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Amalgamated Bank of Chicago

Amalgamated Bank of Chicago Credit Card Offers

ABOC is short for Amalgamated Bank of Chicago, a commercial bank that offers a full range of products and services to consumers and businesses. ABOC is headquartered in Chicago, Illinois and has an additional brunch office in Warrenville, Illinois. ABOC personal services include checking and savings accounts, personal loans, and credit cards among the others. Credit cards are offered to people with established credit. However, people with poor credit and nor credit at all can take advantage of the bank's secured credit cards. Below you will find some of the ABOC credit cards you may want to apply online.
Amalgamated Bank of Chicago CREDIT CARDS
Intro APR on Purchases:
Intro APR on Balance Transfers:
Regular APR:
Annual Fee:
Instant Response:
0% for 12 months
N/A
13.90% - 23.90% Variable
$0
No
Credit Recommended: Excellent / Good
APPLY NOW
Read more about the card
Intro APR on Purchases:
Intro APR on Balance Transfers:
Regular APR:
Annual Fee:
Instant Response:
0% for 12 months
N/A
10.25% Variable
$0
No
Credit Recommended: Excellent / Good
APPLY NOW
Read more about the card

Amalgamated Bank of Chicago Credit Cards Basics

Amalgamated Bank credit cards are designed for consumers with good credit. They allow earning rewards on purchases and build credit history. ABOC credit cards are Mastercard cards which means the cards come with Mastercard benefits like zero liability and MasterPass.

The ABOC rewards program allows to earn points on every purchase. One dollar spent is one point earned. The rewards are flexible, meaning the more you spend, the more you earn. You can earn as many points as you wish and they never expire. If you want to redeem your rewards, you will need to register on their site - abocrewars.com. The redemption options are gift cards, statement credit, merchandise and travel rewards.

To those who have limited credit or want to build their credit, ABOC offers secured credit cards. The cards may come with rather low interest rates but the security deposit is rather high. The minimum deposit is $500 and it can be increased up to $5,000. The secured cards help build or improve credit history.

Not sure which card to choose?

Ask your question to our experts: explain your financial situation and you'll get personal financial consultation by email.

Frequently Asked Questions:

What my interest will be if I apply for the ABOC credit card?

With the ABOC Platinum Rewards card your ongoing interest rate on purchases will be somewhere between 13.65% and 23.65%. The bank will determine your interest rate based on the information you provide on your application form and your creditworthiness. The ongoing interest rate is variable meaning your APR will vary with the market based on the Prime Rate. In addition to ongoing APR, the card also has a 0% intro APR on purchases. This zero APR will be for 12 months from the date of account opening. The balance transfer APR will be 13.65% to 23.65% and it is also variable. The APR for cash advances will be 25.74%, variable as wel

How do I know if I qualify for the ABOC credit card?

The ABOC Platinum Rewards card is offered to people with good to excellent credit. That means your credit score should be somewhere in 700s. If your credit score is not close to the recommended score, we would not recommend you apply for this card. And you will definitely waste your time if you apply for this card with bad credit. The Amalgamated Bank of Chicago also offers secured credit cards. These cards are good for those who are just starting their credit and for those who want to rebuild their damaged credit.

Where can I see my ABOC rewards points?

You can see your points balance in your rewards account at abocrewards.com. If you do not have access to the account, then you will need to register your ABOC credit card at ABOC Rewards. Once the registration is complete, you will be able to earn points, track them and redeem ABOC points online. The points can be redeemed for statement credits, gift cards, merchandise, cruises and airfare. Also, you can check the point balance by calling 1-800-927-0100.