Credit Cards » Best Credit Card Offers

Best Credit Card Offers

Many people become bewildered when they look for a credit card and see lots of credit card offers. Indeed today we are offered all kinds of credit cards. Online we are offered no interest credit cards, rewards credit cards, and no annual fee credit cards from major banks. Our favorite airlines tempt us into applying for travel credit cards. And when we show loyalty to one retailer we are persuaded to apply for their Buckle credit card or Macy’s credit card. Of course one can get confused and perplexed. Here we ease your task by offering you only those cards which deserve your attention. Look at the offers below and choose the one which fits your needs best.

 

Best Credit Offers

  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.74%, 20.74% or 25.74%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (15 months)0% (15 months (on balance transfers made within 45 days of account opening))15.74%, 20.74% or 25.74% Variable$0
Click here to apply for Buckle Credit Card
  • Earn B-Rewards points.12
  • 10% off your first Buckle Credit Card purchase.12
  • Earn a $10 B-Rewards card for every $300 spent on merchandise with your Buckle Card during a B-Rewards period.12
  • Exclusive mailings and special offers.12
  • Special Birthday Rewards.12
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Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
n/a12n/a1225.24%12None12
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A15.90% - 24.40% Variable$0 - $99
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • $25 Off $100 - Expires 5/2/2017. PROMO CODE: NC566
  • You could WIN $20,000 from Fingerhut.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
n/an/a25.15%$0
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.74%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (15 months)0% (15 months (on balance transfers made within 45 days of account opening))13.74% Variable$0
  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A15.90% - 24.40% Variable$0 - $99
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A23.9%$35 - $99*
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that Mastercard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/ASee Terms*See Terms*

Credit Cards for Limited Credit

  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A15.90% - 24.40% Variable$0 - $99
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • $25 Off $100 - Expires 5/2/2017. PROMO CODE: NC566
  • You could WIN $20,000 from Fingerhut.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
n/an/a25.15%$0
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A23.9%$35 - $99*
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that Mastercard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/ASee Terms*See Terms*

$0 Annual Fee Credit Cards

  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.74%, 20.74% or 25.74%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (15 months)0% (15 months (on balance transfers made within 45 days of account opening))15.74%, 20.74% or 25.74% Variable$0
  • No Annual Fee.
  • 0% Intro APR.
  • Great Rewards Programs.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (6 months)0% (12 months)See Site$0
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • $25 Off $100 - Expires 5/2/2017. PROMO CODE: NC566
  • You could WIN $20,000 from Fingerhut.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
n/an/a25.15%$0

Rewards Credit Cards

  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A15.90% - 24.40% Variable$0 - $99
  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.74%, 20.74% or 25.74%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (15 months)0% (15 months (on balance transfers made within 45 days of account opening))15.74%, 20.74% or 25.74% Variable$0
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A15.90% - 24.40% Variable$0 - $99
  • Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
  • Earn 2X miles on travel & dining and 1X miles on all other purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR will apply, currently 16.24%, 20.24% or 24.24%, depending on your creditworthiness
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
n/a0% (12 months)16.24%, 20.24% or 24.24%* Variable$0

How to Use Your Credit Card and Save on Everyday Purchases

A credit card can save you money and sometimes a good deal of them if you use a right credit card for you. To understand which reward credit card is right for you, you should know your shopping habits and where you shop most often. For example, an airline credit card will be a waste of time for you if you do not fly often enough to earn and redeem miles. Instead, a travel rewards credit card from a major bank will be a better choice for you because it will allow you to earn equal rewards everywhere which are redeemable for a ticket with any airline or simply for cash back.

When to use a store credit card

Many consumers use store credit cards and not less want to or intend to apply for one. But should you apply for a store credit card like Buckle credit card, AEO credit card or Macy's credit card if you shop with those retailers? The answer is 'yes' and 'no'. A store credit card will be a good choice for you if you indeed spend a lot at one particular retailer, you have and established credit history, and you have a habit of paying off the card balance every month. Only if all of those are true for you, you will be able to benefit of having a store credit card. However, if you are new to credit or your credit is not good, you tend to carry a balance on your credit cards and shop at different retailers, you should avoid store credit cards. You will find better options among regular credit cards and still will be able to shop at your favorite locations.

How to Use Your Credit Card to Rebuild Credit History

If you are rebuilding your credit, a credit card can also be of great help for you. As you probably know, a payment history makes 35% of your FICO credit score. Therefore, you will be able to build good payment history by only making all due payments on time. If you keep the card balance low, it will also add points to your credit score. Also, most major credit card issuers will give you a free access to your credit scores. You will be able to see how your credit score changes depending on this or that financial decision and to change your credit behaviour based on the score changes.

12 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.