More than 80 Cashback Bonus Partners*
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Benefit Rating: Benefit Rating:4 out of 5 stars
0% Intro APR on Purchases for 6 months
16.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances
  Rebate Amount: Up to 5%
Bonus on First Purchase: n/a
25 days Grace Period
(* There is a 0% introductory APR* on purchases for 6 months)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Discover® Student  Card - Tropical Beach
See website for complete terms and conditions of card usage and application disclosure.

Citi® Driver's Edge® Card for College Students

Poor/Bad Credit OK* 
Most Attractive: No annual fee; access to rebate program; 0% introductory rate for all transactions.
Special Offer: 0% for 6 months and is applied to Purchases, Balance Transfers, Cash Advances.
Top Rated by Consumer
(Visa)
Click here to apply for Citi® Driver's Edge® Card for College Students
Apply Here
  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • No Annual Fee
  • Earn 3% rebates on purchases made at supermarkets, drug stores and gas stations
  • Earn 1% rebates on other purchases
  • Redeem up to $5,000 on the next vehicle, new or used
  • Build your credit history
  • Earn money for the miles you drive!
  • No minimum income or co-signer required
  • Benefit Rating: Benefit Rating:3h out of 5 stars
0% Intro APR on Purchases, Balance Transfers for 6 months
14.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances
  Rebate Amount: Up to 3%
Bonus on First Purchase: n/a
20 days Grace Period
(* 0% APR for 6 months on purchases, cash advances and balance transfers)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Citi® Driver's Edge® Card for College Students
See website for complete terms and conditions of card usage and application disclosure.

Discover® Student Card - Monogram Collection

Good Credit* 
Most Attractive: Personalized card design; double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee; 0% intro APR on purchases.
Special Offer: 0% for 6 months and is applied to Purchases.
(Discover Card)
Click here to apply for Discover® Student Card - Monogram Collection
Apply Here
  • Choose Your Personalized Design
  • 0% Interest* on Purchases for 6 Months
  • No Annual Fee
  • Build Your Credit History
  • No Minimum Income or Cosigner Required
  • Up to 1% Cashback Bonus on all other purchases automatically
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Benefit Rating: Benefit Rating:4 out of 5 stars
0% Intro APR on Purchases for 6 months
16.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances
  Rebate Amount: Up to 5%
Bonus on First Purchase: n/a
25 days Grace Period
(* There is a 0% introductory APR* on purchases for 6 months)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Discover® Student Card - Monogram Collection
See website for complete terms and conditions of card usage and application disclosure.
 
In order to compete with the ever-growing list of credit card offers available to consumers, credit card issuers are releasing more cards with various cash back and rebates programs hoping to catch the interest of people who are in the market for a new credit card.

Cash back and rebates are also meant to get individuals who are already using another issuer's credit card to switch over to a new card, and bring their balances with them via balance transfers. You've heard the saying; the grass is greener on the other side? The idea of cash back and rebates programs is to convince credit card users that the grass is greener with the other card lenders!

The most common cash back program seen on credit cards are the ones that offer a percentage of all card purchases back to the cardholder. The money is basically just placed as a credit on the cardholders credit card statement on a monthly, quarterly, or annual basis. The amount of cash back you can earn varies, and typically is somewhere between 1% and 5% of your purchases.

Specialty cash back programs include cards that offer a percentage of your purchases on specific categories of purchases. For instance, there are cash back rewards programs for groceries, hotels, airline tickets, and entertainment purchases made with a specific credit card.

Cards that offer rebates are usually done so with a promotional or introductory offer. Often times, a credit card issuer will give a certain dollar amount back in the form of a rebate, after the first purchase is made on a credit card that was just opened. The offer might provide a $50 rebate check after you make your first purchase within thirty days of opening your credit card account.

Usually, credit card issuers will mail you the rebate check if you qualify for it, but sometimes the rebates are provided on your credit card statement, in the same way cash back amounts are added to your account.

Whenever you're in the market for a new credit card, you should look into the cash back and rebates offers that are being advertised, because they can make a credit card more advantageous to you. If you find a cash back program that pays you cash back on the things you have to purchase anyway, you're going to benefit more than a credit card that doesn't offer a cash back program. When applying for new credit cards, also keep an eye out for cards with rebates- particularly the rebates you get just for using your card once, as they're the best way to get some additional bonus cash!
 
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