Credit Cards » Best Credit Card Offers

Best Credit Card Offers

Finding the best credit card for your needs is not an easy task. Banks have a lot of credit card offers for people with any credit. And if you have your favorite retailers you often shop at, like Amazon or Best Buy, you can receive credit card offers from those retailers as well. You may not have time or desire to choose from bunch of offers you receive. Therefore, we selected the best offers for you which you can easily compare and apply online.

 

Best Credit Offers

  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It´s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% for 12 months0% for 18 months14.40% - 24.40% Variable$0
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A25.90% – 29.99%$99
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A24.9%$35 - $99*

Credit Cards for Limited Credit

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A25.90% - 29.99%$99
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A24.9%$35 - $99*
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A25.90% – 29.99%$99

$0 Annual Fee Credit Cards

  • Apply for a credit card with No Annual Fee.
  • Enjoy 0% Intro APR on purchases or balance transfers; a variable go-to APR applies when the intro period is over.
  • Earn up to 5% cash back or up to 2 points on purchases.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (up to 18 months)0% (up to 21 months)See Site$0

Rewards Credit Cards

  • Take advantage of a one-time bonus, terms apply.
  • Earn miles or point rewards on every purchase. Rewards won’t expire.
  • Redeem earned rewards for travel and more.
  • Enjoy 0% Intro APR on purchases; ongoing variable APR applies after that.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (up to 15 months)0% (up to 15 months)10.99% - 22.99%$0

How to Use Your Credit Card and Save on Everyday Purchases

A credit card can save you money and sometimes a good deal of them if you use a right credit card for you. To understand which reward credit card is right for you, you should know your shopping habits and where you shop most often. For example, an Amazon store card will be a waste of time for you if you do not shop at Amazon.com often enough and if you tend to carry a balance on your credit cards. Instead, a rewards credit card from a major bank will be a better choice for you because you will be able to use it everywhere, earn rewards on all your purchases and enjoy lower interest rate.

Ways of Using Credit Card for Medical Financing

When a need to finance an expensive medical procedure (like plastic surgery) arises, you can easily use a regular credit card. Often medical credit is not affordable to all consumers and there are some restrictions on at what health care providers you can use it. But regular credit cards are different. They can be used everywhere and you can pay anything with them. You won't need to apply for a dental financing and for a medical loan for veterinary, and there won't be two hard inquiries on your credit reports, if you get one regular credit card. Besides most credit cards will allow you to earn rewards on purchases and bill payments allowing you to save on your medical expenses.

How to Use Your Credit Card to Rebuild Credit History

If you are rebuilding your credit, a credit card can also be of great help for you. As you probably know, a payment history makes 35% of your FICO credit score. Therefore, you will be able to build good payment history by only making all due payments on time. If you keep the card balance low, it will also add points to your credit score. Also, most major credit card issuers will give you a free access to your credit scores. You will be able to see how your credit score changes depending on this or that financial decision and to change your credit behaviour based on the score changes.