Credit Cards with Cash Back
- 2% cash back on gas and groceries.
- 1% cash back on all other purchases.
- BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central.
- No limit on the cash you can earn and cash won't expire.
Until November 2012
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- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
18 months
6 months
- $200 cash back after $500 in purchases within the first 3 months of account opening.
- No Annual Fee.
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
- 5% average cash back at select merchants through Citi Bonus Cash Center®.
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Earn Cash Back On Your Purchases
You've heard of earning cash back on your purchases from your debit card, but from a credit card company? Hold on a second. You mean they will actually pay you back a percentage of your purchases? Yes, they will.
Due to the constantly growing list of credit card offers available, credit card companies continue to find various ways to entice you to switch over to their team. They want your business, and they want you to bring your balances to them from your existing lender.
How Does It Work?
Commonly, credit cards that offer cash back programs will pay a percentage, often between 1% and 5% of your purchases, back to you. The rebate is either mailed as a check to you or is placed as a credit on your statement, monthly, quarterly, or annually, depending on the terms of the program. If the rebate is placed as a credit on your statement, you will see a decrease in your bill when the credit is issued. How is that for a nice incentive?
What Purchases Qualify?
There are many types of purchases you can earn cash back on, depending on participating retailers. Some card companies specify qualifying purchases with specific retailers while others specify categories of purchases. Included in the rebate programs are some of the following:
- Rebates on Airlines, Hotels, Car Rentals, and Cruises
- Rebates on Home Improvement Stores, Department Stores, and Clothing Stores
- Rebates on Gas Stations, Hotels, Theme Parks, Zoos, and Bookstores
- Rebates on Grocery Stores, Restaurants, Movie Theaters, and Movie Rentals
Check the terms to find out the specifics of the card you are looking at applying for and whether or not it is right for you.
Cash back cards are a fresh alternative to consider the next time you are in the market for a new credit card. Look into the various rebate programs being offered to find one that is suitable for your needs. And, hey, if you are going to buy gas, stay in a hotel, eat out, or rent a movie anyway, why not get cash back for your purchase?
