Credit Cards » Best Credit Card Offers

Best Credit Card Offers

Finding the best credit card for your needs is not an easy task. Banks have a lot of credit card offers for people with any credit. And if you have your favorite retailers you often shop at, like Amazon or Best Buy, you can receive credit card offers from those retailers as well. You may not have time or desire to choose from bunch of offers you receive. Therefore, we selected the best offers for you which you can easily compare and apply online.

 

Best Credit Offers

  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/A0% (15 months (on balance transfers made within 45 days of account opening))15.24%, 20.24% or 25.24%* Variable$0
Click here to apply for Amazon.com Rewards Visa card
  • Earn 3% Back at Amazon.com.2
  • Earn 2% Back at restaurants, gas stations and drugstores.2
  • Earn 1% Back on all other purchases.2
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
See termsSee terms14.49% - 22.49% (V)2None2
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A24.99% (Variable)$0
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Help strengthen your credit for the future with responsible card use
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A24.99% (Variable)$39
  • Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.
  • Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.
  • Up To 12 Months Same As Cash
  • 50% Early Payoff Discount
  • No Hidden Fees
  • Return at any Time
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/AN/A$0
  • 1% cash back on eligible purchases, terms apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
  • Zero fraud liability protects you from unauthorized charges
  • See if you Pre-Qualify without harming your credit score
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A15.65% - 24.15% Variable$0 - $99
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness. Please note, there is a fee for balance transfers
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/A0% (12 months (on balance transfers made within 45 days of account opening))16.49%, 20.49% or 23.49%* Variable$89 - waived first year
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A23.9%$35 - $99*
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/ASee Terms*See Terms*

Credit Cards for Limited Credit

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A24.99% (Variable)$0
  • Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.
  • Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.
  • Up To 12 Months Same As Cash
  • 50% Early Payoff Discount
  • No Hidden Fees
  • Return at any Time
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/AN/A$0
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Help strengthen your credit for the future with responsible card use
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A24.99% (Variable)$39
  • 1% cash back on eligible purchases, terms apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
  • Zero fraud liability protects you from unauthorized charges
  • See if you Pre-Qualify without harming your credit score
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A15.65% - 24.15% Variable$0 - $99
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A23.9%$35 - $99*
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/ASee Terms*See Terms*

$0 Annual Fee Credit Cards

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A24.99% (Variable)$0
  • Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.
  • Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.
  • Up To 12 Months Same As Cash
  • 50% Early Payoff Discount
  • No Hidden Fees
  • Return at any Time
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/AN/A$0
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/A0% (15 months (on balance transfers made within 45 days of account opening))15.24%, 20.24% or 25.24%* Variable$0
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A20.49% (Variable)$0

Rewards Credit Cards

  • All the bonus features you want in a credit card are included. Get 1% cash back on eligible purchases (terms apply). Track your progress over time with free online monthly credit score tracking. And, receive credit line increase opportunities.
  • 24/7 fraud monitoring on every purchase for you protection. Rest easy knowing you won´t be responsible for unauthorized charges.
  • See if you Pre-Qualify without harming your credit score. In less than 60 seconds, find the card that´s right for you.
  • Set up custom email or text alerts, so you´ll always be aware of your payment due date, when your payment posts, or if your available balance runs low.
  • Choose your card design from our premium gallery, a fee may apply.
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A15.65% - 24.15% Variable$0 - $99
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Show more ∨
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/A0% (15 months (on balance transfers made within 45 days of account opening))15.24%, 20.24% or 25.24%* Variable$0
  • 1% cash back on eligible purchases, terms apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
  • Zero fraud liability protects you from unauthorized charges
  • See if you Pre-Qualify without harming your credit score
Apply Now
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A15.65% - 24.15% Variable$0 - $99

How to Use Your Credit Card and Save on Everyday Purchases

A credit card can save you money and sometimes a good deal of them if you use a right credit card for you. To understand which reward credit card is right for you, you should know your shopping habits and where you shop most often. For example, an Amazon store card will be a waste of time for you if you do not shop at Amazon.com often enough and if you tend to carry a balance on your credit cards. Instead, a rewards credit card from a major bank will be a better choice for you because you will be able to use it everywhere, earn rewards on all your purchases and enjoy lower interest rate.

Ways of Using Credit Card for Medical Financing

When a need to finance an expensive medical procedure (like plastic surgery) arises, you can easily use a regular credit card. Often medical credit is not affordable to all consumers and there are some restrictions on at what health care providers you can use it. But regular credit cards are different. They can be used everywhere and you can pay anything with them. You won't need to apply for a dental financing and for a medical loan for veterinary, and there won't be two hard inquiries on your credit reports, if you get one regular credit card. Besides most credit cards will allow you to earn rewards on purchases and bill payments allowing you to save on your medical expenses.

How to Use Your Credit Card to Rebuild Credit History

If you are rebuilding your credit, a credit card can also be of great help for you. As you probably know, a payment history makes 35% of your FICO credit score. Therefore, you will be able to build good payment history by only making all due payments on time. If you keep the card balance low, it will also add points to your credit score. Also, most major credit card issuers will give you a free access to your credit scores. You will be able to see how your credit score changes depending on this or that financial decision and to change your credit behaviour based on the score changes.

2 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.