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| Most Attractive: |
Access to Membership Rewards Express(SM) program; various benefits and services available to cardholders; introductory rate; no annual fee. |
| Special Offer: |
0% for 15 months and is applied to Purchases. |
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(American Express)
|
- 0% APR on purchases for up to 15 months
- Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance
- No Annual Fee
- Membership Rewards Express SM Program
- Blue is Your Launch Pad to Standout Shopping and Entertainment Rewards and One-of-a-Kind Experiences
- Benefit Rating:

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0% Intro APR on Purchases for 15 months 10.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
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Points per Dollar: 1.00 Point Bonus on First Purchase: n/a 20 days Grace Period |
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(* 4.99% Fixed APR for the life of the balance) |
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Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 3.99%, 5.99%, 8.99% or 10.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Double points earned on City Essentials; additional NYC benefits and services for cardholders; no annual fee; reasonably low APR for purchases. |
| Special Offer: |
0% for 6 months and is applied to Purchases, Balance Transfers. |
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 (American Express)
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- 0% Introductory APR for 6 months on purchases
- No annual fee
- Option to carry a balance
- One INSIDE Rewards point for every dollar spent
- Plus INSIDE Double points on City Essentials
- Benefit Rating:

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0% Intro APR on Purchases, Balance Transfers for 6 months 9.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
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Points per Dollar: 1.00 Point Bonus on First Purchase: n/a 20 days Grace Period |
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(* 0% Intro APR for 6 months on purchases) |
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Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Double miles at participating retailers (including Delta Air Lines); bonus miles; no annual fee for the first year. |
| Special Offer: |
9.99% until the balance is paid in full and is applied to Balance Transfers. |
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(American Express)
|
- Earn up to 17,500 bonus miles
- 15,000 bonus miles with your first purchase
- 2,500 bonus miles for adding an Additional Cardmember
- No annual fee for the first year
- Always Double Miles® on eligible everyday purchases and all Delta purchases
- One mile for every other eligible dollar spent
- Benefit Rating:

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9.99% Intro APR on Balance Transfers for Until Paid Off 15.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
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Miles per Dollar: 1.00 Mile Bonus on First Purchase: 15,000 Miles 20 days Grace Period |
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(* The introductory rate is available on balance transfers submitted during the application process.) |
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Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Three points for general purchases; additional hotel benefits and services for cardholders; no annual fee; bonus points. |
| Special Offer: |
2.9% for 6 months and is applied to Purchases, Balance Transfers. |
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(American Express)
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- Earn 10,000 Hilton HHonors bonus points with your first purchase
- Earn an additional 10,000 Hilton HHonors bonus points - that's 2,500 Hilton HHonors bonus points for each of your first four stays at any Hilton Family Hotel
- Earn 30,000 HHonors bonus points when you spend $5,000 in your first 5 months of Cardmembership - that’s 15,000 bonus points in addition to the 15,000 points you would earn for your Card spending
- Receive 5 HHonors Bonus Points for Each Dollar Spent at Hilton Family Hotels and for Eligible Purchases at Supermarkets, Drugstores, Gas Stations, Dining Establishments and More
- Get 3 HHonors bonus points for every eligible dollar you spend on purchases
- No Annual Fee
- Benefit Rating:

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2.90% Intro APR on Purchases, Balance Transfers for 6 months 15.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
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Points per Dollar: 3.00 Point Bonus on First Purchase: 10,000 Points 20 days Grace Period |
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(* 2.9% for 6 months and is applied to Purchases, Balance Transfers) |
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Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure |
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| Most Attractive: |
Additional points offered to those who stay at Starwood hotels and resorts; bonus points; annual fee is waived for first year. |
| Special Offer: |
2.9% for 6 months and is applied to Purchases, Balance Transfers. |
|
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 (American Express)
|
- Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights at a Category 1 or 2 hotel
- Plus - Earn an Additional 15,000 Bonus Starpoints® When You Spend $15,000 In 6 Months
- Use Starpoints for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries
- Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets
- Pay no annual fee for the first year and only $45 thereafter
- Benefit Rating:

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2.90% Intro APR on Purchases, Balance Transfers for 6 months 15.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
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Points per Dollar: 1.00 Point Bonus on First Purchase: 10,000 Points 20 days Grace Period |
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(* The introductory rate is available on balance transfers submitted during the application process.) |
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Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Up to 5% cash back reward; no annual fee; 0% introductory rate. |
| Special Offer: |
0% for 6 months and is applied to Purchases. |
|
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(American Express)
|
- 0% Intro APR for 6 Months
- No Annual Fee
- Up To 5% Cash Back with Unlimited Cash Rewards
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
- Earn Unlimited Cash Back
- Flexibility to pay over time
- Benefit Rating:

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0% Intro APR on Purchases for 6 months 10.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
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Rebate Amount: Up to 5% Bonus on First Purchase: n/a 20 days Grace Period |
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(* A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process.) |
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No pre-set spending limit - purchases are approved based on credit record, account history, and personal resources.
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
No annual fee; low introductory rates; free rewards program with no blackout dates or travel restrictions. |
| Special Offer: |
0% for 6 months and is applied to Purchases. |
|
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(American Express)
|
- 0% Intro APR for 6 months
- No annual fee
- Earn free travel fast with Blue Sky
- Points good on any airline, hotel, cruise and more
- Travel anytime: no blackout dates or restrictions
- Unlimited rewards: no point caps or expiration dates
- Redeem points for savings-up to $100 off for every 7,500 points
- Benefit Rating:

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0% Intro APR on Purchases for 6 months 10.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
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Points per Dollar: 1.00 Point Bonus on First Purchase: n/a 20 days Grace Period |
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(* A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process.) |
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The APR for purchases varies according to the applicant's credit history and will be 4.99%, 6.99% or 9.99% + Prime Rate.
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Access to rewards program for no additional fee; special discounts at participating merchants; first-year fee free; bonus points are equivalent to a $100 gift card. |
| Special Offer: |
Get 10,000 Membership Rewards® Points Redeemable for Rewards Right Away |
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(American Express)
|
- First Year Fee-Free - $125 Thereafter
- You can earn 10,000 Membership Rewards® bonus points after your first purchase with the Card
- No Pre-Set Spending Limit
- The Membership Rewards® Program
- Gold Card Events - Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
- Global Assist® Plus Hotline and Many More Benefits Included
- Benefit Rating:

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n/a Intro APR (* see notes for more APR details) n/a Regular Fixed APR for Purchases n/a Regular Fixed APR for Cash Advances |
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Points per Dollar: 1.00 Point Bonus on First Purchase: 10,000 Points see terms Grace Period |
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This card is a charge card and the bill is paid in full each month.
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Access to rewards program for no additional fee; special discounts at participating merchants; first year fee free. |
| Special Offer: |
Get 5,000 Bonus Membership Rewards® Points Redeemable for Rewards Right Away |
|
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(American Express)
|
- First Year Fee-Free - $95 Thereafter
- 5,000 Membership Rewards® bonus points after your first purchase with the card
- Earn points quickly and choose rewards from 21 airlines
- Global Assist® Plus Hotline Allows You to Travel with Total Peace of Mind when You are More than 100 Miles Away from Home
- Many Other Travel and Shopping Benefits
- No Pre-Set Spending Limit
- The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs
- Benefit Rating:

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n/a Intro APR (* see notes for more APR details) n/a Regular Fixed APR for Purchases n/a Regular Fixed APR for Cash Advances |
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Points per Dollar: 1.00 Point Bonus on First Purchase: 5,000 Points see terms Grace Period |
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This card is a charge card and the bill is paid in full each month.
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Free access to rewards program; 5,000 bonus Award Dollars; low introductory rate for balance transfers. |
| Special Offer: |
3.99% for 6 months and is applied to Balance Transfers. |
|
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(American Express)
|
- Receive 50 TrueBlue® points with your first purchase, that's halfway to an Award Flight
- TrueBlue points don't expire. Use your Card or fly JetBlue and we extend the life of your points for a full year
- Earn one Award Dollar for virtually every dollar spent
- Earn Double Award Dollars on entertainment, leisure, travel and dining
- 200 Award Dollars = 1 TrueBlue Point and 100 TrueBlue points=one round trip flight
- The annual fee is only $40
- Benefit Rating:

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3.99% Intro APR on Balance Transfers for 6 Months 15.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
|
Points per Dollar: 1.00 Point Bonus on First Purchase: 50 TrueBlue® Points $40 Annual Fee 20 days Grace Period |
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(* The introductory rate is available on balance transfers submitted during the application process.) |
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Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure.
|
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| Most Attractive: |
Double points earned on city essentials; additional LA benefits and services for cardholders; no annual fee; reasonably low APR for purchases. |
| Special Offer: |
0% for 6 months and is applied to Purchases, Balance Transfers. |
|
 |
(American Express)
|
- 0% APR for 6 Months
- No Annual Fee
- Earn one INSIDE(SM) Rewards point for every eligible dollar you spend, whether you're in Los Angeles or not
- Earn double INSIDE Rewards points when you use the Card for city essentials like dining, movie tickets, cell phone service and more
- Redeem points for rewards to eat, drink, and play in Los Angeles, Chicago, and New York
- Benefit Rating:

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0% Intro APR on Purchases, Balance Transfers for 6 months 9.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
|
Points per Dollar: 1.00 Point Bonus on First Purchase: n/a 20 days Grace Period |
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(* The introductory rate is available on balance transfers submitted during the application process.) |
|
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|
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Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Receive $50 after the first purchase; cash back rebate program; first year fee-free. |
| Special Offer: |
Earn a competitive Annual Percentage Yield (APY), currently 4.00% |
|
 |
 (American Express)
|
- Get $50 to jump-start your savings after your first purchase
- Earn a competitive Annual Percentage Yield (APY), currently 4.00%
- A full 1% of your eligible purchases will be deposited into a High-Yield, FDIC-insured Savings Account opened in your name
- No annual fee the first year - that's a $35 savings
- No Preset Spending Limit
- Carry a balance without paying interest on new purchases
- Global Assist® Hotline
- Benefit Rating:

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n/a Intro APR (* see notes for more APR details) 11.24% Regular Variable APR for Purchases n/a Regular Fixed APR for Cash Advances |
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Rebate Amount: Up to 1% Bonus on First Purchase: $50 Account Credit 30 days Grace Period |
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 |
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|
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
The APR for purchases varies according to the applicant's credit history and will be 5.99% + Prime Rate.
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
No annual fee; no late fees; no over the limit fees; no balance transfer fees; introductory rates; cash back rewards. |
| Special Offer: |
0% for 12 months and is applied to Purchases. |
|
 |
(American Express)
|
- 0% intro APR for up to 12 months
- 5.99% fixed APR on balance transfers
- When you spend $2,500, you get an American Express® branded shopping card worth $25
- Automatic Rewards
- Flexibility to pay over time
- User-friendly credit report and score
- American Express World-Class Customer Service
- Benefit Rating:

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0% Intro APR on Purchases for 12 months 11.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
|
Rebate Amount: Up to 1% Bonus on First Purchase: n/a 31 days Grace Period |
|
|
(* 5.99% fixed APR on balance transfers) |
|
 |
|
|
Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 5.99%, 7.99%, or 9.99% + Prime Rate.
Although there are no late fees or over the limit fees, if minimum payments are not paid within the grace period for two times during any portion of a twelve-month billing period, the default APR of 21.99% + Prime Rate will be applied to all balances for a minimum of twelve billing periods.
See website for complete terms and conditions of card usage and application disclosure.
|
 |
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| Most Attractive: |
Double points earned on city essentials; additional Chicago benefits and services for cardholders; no annual fee; reasonably low APR for purchases. |
| Special Offer: |
0% for 6 months and is applied to Purchases, Balance Transfers. |
|
 |
(American Express)
|
- 0% APR for 6 Months
- No Annual Fee
- Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend, whether You're in Chicago or Not
- Earn double INSIDE Rewards points when you use the Card for city essentials like dining, movie tickets, cell phone service, cable and satellite TV service, gym memberships, and newspaper and magazine subscriptions
- Redeem points for rewards to eat, drink, and play in Chicago, New York, and Los Angeles
- Benefit Rating:

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 |
0% Intro APR on Purchases, Balance Transfers for 6 months 9.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
|
Points per Dollar: 1.00 Point Bonus on First Purchase: n/a 20 days Grace Period |
|
|
(* The introductory rate is available on balance transfers submitted during the application process.) |
|
 |
|
|
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. |
 |
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| Most Attractive: |
Earn 3% Cash Back for gasoline |
| Special Offer: |
0% Intro APR on Purchases for 3 months |
|
 |
(American Express)
|
- 0% Intro APR on Purchases for 3 months
- No Annual Fee
- Earn 3% Cash Back for gasoline
- Earn 3% Cash Back for restaurants
- Earn 2% Cash Back for travel
- Earn 1% Cash Back everywhere else, including Costco
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- The flexibility to pay charges over time
- Benefit Rating:

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0% Intro APR on Purchases for 3 Months 15.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
|
Rebate Amount: Up to 3% 20 days Grace Period |
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|
(* 1.99% APR on Balance transfers for 6 months) |
|
 |
|
|
See website for complete terms and conditions of card usage and application disclosure.
|
 |
|
|
| Most Attractive: |
Earn 20,000 bonus miles with first purchase |
| Special Offer: |
3.90% APR on Balance Transfer for life! |
|
 |
 (American Express)
|
- 3.90% APR on Balance Transfer for life!
- Earn 20,000 bonus miles with first purchase
- 2,500 bonus miles for adding an additional cardmember
- Earn one mile for every dollar on other eligible purchases
- Always Double Miles® on eligible everyday purchases and all Delta purchases
- Miles never expire and there is no cap on the miles you can earn
- Benefit Rating:

|
 |
3.9% Intro APR on Balance Transfers for Until Paid Off 15.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
|
Miles per Dollar: 1.00 Mile Bonus on First Purchase: 20,000 bonus SkyMiles® $150 Annual Fee 20 days Grace Period |
|
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(* 3.90% APR on Balance Transfer for life!) |
|
 |
|
|
See website for complete terms and conditions of card usage and application disclosure.
|
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