Credit Cards » Best Credit Card Offers

Best Credit Card Offers

When we want to finance a big purchase, the first thing we will think is a credit card. Firstly because we can be offered one when doing shopping. For example we can be offered a Firestone credit card when look for new tires or the Home Depot credit card when look for home improvement products. Such offers can be extremely handy but don’t hurry to apply. Most likely you will find better options among regular credit cards which are offered by major banks. There are lots of credit card options, so don’t stick to one or two credit card offers.

 

Best Credit Offers

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
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Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
See website for Details*See website for Details*29.99% (Variable)$75 - $125, after that $99 - $125 annually
  • Greater access to credit than before - $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability* for unauthorized use
  • Access your account online or from your mobile device 24/7
  • No security deposit required, even with less than perfect credit
  • Simple application process with a quick response
  • *Fraud protection provided by Mastercard Zero Liability Protection. If approved, you´ll receive the Mastercard Guide to Benefits that details the complete terms with your card.
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Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/ASee termsSee terms

Credit Cards for Limited Credit

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/A29.99% (Variable)See Terms*
  • Greater access to credit than before - $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability* for unauthorized use
  • Access your account online or from your mobile device 24/7
  • No security deposit required, even with less than perfect credit
  • Simple application process with a quick response
  • *Fraud protection provided by Mastercard Zero Liability Protection. If approved, you´ll receive the Mastercard Guide to Benefits that details the complete terms with your card.
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
N/AN/ASee termsSee terms
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
Show more ∨
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
See website for Details*See website for Details*29.99% (Variable)$75 - $125, after that $99 - $125 annually

$0 Annual Fee Credit Cards

  • Apply for a credit card with No Annual Fee.
  • Enjoy 0% Intro APR on purchases or balance transfers; a variable go-to APR applies when the intro period is over.
  • Unlimited rewards on all purchases.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (up to 21 months)0% (up to 21 months)See Site$0

Rewards Credit Cards

  • Take advantage of a one-time bonus, terms apply.
  • Earn miles or point rewards on every purchase. Rewards won’t expire.
  • Redeem earned rewards for travel and more.
  • Enjoy 0% Intro APR on purchases; ongoing variable APR applies after that.
Intro APR on PurchasesIntro APR on Balance TransfersOngoing APRAnnual Fee
0% (up to 15 months)0% (up to 15 months)10.99% - 22.99%$0

Co-Branded Credit Cards

When it comes to choosing a credit card you in most cases can go with two options: a co-branded credit card and a regular credit card with rewards. Both types of credit cards will allow you to save on your shopping and can give some additional benefits like special financing.

The difference between these two types of credit cards is in freedom you get. For example, you have a co-branded credit card, let it be a Firestone credit card. The card will allow you to finance the tires and services with no interest if balance is paid in full within 6 months. To qualify for special financing your purchase should be of at least $299. There is no rewards program to earn bonus points or cash back. The simply allows you to finance your purchase and pay for it over the time. The card can only be used at Bridgestone Firestone retail locations.

Everything is different when you have a regular rewards credit card from a major bank. First of all, you will be able to use the card everywhere and you will earn points, miles or cash back on any purchase you make. Another good thing is a no interest introductory period. Depending on a card and credit card issuer it may be as long as 21 month. The introductory period is a one-time offer, but there is no minimum purchase requirement.

When you choose a credit card you should not look only on rewards or fees. There are much more factors to consider: the way you want to use the card, how often will you use it, will this card be for specific expenses, will it be MasterCard or Visa credit card, and many others. Don't pick a card with closed eyes. Do some math to see which option will work for you best.