Credit Cards » Best Credit Card Offers

Best Credit Card Offers

When we want to finance a big purchase, the first thing we will think is a credit card. Firstly because we can be offered one when doing shopping. For example we can be offered a Firestone credit card when look for new tires or the Home Depot credit card when look for home improvement products. Such offers can be extremely handy but don’t hurry to apply. Most likely you will find better options among regular credit cards which are offered by major banks. There are lots of credit card options, so don’t stick to one or two credit card offers.

 

Best Credit Offers

  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It´s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee
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Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% for 12 months0% for 18 months14.40% - 24.40% Variable$0
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A25.90% – 29.99%$99
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A24.9%$35 - $99*

Credit Cards for Limited Credit

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A25.90% - 29.99%$99
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A24.9%$35 - $99*
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A25.90% – 29.99%$99

$0 Annual Fee Credit Cards

  • Apply for a credit card with No Annual Fee.
  • Enjoy 0% Intro APR on purchases or balance transfers; a variable go-to APR applies when the intro period is over.
  • Earn up to 5% cash back or up to 2 points on purchases.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (up to 18 months)0% (up to 21 months)See Site$0

Rewards Credit Cards

  • Take advantage of a one-time bonus, terms apply.
  • Earn miles or point rewards on every purchase. Rewards won’t expire.
  • Redeem earned rewards for travel and more.
  • Enjoy 0% Intro APR on purchases; ongoing variable APR applies after that.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (up to 15 months)0% (up to 15 months)10.99% - 22.99%$0

Co-Branded Credit Cards

When it comes to choosing a credit card you in most cases can go with two options: a co-branded credit card and a regular credit card with rewards. Both types of credit cards will allow you to save on your shopping and can give some additional benefits like special financing.

The difference between these two types of credit cards is in freedom you get. For example, you have a co-branded credit card, let it be a Firestone credit card. The card will allow you to finance the tires and services with no interest if balance is paid in full within 6 months. To qualify for special financing your purchase should be of at least $299. There is no rewards program to earn bonus points or cash back. The simply allows you to finance your purchase and pay for it over the time. The card can only be used at Bridgestone Firestone retail locations.

Everything is different when you have a regular rewards credit card from a major bank. First of all, you will be able to use the card everywhere and you will earn points, miles or cash back on any purchase you make. Another good thing is a no interest introductory period. Depending on a card and credit card issuer it may be as long as 21 month. The introductory period is a one-time offer, but there is no minimum purchase requirement.

When you choose a credit card you should not look only on rewards or fees. There are much more factors to consider: the way you want to use the card, how often will you use it, will this card be for specific expenses, will it be MasterCard or Visa credit card, and many others. Don't pick a card with closed eyes. Do some math to see which option will work for you best.