Find the best credit card offers online.Credit Cards with Cash Back
Discover® More® Card - Shamrock
Discover® Open Road® Card
Blue Cash® from American Express
Discover® More® Card - Clear
Earn Cash Back On Your Purchases
You've heard of earning cash back on your purchases from your debit card, but from a credit card company? Hold on a second. You mean they will actually pay you back a percentage of your purchases? Yes, they will.
Due to the constantly growing list of credit card offers available, credit card companies continue to find various ways to entice you to switch over to their team. They want your business, and they want you to bring your balances to them from your existing lender.
How Does It Work?
Commonly, credit cards that offer cash back programs will pay a percentage, often between 1% and 5% of your purchases, back to you. The rebate is either mailed as a check to you or is placed as a credit on your statement, monthly, quarterly, or annually, depending on the terms of the program. If the rebate is placed as a credit on your statement, you will see a decrease in your bill when the credit is issued. How is that for a nice incentive?
What Purchases Qualify?
There are many types of purchases you can earn cash back on, depending on participating retailers. Some card companies specify qualifying purchases with specific retailers while others specify categories of purchases. Included in the rebate programs are some of the following:
- Rebates on Airlines, Hotels, Car Rentals, and Cruises
- Rebates on Home Improvement Stores, Department Stores, and Clothing Stores
- Rebates on Gas Stations, Hotels, Theme Parks, Zoos, and Bookstores
- Rebates on Grocery Stores, Restaurants, Movie Theaters, and Movie Rentals
Check the terms to find out the specifics of the card you are looking at applying for and whether or not it is right for you.
Cash back cards are a fresh alternative to consider the next time you are in the market for a new credit card. Look into the various rebate programs being offered to find one that is suitable for your needs. And, hey, if you are going to buy gas, stay in a hotel, eat out, or rent a movie anyway, why not get cash back for your purchase?
