Credit Cards » Best Buy®

Best Buy® Credit Cards Alternatives

Best Buy has various financing plans and credit cards with reinvented Reward Zone program. You can take advantage of My Best Buy™ Credit Card or My Best Buy™ Credit Card Preferred. As a cardholder of My Best Buy credit card you will receive 1 base point for $1 spent on purchases. For the My Best Buy points you will receive reward certificates to use as coupons for discounts off future purchases at Best Buy retailers.

Alternative Credit Cards for Best Buy Shopping and more

  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 275,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • Get $50 off $200 - USE Promo Code NC801. Exp. 8/3/2015.
  • *SEE Fingerhut.com Site for Terms & Conditions.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a24.90%$0
  • Free online monthly credit score tracking included.
  • Automatic reviews for credit line increase opportunities.
  • Pre-Qualifying for our card is easy, fast and won´t affect your credit score.
  • Pick your payment due date to fit your schedule.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fairn/a*n/a*17.90% - 23.90% (Variable)*$35-$99*
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Bad / Non/an/a29.99% (V)$125 for the first year. After that, $96 annually
  • Quick pre-qualification available with no impact to your credit score.
  • Fast and easy instant decision.
  • Choose your custom card design - Free.
  • Free online account access.
  • Zero Liability - you′ll never be held liable for unauthorized charges made to your card.
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Goodn/an/a23.9%$35 - $99*
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms
  • Apply now, buy Today*.
  • Low APR, No Hidden Fees, No annual fees.
  • Take $25 off your $100 purchase from Gettington - Use Coupon Code GTN334 **Offer Expires 8/31/2015.
  • Shop Brand Name Products.
  • Two payment options available*.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Goodn/an/a14.90% or 19.90%$0

Smart Financing in Reward Zone

Best Buy is one of the American public companies, which offers consumer electronics in the U.S., Puerto Rico, Mexico, Canada and China.

As any big retailer, Best Buy offers different membership benefits, including credit cards. Amid different credit plans, the company has one with reinvented Reward Zone program: My Best Buy Credit Card and My Best Buy Credit Card Preferred. Both cards are issued by Citibank, N.A.

Both My Best Buy credit cards allow you to earn points on qualifying purchases. As a My Best Buy member you will get 1 point for nearly every dollar spent at Best Buy or BestBuy.com. When you hit 250 points you'll receive a $5 reward certificate, which you can use on virtually anything you purchase at Best Buy. Except reward program, there is one more common thing for both credit cards: the cards do not charge an annual fee.

Best Buy credit cards are store branded credit cards, which means you can use it at Best Buy only. However, My Best Buy Credit Card Preferred is a MasterCard credit card and can be used anywhere MasterCard is accepted. This is very convenient option when you want a store branded credit card but still use it to make purchases with other retailers. It should be noted that bonus points will accrue only if you purchase at eligible retailers.

My Best Buy is a place where you can manage your account online, pay bills, check balance, view recent transactions and see special offers. You can also enroll in email and mobile alerts, and receive paperless statements.

* See Card Terms & Conditions for Details.